Tracy, CA Used Cars Under $400 a Month

2026 Hyundai ELANTRA SE

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This low mileage preowned 2026 Hyundai ELANTRA SE FWD sedan under 2,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now under $22K at Hyundai of Tracy in Tracy, CA. ...View More Details

Sales Price:	$21,351
Est. Payment:	$409.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,041
Location:	Tracy, CA

Item	Amount
Used Car Price⁽¹⁾	$21,351.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,196.68
Avg. DMV Fee	296.00
Cash Sale Price	$23,923.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,923.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$409.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,351.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Altima 2.5 SV

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This below average mileage second hand 2024 Nissan Altima 2.5 SV FWD sedan under 62,000 miles, cvt transmission, and 34 MPG, 2.5L gas engine is for sale right now below $18K at Hyundai of Tracy in Tracy, CA. ...View More Details

Sales Price:	$17,998
Est. Payment:	$401.76 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,387
Location:	Tracy, CA

Item	Amount
Used Car Price⁽¹⁾	$17,998.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,853.00
Avg. DMV Fee	296.00
Cash Sale Price	$20,227.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,227.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$401.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai KONA SEL

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This high mileage second hand 2020 Hyundai KONA SEL AWD SUV under 102,000 miles, a transmission, and 34 MPG, 2.0L gas engine is for sale right now under $12K at Hyundai of Tracy in Tracy, CA. ...View More Details

Sales Price:	$11,442
Est. Payment:	$402.14 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,638
Location:	Tracy, CA

Item	Amount
Used Car Price⁽¹⁾	$11,442.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,181.01
Avg. DMV Fee	296.00
Cash Sale Price	$12,999.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,999.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$402.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $11,442.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL Plus

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This low mileage second hand 2023 Hyundai SONATA SEL Plus FWD sedan under 48,000 miles, a transmission, and 34 MPG, 1.6L gas engine is for sale right now under $21K at Hyundai of Tracy in Tracy, CA. ...View More Details

Sales Price:	$20,898
Est. Payment:	$400.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,814
Location:	Tracy, CA

Item	Amount
Used Car Price⁽¹⁾	$20,898.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,150.25
Avg. DMV Fee	296.00
Cash Sale Price	$23,424.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,424.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$400.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Jetta SE

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This low mileage second hand 2024 Volkswagen Jetta SE FWD sedan below 51,000 miles, a transmission, and 34 MPG, 1.5L gas engine is for sale right now below $18K at Hyundai of Tracy in Tracy, CA. ...View More Details

Sales Price:	$17,698
Est. Payment:	$365.30 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,839
Location:	Tracy, CA

Item	Amount
Used Car Price⁽¹⁾	$17,698.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,822.25
Avg. DMV Fee	296.00
Cash Sale Price	$19,896.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,896.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$365.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,698.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage used 2025 Hyundai ELANTRA SEL Sport FWD sedan under 6,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now below $20K at Hyundai of Tracy in Tracy, CA. ...View More Details

Sales Price:	$19,998
Est. Payment:	$383.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,085
Location:	Tracy, CA

Item	Amount
Used Car Price⁽¹⁾	$19,998.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,058.00
Avg. DMV Fee	296.00
Cash Sale Price	$22,432.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,432.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$383.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage second hand 2025 Nissan Altima 2.5 SV FWD sedan below 24,000 miles, cvt transmission, and 34 MPG, 2.5L gas engine is for sale right now under $21K at Tracy Ford in Tracy, CA. ...View More Details

Sales Price:	$20,304
Est. Payment:	$389.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,608
Location:	Tracy, CA

Item	Amount
Used Car Price⁽¹⁾	$20,304.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,089.36
Avg. DMV Fee	296.00
Cash Sale Price	$22,769.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,769.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$389.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,304.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Sentra SV

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This low mileage used 2025 Nissan Sentra SV FWD sedan below 19,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now below $20K at Tracy Ford in Tracy, CA. ...View More Details

Sales Price:	$19,937
Est. Payment:	$382.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,951
Location:	Tracy, CA

Item	Amount
Used Car Price⁽¹⁾	$19,937.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,051.74
Avg. DMV Fee	296.00
Cash Sale Price	$22,364.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,364.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$382.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,937.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Altima 2.5 SV

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This low mileage preowned 2024 Nissan Altima 2.5 SV FWD sedan below 26,000 miles, cvt transmission, and 34 MPG, 2.5L gas engine is for sale right now under $21K at Tracy Ford in Tracy, CA. ...View More Details

Sales Price:	$20,041
Est. Payment:	$384.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,595
Location:	Tracy, CA

Item	Amount
Used Car Price⁽¹⁾	$20,041.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,062.40
Avg. DMV Fee	296.00
Cash Sale Price	$22,479.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,479.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$384.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,041.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Sentra SR

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This low mileage second hand 2024 Nissan Sentra SR FWD sedan below 20,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now below $21K at Tracy Ford in Tracy, CA. ...View More Details

Sales Price:	$20,595
Est. Payment:	$395.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,764
Location:	Tracy, CA

Item	Amount
Used Car Price⁽¹⁾	$20,595.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,119.19
Avg. DMV Fee	296.00
Cash Sale Price	$23,090.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,090.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$395.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Tracy, CA

Tracy, CA Secondhand Used Vehicles with Payments Below $400 / Month

2026 Hyundai ELANTRA SE

2024 Nissan Altima 2.5 SV

2020 Hyundai KONA SEL

2023 Hyundai SONATA SEL Plus

2024 Volkswagen Jetta SE

2025 Hyundai ELANTRA SEL Sport

2025 Nissan Altima 2.5 SV

2025 Nissan Sentra SV

2024 Nissan Altima 2.5 SV

2024 Nissan Sentra SR

Used Cars under $400 per month for Sale in Tracy, CA

Tracy, CA Secondhand Used Vehicles with Payments Below $400 / Month

2026 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2026 Hyundai ELANTRA SE Car Loan Estimate

2024 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2024 Nissan Altima 2.5 SV Car Loan Estimate

2020 Hyundai KONA SEL

Hyundai KONA SEL

2020 Hyundai KONA SEL Car Loan Estimate

2023 Hyundai SONATA SEL Plus

Hyundai SONATA SEL Plus

2023 Hyundai SONATA SEL Plus Car Loan Estimate

2024 Volkswagen Jetta SE

Volkswagen Jetta SE

2024 Volkswagen Jetta SE Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2025 Nissan Sentra SV

Nissan Sentra SV

2025 Nissan Sentra SV Car Loan Estimate

2024 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2024 Nissan Altima 2.5 SV Car Loan Estimate

2024 Nissan Sentra SR

Nissan Sentra SR

2024 Nissan Sentra SR Car Loan Estimate

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