Rancho Santa Margarita, CA Used Cars for Sale |with Payments|

2024 Ford F-150 XLT

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This low mileage certified preowned 2024 Ford F-150 XLT 4x4 pickup under 58,000 miles, automatic transmission, and 101 MPG, 3.5L hybrid engine is for sale right now below $36K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$35,406
Est. Payment:	$723.76 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,136
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$35,406.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,637.32
Avg. DMV Fee	296.00
Cash Sale Price	$39,419.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,419.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$723.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,406.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage certified second hand 2023 Ford Explorer XLT AWD SUV below 28,000 miles, automatic transmission, and 101 MPG, 2.3L gas engine is for sale right now below $34K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$33,499
Est. Payment:	$638.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,942
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$33,499.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,441.85
Avg. DMV Fee	296.00
Cash Sale Price	$37,316.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,316.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$638.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage certified used 2025 Ford F-150 STX RWD pickup under 8,000 miles, automatic transmission, and 101 MPG, 2.7L gas engine is for sale right now below $40K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$39,985
Est. Payment:	$760.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,495
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$39,985.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,106.66
Avg. DMV Fee	296.00
Cash Sale Price	$44,467.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,467.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$760.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XL

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This low mileage used 2024 Ford F-150 XL RWD pickup below 6,000 miles, automatic transmission, and 101 MPG, 5.0L gas engine is for sale right now under $46K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$45,124
Est. Payment:	$857.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,105
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$45,124.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,633.41
Avg. DMV Fee	296.00
Cash Sale Price	$50,133.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,133.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$857.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $45,124.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 Raptor

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This low mileage certified used 2024 Ford F-150 Raptor 4x4 pickup below 20,000 miles, automatic transmission, and 101 MPG, 5.2L gas engine is for sale right now below $114K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$113,400
Est. Payment:	$2145.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,000
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$113,400.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	11,631.70
Avg. DMV Fee	296.00
Cash Sale Price	$125,407.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$125,407.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$2145.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $113,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition MAX Platinum

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This low mileage certified used 2025 Ford Expedition MAX Platinum 4x4 SUV under 23,000 miles, automatic transmission, and 101 MPG, 3.5L gas engine is for sale right now below $67K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$66,981
Est. Payment:	$1270.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,303
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$66,981.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	6,873.75
Avg. DMV Fee	296.00
Cash Sale Price	$74,230.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$74,230.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1270.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $66,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer ST

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This above average mileage used 2021 Ford Explorer ST AWD SUV under 91,000 miles, automatic transmission, and 101 MPG, 3.0L gas engine is for sale right now below $27K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$26,990
Est. Payment:	$813.02 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,366
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,774.68
Avg. DMV Fee	296.00
Cash Sale Price	$30,140.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,140.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$813.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tundra TRD Pro HV

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This low mileage preowned 2023 Toyota Tundra TRD Pro HV 4x4 pickup under 44,000 miles, automatic transmission, and 101 MPG, 3.4L hybrid engine is for sale right now under $58K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$57,971
Est. Payment:	$1100.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,903
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$57,971.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	5,950.23
Avg. DMV Fee	296.00
Cash Sale Price	$64,297.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$64,297.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1100.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $57,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified second hand 2023 Ford F-150 XL 4x4 pickup below 33,000 miles, automatic transmission, and 101 MPG, 3.5L hybrid engine is for sale right now below $47K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$46,666
Est. Payment:	$886.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,692
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$46,666.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,791.47
Avg. DMV Fee	296.00
Cash Sale Price	$51,833.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,833.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$886.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $46,666.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape Plug-In Hybrid PHEV

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This low mileage certified used 2025 Ford Escape Plug-In Hybrid PHEV FWD SUV under 4,000 miles, cvt transmission, and 101 MPG, 2.5L hybrid engine is for sale right now under $32K at Santa Margarita Ford in Rancho Santa Margarita, CA. ...View More Details

Sales Price:	$31,604
Est. Payment:	$602.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,350
Location:	Rancho Santa Margarita, CA

Item	Amount
Used Car Price⁽¹⁾	$31,604.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,247.61
Avg. DMV Fee	296.00
Cash Sale Price	$35,227.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,227.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$602.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,604.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Rancho Santa Margarita, CA Used Cars for Sale

Rancho Santa Margarita, CA Secondhand Used Vehicle Inventory

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2024 Ford F-150 XL

Ford F-150 XL

2024 Ford F-150 XL Car Loan Estimate

2024 Ford F-150 Raptor

Ford F-150 Raptor

2024 Ford F-150 Raptor Car Loan Estimate

2025 Ford Expedition MAX Platinum

Ford Expedition MAX Platinum

2025 Ford Expedition MAX Platinum Car Loan Estimate

2021 Ford Explorer ST

Ford Explorer ST

2021 Ford Explorer ST Car Loan Estimate

2023 Toyota Tundra TRD Pro HV

Toyota Tundra TRD Pro HV

2023 Toyota Tundra TRD Pro HV Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford Escape Plug-In Hybrid PHEV

Ford Escape Plug-In Hybrid PHEV

2025 Ford Escape Plug-In Hybrid PHEV Car Loan Estimate

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