Oxnard, CA Used Cars Under $40,000 |with Payments|

2023 Ford F-150 XL

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This low mileage certified preowned 2023 Ford F-150 XL RWD pickup below 25,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,981
Est. Payment:	$760.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,551
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,981.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,106.25
Avg. DMV Fee	296.00
Cash Sale Price	$44,463.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,463.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$760.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick XLT

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This low mileage used 2025 Ford Maverick XLT AWD pickup below 6,000 miles, automatic transmission, and 18 MPG, 2.0L gas engine is for sale right now under $37K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$36,381
Est. Payment:	$692.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,916
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$36,381.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,737.25
Avg. DMV Fee	296.00
Cash Sale Price	$40,494.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,494.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$692.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,381.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Big Bend

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This low mileage used 2024 Ford Bronco Big Bend 4x4 SUV below 16,000 miles, transmission, and 18 MPG, 2.3L gas engine is for sale right now below $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,991
Est. Payment:	$761.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,151
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.28
Avg. DMV Fee	296.00
Cash Sale Price	$44,474.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,474.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$761.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota RAV4 XLE Premium

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This low mileage second hand 2025 Toyota RAV4 XLE Premium AWD SUV under 6,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now below $39K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$38,591
Est. Payment:	$734.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,593
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$38,591.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,963.78
Avg. DMV Fee	296.00
Cash Sale Price	$42,930.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,930.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$734.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified second hand 2023 Ford F-150 XL 4x4 pickup under 48,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,991
Est. Payment:	$761.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,245
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.28
Avg. DMV Fee	296.00
Cash Sale Price	$44,474.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,474.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$761.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This below average mileage certified preowned 2023 Ford F-150 Platinum 4x4 pickup below 61,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $37K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$36,991
Est. Payment:	$817.68 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,316
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$36,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,799.78
Avg. DMV Fee	296.00
Cash Sale Price	$41,166.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,166.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$817.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tacoma TRD Sport

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This high mileage used 2022 Toyota Tacoma TRD Sport 4x4 pickup below 119,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now under $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,991
Est. Payment:	$1375.88 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	118,986
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.28
Avg. DMV Fee	296.00
Cash Sale Price	$44,474.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,474.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1375.88

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage certified second hand 2025 Ford Mustang Mach-E Premium RWD SUV below 10,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $38K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$37,991
Est. Payment:	$723.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,989
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$37,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,902.28
Avg. DMV Fee	296.00
Cash Sale Price	$42,269.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,269.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$723.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit 350 XL

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This below average mileage certified second hand 2023 Ford Transit 350 XL RWD van below 63,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $36K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$35,691
Est. Payment:	$789.21 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,604
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$35,691.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,666.53
Avg. DMV Fee	296.00
Cash Sale Price	$39,733.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,733.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$789.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,691.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Durango R/T

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This low mileage used 2023 Dodge Durango R/T RWD SUV below 27,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now under $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,751
Est. Payment:	$756.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,168
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,751.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,082.68
Avg. DMV Fee	296.00
Cash Sale Price	$44,209.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,209.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$756.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,751.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Oxnard, CA

Oxnard, CA Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

2025 Ford Maverick XLT

2024 Ford Bronco Big Bend

2025 Toyota RAV4 XLE Premium

2023 Ford F-150 XL

2023 Ford F-150 Platinum

2022 Toyota Tacoma TRD Sport

2025 Ford Mustang Mach-E Premium

2023 Ford Transit 350 XL

2023 Dodge Durango R/T

Used Cars under $40,000 for Sale in Oxnard, CA

Oxnard, CA Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford Maverick XLT

Ford Maverick XLT

2025 Ford Maverick XLT Car Loan Estimate

2024 Ford Bronco Big Bend

Ford Bronco Big Bend

2024 Ford Bronco Big Bend Car Loan Estimate

2025 Toyota RAV4 XLE Premium

Toyota RAV4 XLE Premium

2025 Toyota RAV4 XLE Premium Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2022 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2022 Toyota Tacoma TRD Sport Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Ford Transit 350 XL

Ford Transit 350 XL

2023 Ford Transit 350 XL Car Loan Estimate

2023 Dodge Durango R/T

Dodge Durango R/T

2023 Dodge Durango R/T Car Loan Estimate

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