Oxnard, CA Used Cars Under $40,000 |with Payments|

2023 Ford F-150 Platinum

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This low mileage certified preowned 2023 Ford F-150 Platinum 4x4 pickup under 48,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $39K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$38,591
Est. Payment:	$734.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,245
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$38,591.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,963.78
Avg. DMV Fee	296.00
Cash Sale Price	$42,930.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,930.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$734.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 Raptor

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This high mileage second hand 2019 Ford F-150 Raptor 4x4 pickup under 132,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $39K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$38,991
Est. Payment:	$1582.68 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	132,055
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$38,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,004.78
Avg. DMV Fee	296.00
Cash Sale Price	$43,371.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,371.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$1582.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Big Bend

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This low mileage preowned 2023 Ford Bronco Big Bend 4x4 SUV below 17,000 miles, transmission, and 23 MPG, 2.3L gas engine is for sale right now under $39K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$38,991
Est. Payment:	$742.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,517
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$38,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,004.78
Avg. DMV Fee	296.00
Cash Sale Price	$43,371.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,371.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$742.16

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram ProMaster SLT+ 2500

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This low mileage used 2025 Ram ProMaster SLT+ 2500 FWD van below 26,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now under $37K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$36,991
Est. Payment:	$704.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,523
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$36,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,799.78
Avg. DMV Fee	296.00
Cash Sale Price	$41,166.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,166.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$704.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Durango R/T

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This low mileage used 2023 Dodge Durango R/T RWD SUV under 27,000 miles, automatic transmission, and 23 MPG, 5.7L gas engine is for sale right now below $39K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$38,591
Est. Payment:	$734.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,168
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$38,591.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,963.78
Avg. DMV Fee	296.00
Cash Sale Price	$42,930.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,930.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$734.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage preowned 2024 Ford F-150 STX RWD pickup under 16,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $39K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$38,591
Est. Payment:	$734.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,189
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$38,591.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,963.78
Avg. DMV Fee	296.00
Cash Sale Price	$42,930.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,930.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$734.61

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Badlands Advanced

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This low mileage used 2022 Ford Bronco Badlands Advanced 4x4 SUV under 57,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,591
Est. Payment:	$808.47 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,715
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,591.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,066.28
Avg. DMV Fee	296.00
Cash Sale Price	$44,033.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,033.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$808.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Tesla Model 3 Long Range

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This low mileage used 2025 Tesla Model 3 Long Range RWD sedan below 20,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $38K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$37,251
Est. Payment:	$709.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,065
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$37,251.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,826.43
Avg. DMV Fee	296.00
Cash Sale Price	$41,453.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,453.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$709.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,251.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Maverick XLT

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This low mileage preowned 2026 Ford Maverick XLT FWD pickup below 6,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $36K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$35,621
Est. Payment:	$678.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,943
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$35,621.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,659.35
Avg. DMV Fee	296.00
Cash Sale Price	$39,656.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,656.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$678.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,621.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified second hand 2023 Ford F-150 XL RWD pickup below 25,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $39K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$38,991
Est. Payment:	$742.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,551
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$38,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,004.78
Avg. DMV Fee	296.00
Cash Sale Price	$43,371.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,371.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$742.16

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Oxnard, CA

Oxnard, CA Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 Platinum

2019 Ford F-150 Raptor

2023 Ford Bronco Big Bend

2025 Ram ProMaster SLT+ 2500

2023 Dodge Durango R/T

2024 Ford F-150 STX

2022 Ford Bronco Badlands Advanced

2025 Tesla Model 3 Long Range

2026 Ford Maverick XLT

2023 Ford F-150 XL

Used Cars under $40,000 for Sale in Oxnard, CA

Oxnard, CA Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2019 Ford F-150 Raptor

Ford F-150 Raptor

2019 Ford F-150 Raptor Car Loan Estimate

2023 Ford Bronco Big Bend

Ford Bronco Big Bend

2023 Ford Bronco Big Bend Car Loan Estimate

2025 Ram ProMaster SLT+ 2500

Ram ProMaster SLT+ 2500

2025 Ram ProMaster SLT+ 2500 Car Loan Estimate

2023 Dodge Durango R/T

Dodge Durango R/T

2023 Dodge Durango R/T Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2022 Ford Bronco Badlands Advanced

Ford Bronco Badlands Advanced

2022 Ford Bronco Badlands Advanced Car Loan Estimate

2025 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2025 Tesla Model 3 Long Range Car Loan Estimate

2026 Ford Maverick XLT

Ford Maverick XLT

2026 Ford Maverick XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

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