Sacramento - Stockton - Modesto, CA Area Used Cars Under $20,000

2025 Kia K4 LXS

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This low mileage preowned 2025 Kia K4 LXS FWD sedan under 4,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $20K at Hyundai of Vacaville in Vacaville, CA. ...View More Details

Sales Price:	$19,797
Est. Payment:	$380.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,319
Location:	Vacaville, CA

Item	Amount
Used Car Price⁽¹⁾	$19,797.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,037.39
Avg. DMV Fee	296.00
Cash Sale Price	$22,210.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,210.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$380.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,797.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan under 44,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $19K at Folsom Lake Hyundai in Folsom, CA. ...View More Details

Sales Price:	$18,793
Est. Payment:	$361.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,554
Location:	Folsom, CA

Item	Amount
Used Car Price⁽¹⁾	$18,793.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,934.48
Avg. DMV Fee	296.00
Cash Sale Price	$21,103.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,103.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$361.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,793.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This low mileage certified used 2023 Hyundai SONATA SEL FWD sedan under 52,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $20K at Hyundai of Vacaville in Vacaville, CA. ...View More Details

Sales Price:	$19,450
Est. Payment:	$400.77 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,821
Location:	Vacaville, CA

Item	Amount
Used Car Price⁽¹⁾	$19,450.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,001.83
Avg. DMV Fee	296.00
Cash Sale Price	$21,827.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,827.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$400.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Honda Pilot Elite

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This high mileage preowned 2017 Honda Pilot Elite AWD SUV under 152,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now below $16K at Hyundai of Vacaville in Vacaville, CA. ...View More Details

Sales Price:	$15,754
Est. Payment:	$647.83 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	151,928
Location:	Vacaville, CA

Item	Amount
Used Car Price⁽¹⁾	$15,754.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,622.99
Avg. DMV Fee	296.00
Cash Sale Price	$17,752.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,752.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$647.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,754.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Tesla Model 3 Long Range

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This average mileage preowned 2018 Tesla Model 3 Long Range RWD sedan under 83,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $20K at Folsom Lake Hyundai in Folsom, CA. ...View More Details

Sales Price:	$19,792
Est. Payment:	$533.06 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,677
Location:	Folsom, CA

Item	Amount
Used Car Price⁽¹⁾	$19,792.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,036.88
Avg. DMV Fee	296.00
Cash Sale Price	$22,204.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,204.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$533.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SONATA Limited

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This average mileage used 2020 Hyundai SONATA Limited FWD sedan below 82,000 miles, automatic transmission, and 28 MPG, 1.6L gas engine is for sale right now under $18K at Roseville Hyundai in Roseville, CA. ...View More Details

Sales Price:	$17,080
Est. Payment:	$461.28 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,684
Location:	Roseville, CA

Item	Amount
Used Car Price⁽¹⁾	$17,080.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,758.90
Avg. DMV Fee	296.00
Cash Sale Price	$19,214.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,214.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$461.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,080.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 INFINITI QX60 Base

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This average mileage preowned 2017 INFINITI QX60 Base FWD SUV below 73,000 miles, cvt transmission, and 28 MPG, 3.5L gas engine is for sale right now under $18K at Elk Grove Hyundai in Elk Grove, CA. ...View More Details

Sales Price:	$17,111
Est. Payment:	$417.75 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,527
Location:	Elk Grove, CA

Item	Amount
Used Car Price⁽¹⁾	$17,111.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,762.08
Avg. DMV Fee	296.00
Cash Sale Price	$19,249.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,249.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$417.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,111.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Blazer LT

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This average mileage preowned 2021 Chevrolet Blazer LT FWD SUV under 74,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now below $20K at Folsom Lake Hyundai in Folsom, CA. ...View More Details

Sales Price:	$19,792
Est. Payment:	$481.90 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,979
Location:	Folsom, CA

Item	Amount
Used Car Price⁽¹⁾	$19,792.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,036.88
Avg. DMV Fee	296.00
Cash Sale Price	$22,204.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,204.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$481.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA Limited

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This low mileage certified second hand 2023 Hyundai ELANTRA Limited FWD sedan under 54,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $20K at Roseville Hyundai in Roseville, CA. ...View More Details

Sales Price:	$19,273
Est. Payment:	$397.19 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,931
Location:	Roseville, CA

Item	Amount
Used Car Price⁽¹⁾	$19,273.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,983.68
Avg. DMV Fee	296.00
Cash Sale Price	$21,632.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,632.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$397.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,273.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mazda Mazda3 Hatchback Premium

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This high mileage preowned 2022 Mazda Mazda3 Hatchback Premium AWD hatchback under 140,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $16K at Roseville Hyundai in Roseville, CA. ...View More Details

Sales Price:	$15,883
Est. Payment:	$653.01 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	139,651
Location:	Roseville, CA

Item	Amount
Used Car Price⁽¹⁾	$15,883.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,636.21
Avg. DMV Fee	296.00
Cash Sale Price	$17,895.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,895.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$653.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,883.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Sacramento - Stockton - Modesto Area

Metro Sacramento - Stockton - Modesto Secondhand Used Vehicles Priced Below $20,000

2025 Kia K4 LXS

2023 Hyundai ELANTRA SEL

2023 Hyundai SONATA SEL

2017 Honda Pilot Elite

2018 Tesla Model 3 Long Range

2020 Hyundai SONATA Limited

2017 INFINITI QX60 Base

2021 Chevrolet Blazer LT

2023 Hyundai ELANTRA Limited

2022 Mazda Mazda3 Hatchback Premium

Greater Sacramento - Stockton - Modesto Area Cities with Used Cars for Sale Below $20K

Metro Sacramento - Stockton - Modesto Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Sacramento - Stockton - Modesto Area

Metro Sacramento - Stockton - Modesto Secondhand Used Vehicles Priced Below $20,000

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2017 Honda Pilot Elite

Honda Pilot Elite

2017 Honda Pilot Elite Car Loan Estimate

2018 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2018 Tesla Model 3 Long Range Car Loan Estimate

2020 Hyundai SONATA Limited

Hyundai SONATA Limited

2020 Hyundai SONATA Limited Car Loan Estimate

2017 INFINITI QX60 Base

INFINITI QX60 Base

2017 INFINITI QX60 Base Car Loan Estimate

2021 Chevrolet Blazer LT

Chevrolet Blazer LT

2021 Chevrolet Blazer LT Car Loan Estimate

2023 Hyundai ELANTRA Limited

Hyundai ELANTRA Limited

2023 Hyundai ELANTRA Limited Car Loan Estimate

2022 Mazda Mazda3 Hatchback Premium

Mazda Mazda3 Hatchback Premium

2022 Mazda3 Hatchback Premium Car Loan Estimate

Greater Sacramento - Stockton - Modesto Area Cities with Used Cars for Sale Below $20K

Metro Sacramento - Stockton - Modesto Area Counties with Used Cars for Sale Below $20,000

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