Oxnard, CA Used Cars Under $40,000 |with Payments|

2025 Toyota RAV4 XLE Premium

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This low mileage second hand 2025 Toyota RAV4 XLE Premium AWD SUV under 6,000 miles, automatic transmission, and 69 MPG, 2.5L gas engine is for sale right now below $39K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$38,591
Est. Payment:	$734.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,593
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$38,591.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,963.78
Avg. DMV Fee	296.00
Cash Sale Price	$42,930.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,930.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$734.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage certified used 2024 Ford F-150 STX RWD pickup under 21,000 miles, automatic transmission, and 69 MPG, 2.7L gas engine is for sale right now below $38K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$37,751
Est. Payment:	$718.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,256
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$37,751.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,877.68
Avg. DMV Fee	296.00
Cash Sale Price	$42,004.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,004.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$718.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,751.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified second hand 2023 Ford F-150 XL 4x4 pickup below 48,000 miles, automatic transmission, and 69 MPG, 3.5L gas engine is for sale right now below $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,991
Est. Payment:	$761.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,245
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.28
Avg. DMV Fee	296.00
Cash Sale Price	$44,474.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,474.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$761.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Durango R/T

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This low mileage second hand 2023 Dodge Durango R/T RWD SUV below 27,000 miles, automatic transmission, and 69 MPG, 5.7L gas engine is for sale right now under $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,751
Est. Payment:	$756.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,168
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,751.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,082.68
Avg. DMV Fee	296.00
Cash Sale Price	$44,209.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,209.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$756.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,751.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified second hand 2023 Ford F-150 XL RWD pickup below 25,000 miles, automatic transmission, and 69 MPG, 2.7L gas engine is for sale right now under $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,981
Est. Payment:	$760.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,551
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,981.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,106.25
Avg. DMV Fee	296.00
Cash Sale Price	$44,463.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,463.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$760.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tacoma TRD Sport

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This high mileage second hand 2022 Toyota Tacoma TRD Sport 4x4 pickup under 119,000 miles, automatic transmission, and 69 MPG, 3.5L gas engine is for sale right now below $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,991
Est. Payment:	$1375.88 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	118,986
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.28
Avg. DMV Fee	296.00
Cash Sale Price	$44,474.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,474.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1375.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit 350 XL

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This below average mileage certified preowned 2023 Ford Transit 350 XL RWD van under 63,000 miles, automatic transmission, and 69 MPG, 3.5L gas engine is for sale right now below $36K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$35,691
Est. Payment:	$789.21 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,604
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$35,691.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,666.53
Avg. DMV Fee	296.00
Cash Sale Price	$39,733.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,733.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$789.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,691.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Big Bend

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This low mileage preowned 2024 Ford Bronco Big Bend 4x4 SUV below 16,000 miles, transmission, and 69 MPG, 2.3L gas engine is for sale right now below $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,991
Est. Payment:	$761.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,151
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.28
Avg. DMV Fee	296.00
Cash Sale Price	$44,474.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,474.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$761.02

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This below average mileage certified preowned 2023 Ford F-150 Platinum 4x4 pickup under 61,000 miles, automatic transmission, and 69 MPG, 3.5L gas engine is for sale right now under $37K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$36,991
Est. Payment:	$817.68 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,316
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$36,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,799.78
Avg. DMV Fee	296.00
Cash Sale Price	$41,166.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,166.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$817.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lightning XLT

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This low mileage certified preowned 2023 Ford F-150 Lightning XLT AWD pickup below 32,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $40K at Envision Ford of Oxnard in Oxnard, CA. ...View More Details

Sales Price:	$39,841
Est. Payment:	$758.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,385
Location:	Oxnard, CA

Item	Amount
Used Car Price⁽¹⁾	$39,841.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,091.90
Avg. DMV Fee	296.00
Cash Sale Price	$44,308.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,308.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$758.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,841.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Oxnard, CA

Oxnard, CA Secondhand Used Vehicles Priced Below $40,000

2025 Toyota RAV4 XLE Premium

2024 Ford F-150 STX

2023 Ford F-150 XL

2023 Dodge Durango R/T

2023 Ford F-150 XL

2022 Toyota Tacoma TRD Sport

2023 Ford Transit 350 XL

2024 Ford Bronco Big Bend

2023 Ford F-150 Platinum

2023 Ford F-150 Lightning XLT

Used Cars under $40,000 for Sale in Oxnard, CA

Oxnard, CA Secondhand Used Vehicles Priced Below $40,000

2025 Toyota RAV4 XLE Premium

Toyota RAV4 XLE Premium

2025 Toyota RAV4 XLE Premium Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Dodge Durango R/T

Dodge Durango R/T

2023 Dodge Durango R/T Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2022 Toyota Tacoma TRD Sport Car Loan Estimate

2023 Ford Transit 350 XL

Ford Transit 350 XL

2023 Ford Transit 350 XL Car Loan Estimate

2024 Ford Bronco Big Bend

Ford Bronco Big Bend

2024 Ford Bronco Big Bend Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2023 Ford F-150 Lightning XLT

Ford F-150 Lightning XLT

2023 Ford F-150 Lightning XLT Car Loan Estimate

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