Cars for Sales at Rick Ridings Ford |with Payments|

2026 Ford Expedition MAX Active

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This low mileage second hand 2026 Ford Expedition MAX Active 4x4 SUV under 1,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $69K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$68,490
Est. Payment:	$1267.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,328
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$68,490.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	4,988.15
Avg. DMV Fee	266.00
Cash Sale Price	$74,056.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$74,056.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1267.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $68,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford F-150 Lariat

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This low mileage second hand 2026 Ford F-150 Lariat RWD pickup below 1,000 miles, automatic transmission, and 5.0L gas engine is for sale right now under $58K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$57,490
Est. Payment:	$1065.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,213
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$57,490.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	4,190.65
Avg. DMV Fee	266.00
Cash Sale Price	$62,258.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$62,258.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1065.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $57,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Traverse LT

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This low mileage preowned 2026 Chevrolet Traverse LT 4x4 SUV under 22,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $43K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$42,990
Est. Payment:	$799.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,043
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$42,990.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	3,139.40
Avg. DMV Fee	266.00
Cash Sale Price	$46,707.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,707.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$799.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Traverse LT

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This low mileage used 2026 Chevrolet Traverse LT 4x4 SUV below 28,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $43K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$42,990
Est. Payment:	$799.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,157
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$42,990.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	3,139.40
Avg. DMV Fee	266.00
Cash Sale Price	$46,707.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,707.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$799.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chrysler Pacifica Select

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This low mileage used 2026 Chrysler Pacifica Select FWD minivan under 12,000 miles, automatic transmission, and 3.6L gas engine is for sale right now under $38K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$37,990
Est. Payment:	$707.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,258
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	2,776.90
Avg. DMV Fee	266.00
Cash Sale Price	$41,344.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,344.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$707.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Equinox LT

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This low mileage preowned 2026 Chevrolet Equinox LT 4x4 SUV under 21,000 miles, automatic transmission, and 1.5L gas engine is for sale right now under $31K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$30,990
Est. Payment:	$579.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,604
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	2,269.40
Avg. DMV Fee	266.00
Cash Sale Price	$33,837.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,837.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$579.01

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Equinox LT

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This low mileage preowned 2026 Chevrolet Equinox LT 4x4 SUV below 18,000 miles, automatic transmission, and 1.5L gas engine is for sale right now under $31K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$30,990
Est. Payment:	$579.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,184
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	2,269.40
Avg. DMV Fee	266.00
Cash Sale Price	$33,837.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,837.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$579.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $30,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Navigator L Reserve

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This low mileage preowned 2025 Lincoln Navigator L Reserve 4x4 SUV under 16,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $87K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$86,990
Est. Payment:	$1606.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,402
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$86,990.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	6,329.40
Avg. DMV Fee	266.00
Cash Sale Price	$93,897.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$93,897.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1606.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $86,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Navigator Reserve

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This low mileage preowned 2025 Lincoln Navigator Reserve 4x4 SUV below 18,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $86K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$85,990
Est. Payment:	$1588.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,125
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$85,990.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	6,256.90
Avg. DMV Fee	266.00
Cash Sale Price	$92,824.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$92,824.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1588.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $85,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-250 Super Duty XLT

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This low mileage preowned 2025 Ford F-250 Super Duty XLT 4x4 pickup under 10,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now below $83K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$82,990
Est. Payment:	$1533.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,827
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$82,990.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	6,039.40
Avg. DMV Fee	266.00
Cash Sale Price	$89,607.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$89,607.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1533.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $82,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Cars for Sales at Rick Ridings Ford

Rick Ridings Ford Vehicles Inventory

2026 Ford Expedition MAX Active

2026 Ford F-150 Lariat

2026 Chevrolet Traverse LT

2026 Chevrolet Traverse LT

2026 Chrysler Pacifica Select

2026 Chevrolet Equinox LT

2026 Chevrolet Equinox LT

2025 Lincoln Navigator L Reserve

2025 Lincoln Navigator Reserve

2025 Ford F-250 Super Duty XLT

Dealer Location and Reviews

Dealer Location

Other Nearby Dealers

Cars for Sales at Rick Ridings Ford

Rick Ridings Ford Vehicles Inventory

2026 Ford Expedition MAX Active

Ford Expedition MAX Active

2026 Ford Expedition MAX Active Car Loan Estimate

2026 Ford F-150 Lariat

Ford F-150 Lariat

2026 Ford F-150 Lariat Car Loan Estimate

2026 Chevrolet Traverse LT

Chevrolet Traverse LT

2026 Chevrolet Traverse LT Car Loan Estimate

2026 Chevrolet Traverse LT

Chevrolet Traverse LT

2026 Chevrolet Traverse LT Car Loan Estimate

2026 Chrysler Pacifica Select

Chrysler Pacifica Select

2026 Chrysler Pacifica Select Car Loan Estimate

2026 Chevrolet Equinox LT

Chevrolet Equinox LT

2026 Chevrolet Equinox LT Car Loan Estimate

2026 Chevrolet Equinox LT

Chevrolet Equinox LT

2026 Chevrolet Equinox LT Car Loan Estimate

2025 Lincoln Navigator L Reserve

Lincoln Navigator L Reserve

2025 Lincoln Navigator L Reserve Car Loan Estimate

2025 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2025 Lincoln Navigator Reserve Car Loan Estimate

2025 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2025 Ford F-250 Super Duty XLT Car Loan Estimate

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Dealer Location

Other Nearby Dealers

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