Merced County, CA Used Cars Under $40,000

2022 Ford Mustang GT

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This low mileage preowned 2022 Ford Mustang GT RWD coupe under 40,000 miles, transmission, and 24 MPG, 5.0L gas engine is for sale right now under $39K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$39,000
Est. Payment:	$742.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,685
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,005.70
Avg. DMV Fee	296.00
Cash Sale Price	$43,381.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,381.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$742.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Accord Hybrid Touring

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This low mileage used 2025 Honda Accord Hybrid Touring FWD sedan under 0,000 miles, a transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $37K at Santos Ford in Los Banos, CA. ...View More Details

Sales Price:	$36,995
Est. Payment:	$704.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26
Location:	Los Banos, CA

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,800.19
Avg. DMV Fee	296.00
Cash Sale Price	$41,171.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,171.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$704.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

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This low mileage preowned 2025 Ram 1500 Big Horn 4X4 pickup below 34,000 miles, a transmission, and 24 MPG, 3.6L hybrid engine is for sale right now under $36K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$36,000
Est. Payment:	$685.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,497
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,698.20
Avg. DMV Fee	296.00
Cash Sale Price	$40,074.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,074.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$685.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Dodge Challenger R/T Scat Pack

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This low mileage second hand 2019 Dodge Challenger R/T Scat Pack RWD coupe below 43,000 miles, transmission, and 24 MPG, 6.4L gas engine is for sale right now below $36K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$35,500
Est. Payment:	$676.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,309
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,646.95
Avg. DMV Fee	296.00
Cash Sale Price	$39,522.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,522.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$676.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage second hand 2025 Ford Bronco Sport Badlands AWD SUV below 9,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now below $40K at Santos Ford in Los Banos, CA. ...View More Details

Sales Price:	$39,400
Est. Payment:	$749.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,225
Location:	Los Banos, CA

Item	Amount
Used Car Price⁽¹⁾	$39,400.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,046.70
Avg. DMV Fee	296.00
Cash Sale Price	$43,822.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,822.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$749.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage second hand 2025 Ford Mustang Mach-E Premium RWD SUV below 14,000 miles, a transmission, and 0.0L electric engine is for sale right now under $40K at Santos Ford in Los Banos, CA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$761.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,088
Location:	Los Banos, CA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.69
Avg. DMV Fee	296.00
Cash Sale Price	$44,478.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,478.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$761.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Chevrolet Silverado 3500HD LTZ

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This average mileage second hand 2015 Chevrolet Silverado 3500HD LTZ 4X4 pickup under 80,000 miles, a transmission, and 24 MPG, 6.6L diesel engine is for sale right now under $40K at Santos Ford in Los Banos, CA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$1067.78 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,421
Location:	Los Banos, CA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.69
Avg. DMV Fee	296.00
Cash Sale Price	$44,478.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,478.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1067.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XLT

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This below average mileage used 2020 Ford F-150 XLT 4X4 pickup below 66,000 miles, a transmission, and 24 MPG, 5.0L flexible engine is for sale right now below $40K at Razzari Ford in Merced, CA. ...View More Details

Sales Price:	$40,000
Est. Payment:	$883.57 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,079
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,108.20
Avg. DMV Fee	296.00
Cash Sale Price	$44,484.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,484.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$883.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage preowned 2024 Ford Ranger XLT 4X4 pickup below 6,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now under $40K at Santos Ford in Los Banos, CA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$761.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,635
Location:	Los Banos, CA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.69
Avg. DMV Fee	296.00
Cash Sale Price	$44,478.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,478.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$761.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage used 2025 Ford Bronco Sport Badlands AWD SUV under 5,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now below $39K at Santos Ford in Los Banos, CA. ...View More Details

Sales Price:	$38,995
Est. Payment:	$742.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,288
Location:	Los Banos, CA

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,005.19
Avg. DMV Fee	296.00
Cash Sale Price	$43,376.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,376.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$742.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Merced County, CA

Merced County, CA Secondhand Used Vehicles Priced Below $40,000

2022 Ford Mustang GT

2025 Honda Accord Hybrid Touring

2025 Ram 1500 Big Horn

2019 Dodge Challenger R/T Scat Pack

2025 Ford Bronco Sport Badlands

2025 Ford Mustang Mach-E Premium

2015 Chevrolet Silverado 3500HD LTZ

2020 Ford F-150 XLT

2024 Ford Ranger XLT

2025 Ford Bronco Sport Badlands

Merced County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Merced County, CA

Merced County, CA Secondhand Used Vehicles Priced Below $40,000

2022 Ford Mustang GT

Ford Mustang GT

2022 Ford Mustang GT Car Loan Estimate

2025 Honda Accord Hybrid Touring

Honda Accord Hybrid Touring

2025 Honda Accord Hybrid Touring Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2019 Dodge Challenger R/T Scat Pack

Dodge Challenger R/T Scat Pack

2019 Dodge Challenger R/T Scat Pack Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2015 Chevrolet Silverado 3500HD LTZ

Chevrolet Silverado 3500HD LTZ

2015 Chevrolet Silverado 3500HD LTZ Car Loan Estimate

2020 Ford F-150 XLT

Ford F-150 XLT

2020 Ford F-150 XLT Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

Merced County Cities with Used Cars for Sale Below $40K

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