Chico, CA Used Cars Under $40,000 |with Payments|

2021 Toyota 4Runner SR5 Premium

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This below average mileage second hand 2021 Toyota 4Runner SR5 Premium 4x4 SUV under 70,000 miles, automatic transmission, and 37 MPG, 4.0L gas engine is for sale right now under $40K at Chuck Patterson Toyota in Chico, CA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$883.46 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,941
Location:	Chico, CA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.69
Avg. DMV Fee	296.00
Cash Sale Price	$44,478.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,478.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$883.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Sahara

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This low mileage used 2025 Jeep Wrangler Sahara 4x4 SUV below 26,000 miles, automatic transmission, and 37 MPG, 2.0L gas engine is for sale right now below $37K at Chuck Patterson Dodge Chrysler Jeep Ram in Chico, CA. ...View More Details

Sales Price:	$36,995
Est. Payment:	$704.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,034
Location:	Chico, CA

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,800.19
Avg. DMV Fee	296.00
Cash Sale Price	$41,171.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,171.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$704.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram ProMaster SLT+ 2500

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This low mileage preowned 2025 Ram ProMaster SLT+ 2500 FWD van below 13,000 miles, automatic transmission, and 37 MPG, 3.6L gas engine is for sale right now under $40K at Chuck Patterson Dodge Chrysler Jeep Ram in Chico, CA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$761.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,175
Location:	Chico, CA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.69
Avg. DMV Fee	296.00
Cash Sale Price	$44,478.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,478.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$761.10

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Chevrolet Silverado 2500HD LTZ

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This average mileage second hand 2015 Chevrolet Silverado 2500HD LTZ 4x4 pickup under 81,000 miles, automatic transmission, and 37 MPG, 6.6L diesel engine is for sale right now below $40K at Chuck Patterson Dodge Chrysler Jeep Ram in Chico, CA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$1067.78 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,283
Location:	Chico, CA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.69
Avg. DMV Fee	296.00
Cash Sale Price	$44,478.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,478.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$1067.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tacoma TRD Pro

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This low mileage second hand 2022 Toyota Tacoma TRD Pro 4x4 pickup below 42,000 miles, manual transmission, and 37 MPG, 3.5L gas engine is for sale right now under $38K at Chuck Patterson Toyota in Chico, CA. ...View More Details

Sales Price:	$37,995
Est. Payment:	$723.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,200
Location:	Chico, CA

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,902.69
Avg. DMV Fee	296.00
Cash Sale Price	$42,273.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,273.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$723.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Gladiator Rubicon

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This low mileage preowned 2020 Jeep Gladiator Rubicon 4x4 pickup below 48,000 miles, transmission, and 37 MPG, 3.6L gas engine is for sale right now under $37K at Chuck Patterson Dodge Chrysler Jeep Ram in Chico, CA. ...View More Details

Sales Price:	$36,995
Est. Payment:	$704.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,575
Location:	Chico, CA

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,800.19
Avg. DMV Fee	296.00
Cash Sale Price	$41,171.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,171.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$704.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 2500 Big Horn

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This low mileage preowned 2019 Ram 2500 Big Horn RWD pickup below 44,000 miles, automatic transmission, and 37 MPG, 6.7L diesel engine is for sale right now under $40K at Chuck Patterson Dodge Chrysler Jeep Ram in Chico, CA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$761.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,810
Location:	Chico, CA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.69
Avg. DMV Fee	296.00
Cash Sale Price	$44,478.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,478.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$761.10

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage used 2024 Ford F-150 STX RWD pickup under 17,000 miles, automatic transmission, and 37 MPG, 2.7L gas engine is for sale right now below $40K at Ed Wittmeier Auto Center in Chico, CA. ...View More Details

Sales Price:	$39,985
Est. Payment:	$760.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,581
Location:	Chico, CA

Item	Amount
Used Car Price⁽¹⁾	$39,985.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,106.66
Avg. DMV Fee	296.00
Cash Sale Price	$44,467.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,467.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$760.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition XLT

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This average mileage used 2021 Ford Expedition XLT 4x4 SUV below 74,000 miles, automatic transmission, and 37 MPG, 3.5L gas engine is for sale right now under $38K at Ed Wittmeier Auto Center in Chico, CA. ...View More Details

Sales Price:	$37,985
Est. Payment:	$917.20 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,269
Location:	Chico, CA

Item	Amount
Used Car Price⁽¹⁾	$37,985.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,901.66
Avg. DMV Fee	296.00
Cash Sale Price	$42,262.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,262.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$917.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Honda CR-V Hybrid Sport-L

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This low mileage preowned 2026 Honda CR-V Hybrid Sport-L AWD SUV under 9,000 miles, automatic transmission, and 37 MPG, 2.0L hybrid engine is for sale right now under $39K at Ed Wittmeier Auto Center in Chico, CA. ...View More Details

Sales Price:	$38,985
Est. Payment:	$742.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,408
Location:	Chico, CA

Item	Amount
Used Car Price⁽¹⁾	$38,985.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,004.16
Avg. DMV Fee	296.00
Cash Sale Price	$43,365.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,365.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$742.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Chico, CA

Chico, CA Secondhand Used Vehicles Priced Below $40,000

2021 Toyota 4Runner SR5 Premium

2025 Jeep Wrangler Sahara

2025 Ram ProMaster SLT+ 2500

2015 Chevrolet Silverado 2500HD LTZ

2022 Toyota Tacoma TRD Pro

2020 Jeep Gladiator Rubicon

2019 Ram 2500 Big Horn

2024 Ford F-150 STX

2021 Ford Expedition XLT

2026 Honda CR-V Hybrid Sport-L

Used Cars under $40,000 for Sale in Chico, CA

Chico, CA Secondhand Used Vehicles Priced Below $40,000

2021 Toyota 4Runner SR5 Premium

Toyota 4Runner SR5 Premium

2021 Toyota 4Runner SR5 Premium Car Loan Estimate

2025 Jeep Wrangler Sahara

Jeep Wrangler Sahara

2025 Jeep Wrangler Sahara Car Loan Estimate

2025 Ram ProMaster SLT+ 2500

Ram ProMaster SLT+ 2500

2025 Ram ProMaster SLT+ 2500 Car Loan Estimate

2015 Chevrolet Silverado 2500HD LTZ

Chevrolet Silverado 2500HD LTZ

2015 Chevrolet Silverado 2500HD LTZ Car Loan Estimate

2022 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2022 Toyota Tacoma TRD Pro Car Loan Estimate

2020 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2020 Jeep Gladiator Rubicon Car Loan Estimate

2019 Ram 2500 Big Horn

Ram 2500 Big Horn

2019 Ram 2500 Big Horn Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2021 Ford Expedition XLT

Ford Expedition XLT

2021 Ford Expedition XLT Car Loan Estimate

2026 Honda CR-V Hybrid Sport-L

Honda CR-V Hybrid Sport-L

2026 Honda CR-V Hybrid Sport-L Car Loan Estimate

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