Oxnard, CA Used Pickups Under $40,000 |with Payments|

2026 Ford Maverick XLT

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This low mileage used 2026 Ford Maverick XLT FWD pickup below 6,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $36K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$35,641
Est. Payment:	$678.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,943
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$35,641.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,661.40
Avg. DMV Fee	296.00
Cash Sale Price	$39,678.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,678.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$678.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,641.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This below average mileage certified used 2023 Ford F-150 Platinum 4x4 pickup under 61,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $37K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$36,991
Est. Payment:	$817.68 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,316
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$36,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,799.78
Avg. DMV Fee	296.00
Cash Sale Price	$41,166.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,166.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$817.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified preowned 2023 Ford F-150 XL 4x4 pickup under 48,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,991
Est. Payment:	$761.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,245
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.28
Avg. DMV Fee	296.00
Cash Sale Price	$44,474.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,474.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$761.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tacoma TRD Sport

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This high mileage used 2022 Toyota Tacoma TRD Sport 4x4 pickup under 119,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,991
Est. Payment:	$1375.88 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	118,986
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.28
Avg. DMV Fee	296.00
Cash Sale Price	$44,474.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,474.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1375.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified used 2023 Ford F-150 XL RWD pickup below 25,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,981
Est. Payment:	$760.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,551
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,981.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,106.25
Avg. DMV Fee	296.00
Cash Sale Price	$44,463.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,463.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$760.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT RWD pickup under 21,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $39K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$38,991
Est. Payment:	$742.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,280
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$38,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,004.78
Avg. DMV Fee	296.00
Cash Sale Price	$43,371.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,371.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$742.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lightning XLT

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This low mileage certified used 2023 Ford F-150 Lightning XLT AWD pickup below 32,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,841
Est. Payment:	$758.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,385
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,841.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,091.90
Avg. DMV Fee	296.00
Cash Sale Price	$44,308.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,308.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$758.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,841.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick XLT

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This low mileage second hand 2025 Ford Maverick XLT AWD pickup below 6,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $37K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$36,381
Est. Payment:	$692.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,916
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$36,381.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,737.25
Avg. DMV Fee	296.00
Cash Sale Price	$40,494.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,494.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$692.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,381.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage certified preowned 2024 Ford F-150 STX RWD pickup under 21,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $38K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$37,751
Est. Payment:	$718.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,256
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$37,751.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,877.68
Avg. DMV Fee	296.00
Cash Sale Price	$42,004.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,004.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$718.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,751.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Oxnard, CA

Oxnard, CA Secondhand Used Pickups Priced Below $40,000

2026 Ford Maverick XLT

2023 Ford F-150 Platinum

2023 Ford F-150 XL

2022 Toyota Tacoma TRD Sport

2023 Ford F-150 XL

2025 Ford F-150 XLT

2023 Ford F-150 Lightning XLT

2025 Ford Maverick XLT

2024 Ford F-150 STX

Used Pickups under $40,000 for Sale in Oxnard, CA

Oxnard, CA Secondhand Used Pickups Priced Below $40,000

2026 Ford Maverick XLT

Ford Maverick XLT

2026 Ford Maverick XLT Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2022 Toyota Tacoma TRD Sport Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Lightning XLT

Ford F-150 Lightning XLT

2023 Ford F-150 Lightning XLT Car Loan Estimate

2025 Ford Maverick XLT

Ford Maverick XLT

2025 Ford Maverick XLT Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

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