Rancho Santa Margarita, CA Used Cars for Bad Credit with Auto Loan Payments

2024 Ford Escape Active

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This low mileage certified used 2024 Ford Escape Active FWD SUV below 56,000 miles, automatic transmission, and 23 MPG, 1.5L gas engine is for sale right now under $18K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$17,652
Est. Payment:	$466.62 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	55,711
Location:	Rancho Santa Margarita, CA
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$17,652.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,817.53
Avg. DMV Fee	296.00
Cash Sale Price	$19,845.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$19,081.81
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Car Loan Payment	$466.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,652.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 66 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Subaru Crosstrek Premium

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This low mileage used 2024 Subaru Crosstrek Premium AWD SUV below 27,000 miles, cvt transmission, and 23 MPG, 2.0L gas engine is for sale right now below $24K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$23,967
Est. Payment:	$603.58 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	26,845
Location:	Rancho Santa Margarita, CA
Estimated Cash Down:	$900

Item	Amount
Used Car Price⁽¹⁾	$23,967.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,464.82
Avg. DMV Fee	296.00
Cash Sale Price	$26,807.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	900.00
Factory Rebate Incentive	0.00
Total Down Payment	$900.00
Total Loan Amount	$25,908.33
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$603.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,967.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Escape ST-Line

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This low mileage certified used 2023 Ford Escape ST-Line FWD SUV under 18,000 miles, automatic transmission, and 23 MPG, 1.5L gas engine is for sale right now under $23K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$22,788
Est. Payment:	$573.89 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	18,280
Location:	Rancho Santa Margarita, CA
Estimated Cash Down:	$900

Item	Amount
Used Car Price⁽¹⁾	$22,788.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,343.97
Avg. DMV Fee	296.00
Cash Sale Price	$25,507.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	900.00
Factory Rebate Incentive	0.00
Total Down Payment	$900.00
Total Loan Amount	$24,633.83
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$573.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Toyota Corolla Hatchback SE Nightshade Edition

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This average mileage preowned 2020 Toyota Corolla Hatchback SE Nightshade Edition FWD hatchback under 80,000 miles, cvt transmission, and 23 MPG, 2.0L gas engine is for sale right now under $19K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$18,740
Est. Payment:	$604.22 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	80,438
Location:	Rancho Santa Margarita, CA
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$18,740.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,929.05
Avg. DMV Fee	296.00
Cash Sale Price	$21,045.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$20,257.94
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Auto Loan Payment	$604.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,740.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 48 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Escape Active

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This low mileage certified second hand 2025 Ford Escape Active FWD SUV under 19,000 miles, automatic transmission, and 23 MPG, 1.5L gas engine is for sale right now below $21K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$20,710
Est. Payment:	$521.55 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	19,116
Location:	Rancho Santa Margarita, CA
Estimated Cash Down:	$900

Item	Amount
Used Car Price⁽¹⁾	$20,710.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,130.98
Avg. DMV Fee	296.00
Cash Sale Price	$23,216.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	900.00
Factory Rebate Incentive	0.00
Total Down Payment	$900.00
Total Loan Amount	$22,387.51
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$521.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,710.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Escape ST-Line

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This low mileage certified used 2023 Ford Escape ST-Line FWD SUV under 56,000 miles, automatic transmission, and 23 MPG, 1.5L gas engine is for sale right now under $19K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$18,932
Est. Payment:	$500.45 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	55,559
Location:	Rancho Santa Margarita, CA
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$18,932.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,948.73
Avg. DMV Fee	296.00
Cash Sale Price	$21,256.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$20,465.49
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Loan Payment	$500.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 66 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Ford Bronco Sport Big Bend

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This low mileage certified used 2024 Ford Bronco Sport Big Bend AWD SUV under 51,000 miles, automatic transmission, and 23 MPG, 1.5L gas engine is for sale right now under $23K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$22,659
Est. Payment:	$598.97 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	50,705
Location:	Rancho Santa Margarita, CA
Estimated Cash Down:	$900

Item	Amount
Used Car Price⁽¹⁾	$22,659.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,330.75
Avg. DMV Fee	296.00
Cash Sale Price	$25,365.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	900.00
Factory Rebate Incentive	0.00
Total Down Payment	$900.00
Total Loan Amount	$24,494.38
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Finance Payment	$598.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,659.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 66 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Ford Bronco Sport Big Bend

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This low mileage certified used 2024 Ford Bronco Sport Big Bend AWD SUV below 57,000 miles, automatic transmission, and 23 MPG, 1.5L gas engine is for sale right now below $23K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$22,130
Est. Payment:	$584.99 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	57,045
Location:	Rancho Santa Margarita, CA
Estimated Cash Down:	$900

Item	Amount
Used Car Price⁽¹⁾	$22,130.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,276.53
Avg. DMV Fee	296.00
Cash Sale Price	$24,782.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	900.00
Factory Rebate Incentive	0.00
Total Down Payment	$900.00
Total Loan Amount	$23,922.53
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Loan Payment	$584.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,130.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 66 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Volkswagen Taos S

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This high mileage second hand 2022 Volkswagen Taos S FWD SUV below 110,000 miles, automatic transmission, and 23 MPG, 1.5L gas engine is for sale right now below $13K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$12,499
Est. Payment:	$494.32 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	109,751
Location:	Rancho Santa Margarita, CA
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$12,499.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,289.35
Avg. DMV Fee	296.00
Cash Sale Price	$14,164.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$13,511.42
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Auto Loan Payment	$494.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 36 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2017 Ford F-150 Lariat

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This above average mileage second hand 2017 Ford F-150 Lariat RWD pickup below 97,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $21K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$20,197
Est. Payment:	$714.07 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	97,002
Location:	Rancho Santa Margarita, CA
Estimated Cash Down:	$900

Item	Amount
Used Car Price⁽¹⁾	$20,197.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,078.39
Avg. DMV Fee	296.00
Cash Sale Price	$22,651.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	900.00
Factory Rebate Incentive	0.00
Total Down Payment	$900.00
Total Loan Amount	$21,832.96
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	42
Car Finance Payment	$714.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,197.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 42 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars for Bad Credit in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Car Dealerships for Bad Credit

2024 Ford Escape Active

2024 Subaru Crosstrek Premium

2023 Ford Escape ST-Line

2020 Toyota Corolla Hatchback SE Nightshade Edition

2025 Ford Escape Active

2023 Ford Escape ST-Line

2024 Ford Bronco Sport Big Bend

2024 Ford Bronco Sport Big Bend

2022 Volkswagen Taos S

2017 Ford F-150 Lariat

Used Cars for Bad Credit in Rancho Santa Margarita, CA

Rancho Santa Margarita, CA Car Dealerships for Bad Credit

2024 Ford Escape Active

Ford Escape Active

2024 Ford Escape Active Poor Credit Car Loan Estimate

2024 Subaru Crosstrek Premium

Subaru Crosstrek Premium

2024 Subaru Crosstrek Premium Poor Credit Car Finance Estimate

2023 Ford Escape ST-Line

Ford Escape ST-Line

2023 Ford Escape ST-Line Poor Credit Auto Loan Estimate

2020 Toyota Corolla Hatchback SE Nightshade Edition

Toyota Corolla Hatchback SE Nightshade Edition

2020 Toyota Corolla Hatchback SE Nightshade Edition Poor Credit Auto Loan Estimate

2025 Ford Escape Active

Ford Escape Active

2025 Ford Escape Active Poor Credit Auto Finance Estimate

2023 Ford Escape ST-Line

Ford Escape ST-Line

2023 Ford Escape ST-Line Poor Credit Auto Loan Estimate

2024 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2024 Ford Bronco Sport Big Bend Poor Credit Auto Finance Estimate

2024 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2024 Ford Bronco Sport Big Bend Poor Credit Auto Loan Estimate

2022 Volkswagen Taos S

Volkswagen Taos S

2022 Volkswagen Taos S Poor Credit Auto Loan Estimate

2017 Ford F-150 Lariat

Ford F-150 Lariat

2017 Ford F-150 Lariat Poor Credit Car Finance Estimate

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