Oxnard, CA Used Cars Under $40,000 |with Payments|

2025 Ford Maverick XLT

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This low mileage preowned 2025 Ford Maverick XLT AWD pickup under 6,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $37K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$36,381
Est. Payment:	$692.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,916
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$36,381.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,737.25
Avg. DMV Fee	296.00
Cash Sale Price	$40,494.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,494.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$692.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,381.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Durango R/T

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This low mileage second hand 2023 Dodge Durango R/T RWD SUV under 27,000 miles, automatic transmission, and 5.7L gas engine is for sale right now below $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,751
Est. Payment:	$756.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,168
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,751.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,082.68
Avg. DMV Fee	296.00
Cash Sale Price	$44,209.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,209.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$756.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,751.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Maverick XLT

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This low mileage used 2026 Ford Maverick XLT FWD pickup below 6,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $36K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$35,641
Est. Payment:	$678.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,943
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$35,641.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,661.40
Avg. DMV Fee	296.00
Cash Sale Price	$39,678.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,678.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$678.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,641.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Big Bend

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This low mileage second hand 2024 Ford Bronco Big Bend 4x4 SUV under 16,000 miles, transmission, and 2.3L gas engine is for sale right now below $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,991
Est. Payment:	$761.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,151
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.28
Avg. DMV Fee	296.00
Cash Sale Price	$44,474.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,474.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$761.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified second hand 2023 Ford F-150 XL RWD pickup under 25,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,981
Est. Payment:	$760.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,551
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,981.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,106.25
Avg. DMV Fee	296.00
Cash Sale Price	$44,463.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,463.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$760.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XL

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This low mileage certified used 2024 Ford Transit 350 XL RWD van under 51,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $39K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$38,991
Est. Payment:	$796.32 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,620
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$38,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,004.78
Avg. DMV Fee	296.00
Cash Sale Price	$43,371.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,371.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$796.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT RWD pickup below 21,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $39K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$38,991
Est. Payment:	$742.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,280
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$38,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,004.78
Avg. DMV Fee	296.00
Cash Sale Price	$43,371.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,371.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$742.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This below average mileage certified preowned 2023 Ford F-150 Platinum 4x4 pickup under 61,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $37K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$36,991
Est. Payment:	$817.68 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,316
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$36,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,799.78
Avg. DMV Fee	296.00
Cash Sale Price	$41,166.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,166.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$817.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage certified preowned 2024 Ford F-150 STX RWD pickup under 21,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $38K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$37,751
Est. Payment:	$718.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,256
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$37,751.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,877.68
Avg. DMV Fee	296.00
Cash Sale Price	$42,004.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,004.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$718.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,751.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota RAV4 XLE Premium

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This low mileage used 2025 Toyota RAV4 XLE Premium AWD SUV under 6,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $39K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$38,591
Est. Payment:	$734.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,593
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$38,591.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,963.78
Avg. DMV Fee	296.00
Cash Sale Price	$42,930.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,930.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$734.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Oxnard, CA

Oxnard, CA Secondhand Used Vehicles Priced Below $40,000

2025 Ford Maverick XLT

2023 Dodge Durango R/T

2026 Ford Maverick XLT

2024 Ford Bronco Big Bend

2023 Ford F-150 XL

2024 Ford Transit 350 XL

2025 Ford F-150 XLT

2023 Ford F-150 Platinum

2024 Ford F-150 STX

2025 Toyota RAV4 XLE Premium

Used Cars under $40,000 for Sale in Oxnard, CA

Oxnard, CA Secondhand Used Vehicles Priced Below $40,000

2025 Ford Maverick XLT

Ford Maverick XLT

2025 Ford Maverick XLT Car Loan Estimate

2023 Dodge Durango R/T

Dodge Durango R/T

2023 Dodge Durango R/T Car Loan Estimate

2026 Ford Maverick XLT

Ford Maverick XLT

2026 Ford Maverick XLT Car Loan Estimate

2024 Ford Bronco Big Bend

Ford Bronco Big Bend

2024 Ford Bronco Big Bend Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2025 Toyota RAV4 XLE Premium

Toyota RAV4 XLE Premium

2025 Toyota RAV4 XLE Premium Car Loan Estimate

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