Merced County, CA Used Cars Under $40,000

2023 Lexus IS 300 Base

⇩ View Seller Description

This low mileage second hand 2023 Lexus IS 300 Base RWD sedan under 37,000 miles, a transmission, and 19 MPG, 2.0L gas engine is for sale right now under $37K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$36,750
Est. Payment:	$699.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,721
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$36,750.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,775.08
Avg. DMV Fee	296.00
Cash Sale Price	$40,901.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,901.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$699.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XLT

⇩ View Seller Description

This below average mileage preowned 2020 Ford F-150 XLT 4X4 pickup below 66,000 miles, a transmission, and 19 MPG, 5.0L flexible engine is for sale right now below $40K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$40,000
Est. Payment:	$883.57 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,079
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,108.20
Avg. DMV Fee	296.00
Cash Sale Price	$44,484.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,484.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$883.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

⇩ View Seller Description

This low mileage used 2025 Ram 1500 Big Horn 4X4 pickup under 34,000 miles, a transmission, and 19 MPG, 3.6L hybrid engine is for sale right now under $36K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$36,000
Est. Payment:	$685.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,497
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,698.20
Avg. DMV Fee	296.00
Cash Sale Price	$40,074.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,074.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$685.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

⇩ View Seller Description

This low mileage second hand 2025 Ford Bronco Sport Badlands AWD SUV under 5,000 miles, a transmission, and 19 MPG, 2.0L gas engine is for sale right now under $39K at Santos Ford in Los Banos, CA. ...View More Details

Sales Price:	$38,995
Est. Payment:	$742.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,288
Location:	Los Banos, CA

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,005.19
Avg. DMV Fee	296.00
Cash Sale Price	$43,376.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,376.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$742.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

⇩ View Seller Description

This low mileage used 2025 Ford Bronco Big Bend 4X4 SUV under 15,000 miles, transmission, and 19 MPG, 2.3L gas engine is for sale right now below $38K at Mcauley Motors Inc in Merced, CA. ...View More Details

Sales Price:	$37,770
Est. Payment:	$719.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,166
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$37,770.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,879.63
Avg. DMV Fee	296.00
Cash Sale Price	$42,025.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,025.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$719.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-90 3.3 Turbo S Premium Plus

⇩ View Seller Description

This low mileage used 2025 Mazda CX-90 3.3 Turbo S Premium Plus AWD SUV below 21,000 miles, a transmission, and 19 MPG, 3.3L hybrid engine is for sale right now below $39K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$39,000
Est. Payment:	$742.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,933
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,005.70
Avg. DMV Fee	296.00
Cash Sale Price	$43,381.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,381.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$742.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

⇩ View Seller Description

This low mileage preowned 2025 Ford Bronco Sport Badlands AWD SUV below 9,000 miles, a transmission, and 19 MPG, 2.0L gas engine is for sale right now below $40K at Santos Ford in Los Banos, CA. ...View More Details

Sales Price:	$39,400
Est. Payment:	$749.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,225
Location:	Los Banos, CA

Item	Amount
Used Car Price⁽¹⁾	$39,400.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,046.70
Avg. DMV Fee	296.00
Cash Sale Price	$43,822.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,822.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$749.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XL

⇩ View Seller Description

This low mileage second hand 2025 Ford F-150 XL 4X2 pickup under 0,000 miles, a transmission, and 19 MPG, 2.7L gas engine is for sale right now under $39K at Santos Ford in Los Banos, CA. ...View More Details

Sales Price:	$38,995
Est. Payment:	$742.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	196
Location:	Los Banos, CA

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,005.19
Avg. DMV Fee	296.00
Cash Sale Price	$43,376.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,376.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$742.23

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Chevrolet Silverado 3500HD LTZ

⇩ View Seller Description

This average mileage used 2015 Chevrolet Silverado 3500HD LTZ 4X4 pickup below 80,000 miles, a transmission, and 19 MPG, 6.6L diesel engine is for sale right now under $40K at Santos Ford in Los Banos, CA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$1067.78 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,421
Location:	Los Banos, CA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.69
Avg. DMV Fee	296.00
Cash Sale Price	$44,478.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,478.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1067.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

⇩ View Seller Description

This average mileage preowned 2021 Ford F-150 XL 4X4 pickup below 84,000 miles, a transmission, and 19 MPG, 5.0L flexible engine is for sale right now below $40K at Santos Ford in Los Banos, CA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$1067.78 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,113
Location:	Los Banos, CA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.69
Avg. DMV Fee	296.00
Cash Sale Price	$44,478.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,478.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1067.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Merced County, CA

Merced County, CA Secondhand Used Vehicles Priced Below $40,000

2023 Lexus IS 300 Base

2020 Ford F-150 XLT

2025 Ram 1500 Big Horn

2025 Ford Bronco Sport Badlands

2025 Ford Bronco Big Bend

2025 Mazda CX-90 3.3 Turbo S Premium Plus

2025 Ford Bronco Sport Badlands

2025 Ford F-150 XL

2015 Chevrolet Silverado 3500HD LTZ

2021 Ford F-150 XL

Merced County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Merced County, CA

Merced County, CA Secondhand Used Vehicles Priced Below $40,000

2023 Lexus IS 300 Base

Lexus IS 300 Base

2023 Lexus IS 300 Base Car Loan Estimate

2020 Ford F-150 XLT

Ford F-150 XLT

2020 Ford F-150 XLT Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

2025 Mazda CX-90 3.3 Turbo S Premium Plus

Mazda CX-90 3.3 Turbo S Premium Plus

2025 Mazda CX-90 3.3 Turbo S Premium Plus Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2025 Ford F-150 XL

Ford F-150 XL

2025 Ford F-150 XL Car Loan Estimate

2015 Chevrolet Silverado 3500HD LTZ

Chevrolet Silverado 3500HD LTZ

2015 Chevrolet Silverado 3500HD LTZ Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

Merced County Cities with Used Cars for Sale Below $40K

Customize Payments

Find Financing

Customize Payments