Cars for Sales at Bay Lincoln |with Payments|

2026 GMC Terrain Elevation

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This low mileage used 2026 GMC Terrain Elevation 4x4 SUV below 13,000 miles, automatic transmission, and 20 MPG, 1.5L gas engine is for sale right now under $32K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$31,444
Est. Payment:	$589.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,949
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$31,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,934.58
Avg. DMV Fee	294.00
Cash Sale Price	$34,471.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,471.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$589.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Land Cruiser 1958

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This low mileage used 2025 Toyota Land Cruiser 1958 4x4 SUV under 18,000 miles, automatic transmission, and 20 MPG, 2.4L hybrid engine is for sale right now below $60K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$59,999
Est. Payment:	$1107.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,108
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$59,999.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,647.88
Avg. DMV Fee	294.00
Cash Sale Price	$64,739.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$64,739.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1107.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $59,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang GT

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This low mileage second hand 2025 Ford Mustang GT RWD coupe under 5,000 miles, transmission, and 20 MPG, 5.0L gas engine is for sale right now under $46K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$45,999
Est. Payment:	$853.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,125
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$45,999.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,807.88
Avg. DMV Fee	294.00
Cash Sale Price	$49,899.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,899.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$853.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $45,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Sequoia SR5

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This low mileage used 2024 Toyota Sequoia SR5 4x4 SUV under 29,000 miles, automatic transmission, and 20 MPG, 3.4L hybrid engine is for sale right now below $71K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$70,777
Est. Payment:	$1303.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,397
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$70,777.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	4,294.56
Avg. DMV Fee	294.00
Cash Sale Price	$76,164.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$76,164.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1303.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $70,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 3500HD AT4

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This low mileage preowned 2024 GMC Sierra 3500HD AT4 4x4 pickup under 41,000 miles, automatic transmission, and 20 MPG, 6.6L diesel engine is for sale right now below $69K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$68,987
Est. Payment:	$1270.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,800
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$68,987.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	4,187.16
Avg. DMV Fee	294.00
Cash Sale Price	$74,267.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$74,267.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1270.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $68,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 2500HD LTZ

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This low mileage preowned 2024 Chevrolet Silverado 2500HD LTZ 4x4 pickup under 40,000 miles, automatic transmission, and 20 MPG, 6.6L diesel engine is for sale right now below $65K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$64,998
Est. Payment:	$1198.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,176
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$64,998.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,947.82
Avg. DMV Fee	294.00
Cash Sale Price	$70,038.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$70,038.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1198.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $64,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 3500 Big Horn

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This low mileage used 2024 Ram 3500 Big Horn 4x4 pickup below 56,000 miles, transmission, and 20 MPG, 6.7L diesel engine is for sale right now below $60K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$59,999
Est. Payment:	$1188.65 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,648
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$59,999.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,647.88
Avg. DMV Fee	294.00
Cash Sale Price	$64,739.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$64,739.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$1188.65

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 3500 Tradesman

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This low mileage used 2024 Ram 3500 Tradesman 4x4 chassis below 41,000 miles, automatic transmission, and 20 MPG, 6.7L diesel engine is for sale right now below $57K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$56,444
Est. Payment:	$1043.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,188
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$56,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,434.58
Avg. DMV Fee	294.00
Cash Sale Price	$60,971.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,971.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1043.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $56,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 3500 Tradesman

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This low mileage used 2024 Ram 3500 Tradesman 4x4 chassis under 43,000 miles, automatic transmission, and 20 MPG, 6.7L diesel engine is for sale right now below $56K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$55,444
Est. Payment:	$1025.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,976
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$55,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,374.58
Avg. DMV Fee	294.00
Cash Sale Price	$59,911.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,911.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1025.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $55,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 Lariat

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This low mileage used 2024 Ford F-150 Lariat 4x4 pickup under 46,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now below $55K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$54,999
Est. Payment:	$1017.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,694
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$54,999.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,347.88
Avg. DMV Fee	294.00
Cash Sale Price	$59,439.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,439.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1017.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Cars for Sales at Bay Lincoln

Bay Lincoln Vehicles Inventory

2026 GMC Terrain Elevation

2025 Toyota Land Cruiser 1958

2025 Ford Mustang GT

2024 Toyota Sequoia SR5

2024 GMC Sierra 3500HD AT4

2024 Chevrolet Silverado 2500HD LTZ

2024 Ram 3500 Big Horn

2024 Ram 3500 Tradesman

2024 Ram 3500 Tradesman

2024 Ford F-150 Lariat

Dealer Location and Reviews

Dealer Location

Other Nearby Dealers

Cars for Sales at Bay Lincoln

Bay Lincoln Vehicles Inventory

2026 GMC Terrain Elevation

GMC Terrain Elevation

2026 GMC Terrain Elevation Car Loan Estimate

2025 Toyota Land Cruiser 1958

Toyota Land Cruiser 1958

2025 Toyota Land Cruiser 1958 Car Loan Estimate

2025 Ford Mustang GT

Ford Mustang GT

2025 Ford Mustang GT Car Loan Estimate

2024 Toyota Sequoia SR5

Toyota Sequoia SR5

2024 Toyota Sequoia SR5 Car Loan Estimate

2024 GMC Sierra 3500HD AT4

GMC Sierra 3500HD AT4

2024 GMC Sierra 3500HD AT4 Car Loan Estimate

2024 Chevrolet Silverado 2500HD LTZ

Chevrolet Silverado 2500HD LTZ

2024 Chevrolet Silverado 2500HD LTZ Car Loan Estimate

2024 Ram 3500 Big Horn

Ram 3500 Big Horn

2024 Ram 3500 Big Horn Car Loan Estimate

2024 Ram 3500 Tradesman

Ram 3500 Tradesman

2024 Ram 3500 Tradesman Car Loan Estimate

2024 Ram 3500 Tradesman

Ram 3500 Tradesman

2024 Ram 3500 Tradesman Car Loan Estimate

2024 Ford F-150 Lariat

Ford F-150 Lariat

2024 Ford F-150 Lariat Car Loan Estimate

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Dealer Location

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