Turlock, CA Used Cars Under $40,000 |with Payments|

2026 Ford Explorer Active

⇩ View Seller Description

This low mileage second hand 2026 Ford Explorer Active RWD SUV below 5,000 miles, a transmission, and 23 MPG, 2.3L gas engine is for sale right now below $36K at Price Ford of Turlock in Turlock, CA. ...View More Details

Sales Price:	$35,495
Est. Payment:	$676.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,528
Location:	Turlock, CA

Item	Amount
Used Car Price⁽¹⁾	$35,495.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,646.44
Avg. DMV Fee	296.00
Cash Sale Price	$39,517.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,517.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$676.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 Limited

⇩ View Seller Description

This low mileage preowned 2018 Ford F-150 Limited 4X4 pickup under 60,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $40K at Price Ford of Turlock in Turlock, CA. ...View More Details

Sales Price:	$40,000
Est. Payment:	$816.75 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,560
Location:	Turlock, CA

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,108.20
Avg. DMV Fee	296.00
Cash Sale Price	$44,484.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,484.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$816.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

⇩ View Seller Description

This high mileage used 2023 Ford F-150 Platinum 4X4 pickup under 130,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $36K at Price Ford of Turlock in Turlock, CA. ...View More Details

Sales Price:	$35,995
Est. Payment:	$1462.15 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	130,167
Location:	Turlock, CA

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,697.69
Avg. DMV Fee	296.00
Cash Sale Price	$40,068.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,068.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$1462.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

⇩ View Seller Description

This low mileage preowned 2023 Ram 1500 Big Horn 4X4 pickup under 25,000 miles, a transmission, and 23 MPG, 3.6L hybrid engine is for sale right now below $38K at Price Ford of Turlock in Turlock, CA. ...View More Details

Sales Price:	$38,000
Est. Payment:	$723.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,191
Location:	Turlock, CA

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,903.20
Avg. DMV Fee	296.00
Cash Sale Price	$42,279.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,279.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$723.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

⇩ View Seller Description

This low mileage used 2025 Ford Bronco Big Bend 4X4 SUV under 5,000 miles, transmission, and 23 MPG, 2.3L gas engine is for sale right now under $40K at Price Ford of Turlock in Turlock, CA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$761.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,522
Location:	Turlock, CA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.69
Avg. DMV Fee	296.00
Cash Sale Price	$44,478.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,478.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$761.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-250 Super Duty XL

⇩ View Seller Description

This average mileage preowned 2022 Ford F-250 Super Duty XL 4X2 pickup below 72,000 miles, a transmission, and 23 MPG, 6.2L flexible engine is for sale right now below $40K at Price Ford of Turlock in Turlock, CA. ...View More Details

Sales Price:	$40,000
Est. Payment:	$965.42 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,613
Location:	Turlock, CA

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,108.20
Avg. DMV Fee	296.00
Cash Sale Price	$44,484.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,484.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$965.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Bronco Big Bend

⇩ View Seller Description

This low mileage used 2021 Ford Bronco Big Bend 4X4 SUV under 24,000 miles, a transmission, and 23 MPG, 2.3L gas engine is for sale right now under $37K at Price Ford of Turlock in Turlock, CA. ...View More Details

Sales Price:	$37,000
Est. Payment:	$704.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,985
Location:	Turlock, CA

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,800.70
Avg. DMV Fee	296.00
Cash Sale Price	$41,176.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,176.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$704.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

⇩ View Seller Description

This low mileage second hand 2025 Ram 1500 Big Horn 4X4 pickup under 59,000 miles, a transmission, and 23 MPG, 3.0L gas engine is for sale right now under $37K at Price Ford of Turlock in Turlock, CA. ...View More Details

Sales Price:	$36,500
Est. Payment:	$745.90 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,757
Location:	Turlock, CA

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,749.45
Avg. DMV Fee	296.00
Cash Sale Price	$40,625.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,625.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$745.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Pilot Sport

⇩ View Seller Description

This low mileage preowned 2025 Honda Pilot Sport FWD SUV below 22,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $39K at Price Ford of Turlock in Turlock, CA. ...View More Details

Sales Price:	$38,500
Est. Payment:	$732.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,840
Location:	Turlock, CA

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,954.45
Avg. DMV Fee	296.00
Cash Sale Price	$42,830.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,830.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$732.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

⇩ View Seller Description

This above average mileage preowned 2022 Ford F-150 Lariat 4X4 pickup under 95,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $37K at Price Ford of Turlock in Turlock, CA. ...View More Details

Sales Price:	$36,700
Est. Payment:	$1101.78 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,336
Location:	Turlock, CA

Item	Amount
Used Car Price⁽¹⁾	$36,700.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,769.95
Avg. DMV Fee	296.00
Cash Sale Price	$40,845.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,845.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1101.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Turlock, CA

Turlock, CA Secondhand Used Vehicles Priced Below $40,000

2026 Ford Explorer Active

2018 Ford F-150 Limited

2023 Ford F-150 Platinum

2023 Ram 1500 Big Horn

2025 Ford Bronco Big Bend

2022 Ford F-250 Super Duty XL

2021 Ford Bronco Big Bend

2025 Ram 1500 Big Horn

2025 Honda Pilot Sport

2022 Ford F-150 Lariat

Used Cars under $40,000 for Sale in Turlock, CA

Turlock, CA Secondhand Used Vehicles Priced Below $40,000

2026 Ford Explorer Active

Ford Explorer Active

2026 Ford Explorer Active Car Loan Estimate

2018 Ford F-150 Limited

Ford F-150 Limited

2018 Ford F-150 Limited Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

2022 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2022 Ford F-250 Super Duty XL Car Loan Estimate

2021 Ford Bronco Big Bend

Ford Bronco Big Bend

2021 Ford Bronco Big Bend Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2025 Honda Pilot Sport

Honda Pilot Sport

2025 Honda Pilot Sport Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

Customize Payments

Find Financing

Customize Payments