Surprise, AZ Used Cars Under $45,000 |with Payments|

2026 Hyundai TUCSON Hybrid Limited

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This low mileage used 2026 Hyundai TUCSON Hybrid Limited AWD SUV below 0,000 miles, automatic transmission, and 37 MPG, 1.6L hybrid engine is for sale right now under $43K at Ken Garff Hyundai Surprise in Surprise, AZ. ...View More Details

Sales Price:	$42,007
Est. Payment:	$816.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Surprise, AZ

Item	Amount
Used Car Price⁽¹⁾	$42,007.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,752.83
Avg. DMV Fee	532.00
Cash Sale Price	$47,720.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,720.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$816.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,007.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

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This low mileage preowned 2026 Hyundai PALISADE SEL FWD SUV under 0,000 miles, automatic transmission, and 37 MPG, 3.5L gas engine is for sale right now under $43K at Ken Garff Hyundai Surprise in Surprise, AZ. ...View More Details

Sales Price:	$42,465
Est. Payment:	$825.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8
Location:	Surprise, AZ

Item	Amount
Used Car Price⁽¹⁾	$42,465.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,804.13
Avg. DMV Fee	532.00
Cash Sale Price	$48,230.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,230.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$825.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,465.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SE

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This low mileage preowned 2026 Hyundai PALISADE SE FWD SUV under 0,000 miles, automatic transmission, and 37 MPG, 3.5L gas engine is for sale right now below $41K at Ken Garff Hyundai Surprise in Surprise, AZ. ...View More Details

Sales Price:	$40,527
Est. Payment:	$788.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Surprise, AZ

Item	Amount
Used Car Price⁽¹⁾	$40,527.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,587.07
Avg. DMV Fee	532.00
Cash Sale Price	$46,075.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,075.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$788.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,527.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Limited

⇩ View Seller Description

This low mileage used 2026 Hyundai TUCSON Limited AWD SUV under 0,000 miles, automatic transmission, and 37 MPG, 2.5L gas engine is for sale right now under $41K at Ken Garff Hyundai Surprise in Surprise, AZ. ...View More Details

Sales Price:	$40,126
Est. Payment:	$780.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27
Location:	Surprise, AZ

Item	Amount
Used Car Price⁽¹⁾	$40,126.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,542.16
Avg. DMV Fee	532.00
Cash Sale Price	$45,629.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,629.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$780.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,126.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Limited

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This low mileage second hand 2026 Hyundai SANTA FE Limited FWD SUV under 0,000 miles, automatic transmission, and 37 MPG, 2.5L gas engine is for sale right now under $45K at Ken Garff Hyundai Surprise in Surprise, AZ. ...View More Details

Sales Price:	$44,100
Est. Payment:	$856.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Surprise, AZ

Item	Amount
Used Car Price⁽¹⁾	$44,100.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,987.25
Avg. DMV Fee	532.00
Cash Sale Price	$50,048.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,048.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$856.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SE

⇩ View Seller Description

This low mileage second hand 2026 Hyundai PALISADE SE FWD SUV under 0,000 miles, automatic transmission, and 37 MPG, 3.5L gas engine is for sale right now below $41K at Ken Garff Hyundai Surprise in Surprise, AZ. ...View More Details

Sales Price:	$40,028
Est. Payment:	$778.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Surprise, AZ

Item	Amount
Used Car Price⁽¹⁾	$40,028.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,531.18
Avg. DMV Fee	532.00
Cash Sale Price	$45,520.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,520.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$778.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,028.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Hybrid Limited

⇩ View Seller Description

This low mileage second hand 2026 Hyundai TUCSON Hybrid Limited AWD SUV under 0,000 miles, automatic transmission, and 37 MPG, 1.6L hybrid engine is for sale right now under $43K at Ken Garff Hyundai Surprise in Surprise, AZ. ...View More Details

Sales Price:	$42,007
Est. Payment:	$816.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Surprise, AZ

Item	Amount
Used Car Price⁽¹⁾	$42,007.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,752.83
Avg. DMV Fee	532.00
Cash Sale Price	$47,720.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,720.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$816.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,007.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

⇩ View Seller Description

This low mileage preowned 2026 Hyundai PALISADE SEL AWD SUV below 0,000 miles, automatic transmission, and 37 MPG, 3.5L gas engine is for sale right now under $45K at Ken Garff Hyundai Surprise in Surprise, AZ. ...View More Details

Sales Price:	$44,593
Est. Payment:	$865.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Surprise, AZ

Item	Amount
Used Car Price⁽¹⁾	$44,593.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	5,042.46
Avg. DMV Fee	532.00
Cash Sale Price	$50,596.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,596.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$865.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,593.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Limited

⇩ View Seller Description

This low mileage second hand 2026 Hyundai SANTA FE Limited FWD SUV under 0,000 miles, automatic transmission, and 37 MPG, 2.5L gas engine is for sale right now below $44K at Ken Garff Hyundai Surprise in Surprise, AZ. ...View More Details

Sales Price:	$43,616
Est. Payment:	$847.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Surprise, AZ

Item	Amount
Used Car Price⁽¹⁾	$43,616.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,933.04
Avg. DMV Fee	532.00
Cash Sale Price	$49,510.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,510.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$847.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,616.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Hybrid Limited

⇩ View Seller Description

This low mileage used 2026 Hyundai TUCSON Hybrid Limited AWD SUV under 0,000 miles, automatic transmission, and 37 MPG, 1.6L hybrid engine is for sale right now below $43K at Ken Garff Hyundai Surprise in Surprise, AZ. ...View More Details

Sales Price:	$42,084
Est. Payment:	$818.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100
Location:	Surprise, AZ

Item	Amount
Used Car Price⁽¹⁾	$42,084.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,761.46
Avg. DMV Fee	532.00
Cash Sale Price	$47,806.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,806.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$818.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,084.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Surprise, AZ

Surprise, AZ Secondhand Used Vehicles Priced Below $45,000

2026 Hyundai TUCSON Hybrid Limited

2026 Hyundai PALISADE SEL

2026 Hyundai PALISADE SE

2026 Hyundai TUCSON Limited

2026 Hyundai SANTA FE Limited

2026 Hyundai PALISADE SE

2026 Hyundai TUCSON Hybrid Limited

2026 Hyundai PALISADE SEL

2026 Hyundai SANTA FE Limited

2026 Hyundai TUCSON Hybrid Limited

Used Cars under $45,000 for Sale in Surprise, AZ

Surprise, AZ Secondhand Used Vehicles Priced Below $45,000

2026 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2026 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai PALISADE SE

Hyundai PALISADE SE

2026 Hyundai PALISADE SE Car Loan Estimate

2026 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited Car Loan Estimate

2026 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2026 Hyundai SANTA FE Limited Car Loan Estimate

2026 Hyundai PALISADE SE

Hyundai PALISADE SE

2026 Hyundai PALISADE SE Car Loan Estimate

2026 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2026 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2026 Hyundai SANTA FE Limited Car Loan Estimate

2026 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2026 Hyundai TUCSON Hybrid Limited Car Loan Estimate

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