Sacramento - Stockton - Modesto, CA Area Used Cars Under $20,000

2025 Kia K4 LXS

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This low mileage preowned 2025 Kia K4 LXS FWD sedan below 4,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now under $20K at Hyundai of Vacaville in Vacaville, CA. ...View More Details

Sales Price:	$19,797
Est. Payment:	$380.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,319
Location:	Vacaville, CA

Item	Amount
Used Car Price⁽¹⁾	$19,797.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,037.39
Avg. DMV Fee	296.00
Cash Sale Price	$22,210.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,210.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$380.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,797.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SONATA SE

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This average mileage used 2022 Hyundai SONATA SE FWD sedan below 77,000 miles, automatic transmission, and 34 MPG, 2.5L gas engine is for sale right now below $17K at Roseville Hyundai in Roseville, CA. ...View More Details

Sales Price:	$16,082
Est. Payment:	$393.13 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,328
Location:	Roseville, CA

Item	Amount
Used Car Price⁽¹⁾	$16,082.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,656.61
Avg. DMV Fee	296.00
Cash Sale Price	$18,114.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,114.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$393.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,082.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Subaru Impreza 2.0i

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This low mileage preowned 2018 Subaru Impreza 2.0i AWD hatchback below 48,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now under $18K at Folsom Lake Hyundai in Folsom, CA. ...View More Details

Sales Price:	$17,793
Est. Payment:	$342.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,920
Location:	Folsom, CA

Item	Amount
Used Car Price⁽¹⁾	$17,793.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,831.98
Avg. DMV Fee	296.00
Cash Sale Price	$20,000.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,000.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$342.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,793.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan under 47,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now below $19K at Elk Grove Hyundai in Elk Grove, CA. ...View More Details

Sales Price:	$18,499
Est. Payment:	$355.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,325
Location:	Elk Grove, CA

Item	Amount
Used Car Price⁽¹⁾	$18,499.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,904.35
Avg. DMV Fee	296.00
Cash Sale Price	$20,779.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,779.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$355.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Rogue Platinum

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This average mileage second hand 2022 Nissan Rogue Platinum FWD SUV below 79,000 miles, cvt transmission, and 34 MPG, 1.5L gas engine is for sale right now under $20K at Roseville Hyundai in Roseville, CA. ...View More Details

Sales Price:	$19,382
Est. Payment:	$472.09 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,405
Location:	Roseville, CA

Item	Amount
Used Car Price⁽¹⁾	$19,382.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,994.86
Avg. DMV Fee	296.00
Cash Sale Price	$21,752.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,752.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$472.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,382.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Honda Accord Sport

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This high mileage used 2019 Honda Accord Sport FWD sedan under 135,000 miles, cvt transmission, and 34 MPG, 1.5L gas engine is for sale right now below $16K at Elk Grove Hyundai in Elk Grove, CA. ...View More Details

Sales Price:	$15,599
Est. Payment:	$641.59 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	134,585
Location:	Elk Grove, CA

Item	Amount
Used Car Price⁽¹⁾	$15,599.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,607.10
Avg. DMV Fee	296.00
Cash Sale Price	$17,582.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,582.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$641.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Mazda CX-5 Touring

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This above average mileage used 2018 Mazda CX-5 Touring AWD SUV under 97,000 miles, automatic transmission, and 34 MPG, 2.5L gas engine is for sale right now below $17K at Elk Grove Hyundai in Elk Grove, CA. ...View More Details

Sales Price:	$16,555
Est. Payment:	$502.69 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,270
Location:	Elk Grove, CA

Item	Amount
Used Car Price⁽¹⁾	$16,555.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,705.09
Avg. DMV Fee	296.00
Cash Sale Price	$18,636.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,636.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$502.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE SEL 2.0T

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This low mileage preowned 2020 Hyundai SANTA FE SEL 2.0T FWD SUV under 54,000 miles, automatic transmission, and 34 MPG, 2.0L gas engine is for sale right now under $20K at Roseville Hyundai in Roseville, CA. ...View More Details

Sales Price:	$19,673
Est. Payment:	$405.28 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,286
Location:	Roseville, CA

Item	Amount
Used Car Price⁽¹⁾	$19,673.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,024.68
Avg. DMV Fee	296.00
Cash Sale Price	$22,073.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,073.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$405.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,673.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Lexus CT 200h Base

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This average mileage preowned 2017 Lexus CT 200h Base FWD hatchback below 88,000 miles, cvt transmission, and 34 MPG, 1.8L hybrid engine is for sale right now under $20K at Roseville Hyundai in Roseville, CA. ...View More Details

Sales Price:	$19,083
Est. Payment:	$514.30 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,935
Location:	Roseville, CA

Item	Amount
Used Car Price⁽¹⁾	$19,083.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,964.21
Avg. DMV Fee	296.00
Cash Sale Price	$21,423.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,423.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$514.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,083.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota Camry SE

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This above average mileage used 2019 Toyota Camry SE FWD sedan under 95,000 miles, automatic transmission, and 34 MPG, 2.5L gas engine is for sale right now below $20K at Folsom Lake Hyundai in Folsom, CA. ...View More Details

Sales Price:	$19,792
Est. Payment:	$598.96 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,011
Location:	Folsom, CA

Item	Amount
Used Car Price⁽¹⁾	$19,792.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,036.88
Avg. DMV Fee	296.00
Cash Sale Price	$22,204.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,204.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$598.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Sacramento - Stockton - Modesto Area

Metro Sacramento - Stockton - Modesto Secondhand Used Vehicles Priced Below $20,000

2025 Kia K4 LXS

2022 Hyundai SONATA SE

2018 Subaru Impreza 2.0i

2023 Hyundai ELANTRA SEL

2022 Nissan Rogue Platinum

2019 Honda Accord Sport

2018 Mazda CX-5 Touring

2020 Hyundai SANTA FE SEL 2.0T

2017 Lexus CT 200h Base

2019 Toyota Camry SE

Greater Sacramento - Stockton - Modesto Area Cities with Used Cars for Sale Below $20K

Metro Sacramento - Stockton - Modesto Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Sacramento - Stockton - Modesto Area

Metro Sacramento - Stockton - Modesto Secondhand Used Vehicles Priced Below $20,000

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2022 Hyundai SONATA SE

Hyundai SONATA SE

2022 Hyundai SONATA SE Car Loan Estimate

2018 Subaru Impreza 2.0i

Subaru Impreza 2.0i

2018 Subaru Impreza 2.0i Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2022 Nissan Rogue Platinum

Nissan Rogue Platinum

2022 Nissan Rogue Platinum Car Loan Estimate

2019 Honda Accord Sport

Honda Accord Sport

2019 Honda Accord Sport Car Loan Estimate

2018 Mazda CX-5 Touring

Mazda CX-5 Touring

2018 Mazda CX-5 Touring Car Loan Estimate

2020 Hyundai SANTA FE SEL 2.0T

Hyundai SANTA FE SEL 2.0T

2020 Hyundai SANTA FE SEL 2.0T Car Loan Estimate

2017 Lexus CT 200h Base

Lexus CT 200h Base

2017 Lexus CT 200h Base Car Loan Estimate

2019 Toyota Camry SE

Toyota Camry SE

2019 Toyota Camry SE Car Loan Estimate

Greater Sacramento - Stockton - Modesto Area Cities with Used Cars for Sale Below $20K

Metro Sacramento - Stockton - Modesto Area Counties with Used Cars for Sale Below $20,000

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