240 Used Kia Optima Vehicles for Sale in the USA |with Payments|

2020 Kia Optima LX

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This high mileage preowned 2020 Kia Optima LX FWD sedan under 103,000 miles, automatic transmission, and 28 MPG, 2.40L gas engine is for sale right now below $14K at Hyundai of Jefferson City in Jefferson City, MO. ...View More Details

Sales Price:	$13,999
Est. Payment:	$485.21 / 36 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	102,644
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$13,999.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	1,037.55
Avg. DMV Fee	266.00
Cash Sale Price	$15,614.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,614.55
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	36
Auto Finance Payment	$485.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $13,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Optima LX

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This low mileage second hand 2020 Kia Optima LX FWD sedan below 54,000 miles, automatic transmission, and 28 MPG, 2.40L gas engine is for sale right now under $16K at Napleton's Hyundai in Calumet City, IL. ...View More Details

Sales Price:	$15,500
Est. Payment:	$318.72 / 66 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	54,073
Location:	Calumet City, IL

Item	Amount
Used Car Price⁽¹⁾	$15,500.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	1,146.37
Avg. DMV Fee	266.00
Cash Sale Price	$17,224.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,224.37
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	66
Car Loan Payment	$318.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.43% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Optima LX

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This average mileage preowned 2020 Kia Optima LX FWD sedan under 79,000 miles, automatic transmission, and 28 MPG, 2.40L gas engine is for sale right now below $16K at Hyundai of Hampton in Hampton, VA. ...View More Details

Sales Price:	$15,992
Est. Payment:	$387.76 / 54 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	78,575
Location:	Hampton, VA

Item	Amount
Used Car Price⁽¹⁾	$15,992.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	1,182.04
Avg. DMV Fee	266.00
Cash Sale Price	$17,752.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,752.04
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	54
Auto Finance Payment	$387.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Optima LX

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This average mileage second hand 2020 Kia Optima LX FWD sedan below 74,000 miles, automatic transmission, and 28 MPG, 2.40L gas engine is for sale right now below $17K at Capital Hyundai of Jacksonville in Jacksonville, NC. ...View More Details

Sales Price:	$16,291
Est. Payment:	$394.77 / 54 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	73,625
Location:	Jacksonville, NC

Item	Amount
Used Car Price⁽¹⁾	$16,291.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	1,203.72
Avg. DMV Fee	266.00
Cash Sale Price	$18,072.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,072.72
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	54
Car Finance Payment	$394.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,291.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Optima LX

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This low mileage used 2020 Kia Optima LX FWD sedan under 60,000 miles, automatic transmission, and 28 MPG, 2.40L gas engine is for sale right now below $17K at Jeff Wyler Hyundai of Fairfield in Fairfield, OH. ...View More Details

Sales Price:	$16,910
Est. Payment:	$346.70 / 66 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	59,918
Location:	Fairfield, OH

Item	Amount
Used Car Price⁽¹⁾	$16,910.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	1,248.60
Avg. DMV Fee	266.00
Cash Sale Price	$18,736.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,736.60
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	66
Auto Finance Payment	$346.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,910.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Optima LX

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This below average mileage second hand 2020 Kia Optima LX FWD sedan under 64,000 miles, automatic transmission, and 28 MPG, 2.40L gas engine is for sale right now below $17K at Murdock Hyundai of Logan in Logan, UT. ...View More Details

Sales Price:	$16,990
Est. Payment:	$376.54 / 60 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	64,225
Location:	Logan, UT

Item	Amount
Used Car Price⁽¹⁾	$16,990.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	1,254.40
Avg. DMV Fee	266.00
Cash Sale Price	$18,822.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,822.40
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	60
Auto Finance Payment	$376.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Optima S

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This average mileage used 2020 Kia Optima S FWD sedan under 73,000 miles, automatic transmission, and 28 MPG, 2.40L gas engine is for sale right now below $18K at Capital Hyundai of Jacksonville in Jacksonville, NC. ...View More Details

Sales Price:	$17,151
Est. Payment:	$414.91 / 54 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	73,021
Location:	Jacksonville, NC

Item	Amount
Used Car Price⁽¹⁾	$17,151.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	1,266.07
Avg. DMV Fee	266.00
Cash Sale Price	$18,995.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,995.07
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	54
Car Finance Payment	$414.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,151.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Optima S

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This low mileage used 2020 Kia Optima S FWD sedan below 31,000 miles, automatic transmission, and 28 MPG, 2.40L gas engine is for sale right now under $18K at Brandon Hyundai in Tampa, FL. ...View More Details

Sales Price:	$17,941
Est. Payment:	$342.40 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	31,324
Location:	Tampa, FL

Item	Amount
Used Car Price⁽¹⁾	$17,941.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	1,323.34
Avg. DMV Fee	266.00
Cash Sale Price	$19,842.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,842.34
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Loan Payment	$342.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,941.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.43% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Optima EX Premium

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This high mileage preowned 2020 Kia Optima EX Premium FWD sedan under 105,000 miles, automatic transmission, and 28 MPG, 1.60L gas engine is for sale right now below $18K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$17,995
Est. Payment:	$618.38 / 36 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	104,738
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$17,995.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	1,327.26
Avg. DMV Fee	266.00
Cash Sale Price	$19,900.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,900.26
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	36
Auto Loan Payment	$618.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.43% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Optima LX

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This average mileage used 2020 Kia Optima LX FWD sedan under 84,000 miles, automatic transmission, and 28 MPG, 2.40L gas engine is for sale right now below $19K at Kerry Hyundai of Florence in Florence, KY. ...View More Details

Sales Price:	$18,100
Est. Payment:	$483.24 / 48 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	83,575
Location:	Florence, KY

Item	Amount
Used Car Price⁽¹⁾	$18,100.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	1,334.87
Avg. DMV Fee	266.00
Cash Sale Price	$20,012.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,012.87
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	48
Auto Loan Payment	$483.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.43% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Kia Optima Used Cars for Sale

Secondhand Used Optima Vehicles Inventory

2020 Kia Optima LX

2020 Kia Optima LX

2020 Kia Optima LX

2020 Kia Optima LX

2020 Kia Optima LX

2020 Kia Optima LX

2020 Kia Optima S

2020 Kia Optima S

2020 Kia Optima EX Premium

2020 Kia Optima LX

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