Huntsville - Decatur - Florence, AL Area Used Cars Under $40,000

2023 Lincoln Nautilus Reserve

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This low mileage preowned 2023 Lincoln Nautilus Reserve AWD SUV below 39,000 miles, automatic transmission, and 71 MPG, 2.0L gas engine is for sale right now under $40K at Ray Pearman Lincoln in Huntsville, AL. ...View More Details

Sales Price:	$39,986
Est. Payment:	$771.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,458
Location:	Huntsville, AL

Item	Amount
Used Car Price⁽¹⁾	$39,986.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,432.78
Avg. DMV Fee	363.00
Cash Sale Price	$45,093.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,093.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$771.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,986.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage second hand 2025 Ford Explorer Active RWD SUV below 18,000 miles, automatic transmission, and 71 MPG, 2.3L gas engine is for sale right now under $37K at Ray Pearman Lincoln in Huntsville, AL. ...View More Details

Sales Price:	$36,999
Est. Payment:	$714.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,058
Location:	Huntsville, AL

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,104.21
Avg. DMV Fee	363.00
Cash Sale Price	$41,778.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,778.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$714.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Colorado LT

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This low mileage used 2024 Chevrolet Colorado LT 4x4 pickup below 3,000 miles, automatic transmission, and 71 MPG, 2.7L gas engine is for sale right now below $37K at North Country Ford in Arab, AL. ...View More Details

Sales Price:	$36,540
Est. Payment:	$706.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,444
Location:	Arab, AL

Item	Amount
Used Car Price⁽¹⁾	$36,540.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,053.72
Avg. DMV Fee	363.00
Cash Sale Price	$41,268.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,268.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$706.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,540.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This above average mileage preowned 2022 Ford F-150 Lariat 4x4 pickup below 94,000 miles, automatic transmission, and 71 MPG, 3.5L gas engine is for sale right now under $38K at North Country Ford in Arab, AL. ...View More Details

Sales Price:	$37,880
Est. Payment:	$1153.31 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,496
Location:	Arab, AL

Item	Amount
Used Car Price⁽¹⁾	$37,880.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,201.12
Avg. DMV Fee	363.00
Cash Sale Price	$42,756.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,756.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1153.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,880.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-250 Super Duty XLT

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This low mileage preowned 2019 Ford F-250 Super Duty XLT 4x4 pickup below 52,000 miles, automatic transmission, and 71 MPG, 6.2L gas engine is for sale right now below $37K at Mcclary Ford in Athens, AL. ...View More Details

Sales Price:	$36,800
Est. Payment:	$763.01 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,782
Location:	Athens, AL

Item	Amount
Used Car Price⁽¹⁾	$36,800.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,082.32
Avg. DMV Fee	363.00
Cash Sale Price	$41,557.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,557.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$763.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Expedition Limited

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This average mileage preowned 2022 Ford Expedition Limited RWD SUV below 81,000 miles, automatic transmission, and 71 MPG, 3.5L gas engine is for sale right now under $40K at Eddie Preuitt Ford in Hartselle, AL. ...View More Details

Sales Price:	$39,987
Est. Payment:	$1082.58 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,129
Location:	Hartselle, AL

Item	Amount
Used Car Price⁽¹⁾	$39,987.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,432.89
Avg. DMV Fee	363.00
Cash Sale Price	$45,094.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,094.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1082.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape Plug-In Hybrid PHEV

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This low mileage preowned 2025 Ford Escape Plug-In Hybrid PHEV FWD SUV under 6,000 miles, cvt transmission, and 71 MPG, 2.5L hybrid engine is for sale right now under $39K at Eddie Preuitt Ford in Hartselle, AL. ...View More Details

Sales Price:	$38,895
Est. Payment:	$750.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,695
Location:	Hartselle, AL

Item	Amount
Used Car Price⁽¹⁾	$38,895.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,312.77
Avg. DMV Fee	363.00
Cash Sale Price	$43,882.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,882.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$750.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee Limited

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This low mileage certified second hand 2024 Jeep Grand Cherokee Limited RWD SUV under 12,000 miles, automatic transmission, and 71 MPG, 3.6L gas engine is for sale right now under $36K at North Country Ford in Arab, AL. ...View More Details

Sales Price:	$35,625
Est. Payment:	$688.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,573
Location:	Arab, AL

Item	Amount
Used Car Price⁽¹⁾	$35,625.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,953.07
Avg. DMV Fee	363.00
Cash Sale Price	$40,253.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,253.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$688.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,625.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Aviator Reserve

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This below average mileage second hand 2022 Lincoln Aviator Reserve RWD SUV below 65,000 miles, automatic transmission, and 71 MPG, 3.0L gas engine is for sale right now under $39K at Ray Pearman Lincoln in Huntsville, AL. ...View More Details

Sales Price:	$38,989
Est. Payment:	$873.70 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,291
Location:	Huntsville, AL

Item	Amount
Used Car Price⁽¹⁾	$38,989.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,323.11
Avg. DMV Fee	363.00
Cash Sale Price	$43,987.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,987.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$873.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 Lightning Pro

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This low mileage certified preowned 2024 Ford F-150 Lightning Pro AWD pickup under 10,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $40K at North Country Ford in Arab, AL. ...View More Details

Sales Price:	$39,981
Est. Payment:	$771.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,799
Location:	Arab, AL

Item	Amount
Used Car Price⁽¹⁾	$39,981.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,432.23
Avg. DMV Fee	363.00
Cash Sale Price	$45,088.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,088.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$771.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Huntsville - Decatur - Florence Area

Metro Huntsville - Decatur - Florence Secondhand Used Vehicles Priced Below $40,000

2023 Lincoln Nautilus Reserve

2025 Ford Explorer Active

2024 Chevrolet Colorado LT

2022 Ford F-150 Lariat

2019 Ford F-250 Super Duty XLT

2022 Ford Expedition Limited

2025 Ford Escape Plug-In Hybrid PHEV

2024 Jeep Grand Cherokee Limited

2022 Lincoln Aviator Reserve

2024 Ford F-150 Lightning Pro

Greater Huntsville - Decatur - Florence Area Cities with Used Cars for Sale Below $40K

Metro Huntsville - Decatur - Florence Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Huntsville - Decatur - Florence Area

Metro Huntsville - Decatur - Florence Secondhand Used Vehicles Priced Below $40,000

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2024 Chevrolet Colorado LT

Chevrolet Colorado LT

2024 Chevrolet Colorado LT Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2019 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2019 Ford F-250 Super Duty XLT Car Loan Estimate

2022 Ford Expedition Limited

Ford Expedition Limited

2022 Ford Expedition Limited Car Loan Estimate

2025 Ford Escape Plug-In Hybrid PHEV

Ford Escape Plug-In Hybrid PHEV

2025 Ford Escape Plug-In Hybrid PHEV Car Loan Estimate

2024 Jeep Grand Cherokee Limited

Jeep Grand Cherokee Limited

2024 Jeep Grand Cherokee Limited Car Loan Estimate

2022 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2022 Lincoln Aviator Reserve Car Loan Estimate

2024 Ford F-150 Lightning Pro

Ford F-150 Lightning Pro

2024 Ford F-150 Lightning Pro Car Loan Estimate

Greater Huntsville - Decatur - Florence Area Cities with Used Cars for Sale Below $40K

Metro Huntsville - Decatur - Florence Area Counties with Used Cars for Sale Below $40,000

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