Oxnard, CA Used Cars Under $40,000 |with Payments|

2026 Ford Bronco Sport Big Bend

⇩ View Seller Description

This low mileage second hand 2026 Ford Bronco Sport Big Bend AWD SUV below 6,000 miles, automatic transmission, and 20 MPG, 1.5L gas engine is for sale right now under $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,621
Est. Payment:	$754.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,902
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,621.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,069.35
Avg. DMV Fee	296.00
Cash Sale Price	$44,066.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,066.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$754.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,621.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage certified preowned 2023 Ford F-150 XL 4x4 pickup under 48,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,991
Est. Payment:	$761.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,245
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.28
Avg. DMV Fee	296.00
Cash Sale Price	$44,474.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,474.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$761.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2025 Ford F-150 XLT RWD pickup below 21,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $39K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$38,991
Est. Payment:	$742.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,280
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$38,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,004.78
Avg. DMV Fee	296.00
Cash Sale Price	$43,371.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,371.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$742.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit 350 XL

⇩ View Seller Description

This below average mileage certified second hand 2023 Ford Transit 350 XL RWD van below 63,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $36K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$35,691
Est. Payment:	$789.21 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,604
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$35,691.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,666.53
Avg. DMV Fee	296.00
Cash Sale Price	$39,733.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,733.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$789.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,691.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost

⇩ View Seller Description

This low mileage preowned 2025 Ford Mustang EcoBoost RWD coupe under 9,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $37K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$36,991
Est. Payment:	$704.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,010
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$36,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,799.78
Avg. DMV Fee	296.00
Cash Sale Price	$41,166.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,166.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$704.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick XLT

⇩ View Seller Description

This low mileage used 2025 Ford Maverick XLT AWD pickup under 6,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now below $37K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$36,381
Est. Payment:	$692.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,916
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$36,381.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,737.25
Avg. DMV Fee	296.00
Cash Sale Price	$40,494.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,494.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$692.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,381.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Big Bend

⇩ View Seller Description

This low mileage second hand 2024 Ford Bronco Big Bend 4x4 SUV under 16,000 miles, transmission, and 20 MPG, 2.3L gas engine is for sale right now below $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,991
Est. Payment:	$761.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,151
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.28
Avg. DMV Fee	296.00
Cash Sale Price	$44,474.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,474.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$761.02

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XL

⇩ View Seller Description

This low mileage certified preowned 2024 Ford Transit 350 XL RWD van below 51,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $39K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$38,991
Est. Payment:	$796.32 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,620
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$38,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,004.78
Avg. DMV Fee	296.00
Cash Sale Price	$43,371.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,371.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$796.32

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota RAV4 XLE Premium

⇩ View Seller Description

This low mileage preowned 2025 Toyota RAV4 XLE Premium AWD SUV below 6,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $39K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$38,591
Est. Payment:	$734.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,593
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$38,591.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,963.78
Avg. DMV Fee	296.00
Cash Sale Price	$42,930.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,930.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$734.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tacoma TRD Sport

⇩ View Seller Description

This high mileage preowned 2022 Toyota Tacoma TRD Sport 4x4 pickup under 119,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,991
Est. Payment:	$1375.88 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	118,986
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.28
Avg. DMV Fee	296.00
Cash Sale Price	$44,474.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,474.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1375.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Oxnard, CA

Oxnard, CA Secondhand Used Vehicles Priced Below $40,000

2026 Ford Bronco Sport Big Bend

2023 Ford F-150 XL

2025 Ford F-150 XLT

2023 Ford Transit 350 XL

2025 Ford Mustang EcoBoost

2025 Ford Maverick XLT

2024 Ford Bronco Big Bend

2024 Ford Transit 350 XL

2025 Toyota RAV4 XLE Premium

2022 Toyota Tacoma TRD Sport

Used Cars under $40,000 for Sale in Oxnard, CA

Oxnard, CA Secondhand Used Vehicles Priced Below $40,000

2026 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2026 Ford Bronco Sport Big Bend Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford Transit 350 XL

Ford Transit 350 XL

2023 Ford Transit 350 XL Car Loan Estimate

2025 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost Car Loan Estimate

2025 Ford Maverick XLT

Ford Maverick XLT

2025 Ford Maverick XLT Car Loan Estimate

2024 Ford Bronco Big Bend

Ford Bronco Big Bend

2024 Ford Bronco Big Bend Car Loan Estimate

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

2025 Toyota RAV4 XLE Premium

Toyota RAV4 XLE Premium

2025 Toyota RAV4 XLE Premium Car Loan Estimate

2022 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2022 Toyota Tacoma TRD Sport Car Loan Estimate

Customize Payments

Find Financing

Customize Payments