Merced County, CA Used Pickups Under $40,000

2025 Ford F-150 XL

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This low mileage preowned 2025 Ford F-150 XL 4X2 pickup under 0,000 miles, a transmission, and 18 MPG, 2.7L gas engine is for sale right now under $39K at Santos Ford in Los Banos, CA. ...View More Details

Sales Price:	$38,995
Est. Payment:	$742.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	196
Location:	Los Banos, CA

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,005.19
Avg. DMV Fee	296.00
Cash Sale Price	$43,376.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,376.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$742.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

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This low mileage second hand 2025 Ram 1500 Big Horn 4X4 pickup below 34,000 miles, a transmission, and 18 MPG, 3.6L hybrid engine is for sale right now below $36K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$36,000
Est. Payment:	$685.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,497
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,698.20
Avg. DMV Fee	296.00
Cash Sale Price	$40,074.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,074.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$685.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage preowned 2024 Ford F-150 STX 4X2 pickup below 11,000 miles, a transmission, and 18 MPG, 2.7L gas engine is for sale right now under $40K at Santos Ford in Los Banos, CA. ...View More Details

Sales Price:	$39,900
Est. Payment:	$759.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,105
Location:	Los Banos, CA

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,097.95
Avg. DMV Fee	296.00
Cash Sale Price	$44,373.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,373.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$759.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage used 2024 Ford Ranger XLT 4X4 pickup below 6,000 miles, a transmission, and 18 MPG, 2.7L gas engine is for sale right now below $40K at Santos Ford in Los Banos, CA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$761.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,635
Location:	Los Banos, CA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.69
Avg. DMV Fee	296.00
Cash Sale Price	$44,478.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,478.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$761.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This average mileage used 2021 Ford F-150 XL 4X4 pickup below 84,000 miles, a transmission, and 18 MPG, 5.0L flexible engine is for sale right now below $40K at Santos Ford in Los Banos, CA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$1067.78 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,113
Location:	Los Banos, CA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.69
Avg. DMV Fee	296.00
Cash Sale Price	$44,478.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,478.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1067.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Chevrolet Silverado 3500HD LTZ

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This average mileage preowned 2015 Chevrolet Silverado 3500HD LTZ 4X4 pickup below 80,000 miles, a transmission, and 18 MPG, 6.6L diesel engine is for sale right now under $40K at Santos Ford in Los Banos, CA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$1067.78 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,421
Location:	Los Banos, CA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.69
Avg. DMV Fee	296.00
Cash Sale Price	$44,478.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,478.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1067.78

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XLT

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This below average mileage second hand 2020 Ford F-150 XLT 4X4 pickup under 66,000 miles, a transmission, and 18 MPG, 5.0L flexible engine is for sale right now below $40K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$40,000
Est. Payment:	$883.57 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,079
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,108.20
Avg. DMV Fee	296.00
Cash Sale Price	$44,484.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,484.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$883.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Merced County, CA

Merced County, CA Secondhand Used Pickups Priced Below $40,000

2025 Ford F-150 XL

2025 Ram 1500 Big Horn

2024 Ford F-150 STX

2024 Ford Ranger XLT

2021 Ford F-150 XL

2015 Chevrolet Silverado 3500HD LTZ

2020 Ford F-150 XLT

Merced County Cities with Used Pickups for Sale Below $40K

Used Pickups under $40,000 for Sale in Merced County, CA

Merced County, CA Secondhand Used Pickups Priced Below $40,000

2025 Ford F-150 XL

Ford F-150 XL

2025 Ford F-150 XL Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2015 Chevrolet Silverado 3500HD LTZ

Chevrolet Silverado 3500HD LTZ

2015 Chevrolet Silverado 3500HD LTZ Car Loan Estimate

2020 Ford F-150 XLT

Ford F-150 XLT

2020 Ford F-150 XLT Car Loan Estimate

Merced County Cities with Used Pickups for Sale Below $40K

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