Sacramento - Stockton - Modesto, CA Area Used Cars Under $20,000

2025 Kia K4 LXS

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This low mileage second hand 2025 Kia K4 LXS FWD sedan under 4,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now under $20K at Hyundai of Vacaville in Vacaville, CA. ...View More Details

Sales Price:	$19,797
Est. Payment:	$380.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,319
Location:	Vacaville, CA

Item	Amount
Used Car Price⁽¹⁾	$19,797.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,037.39
Avg. DMV Fee	296.00
Cash Sale Price	$22,210.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,210.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$380.05

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,797.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan below 46,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now below $18K at Hyundai of Vacaville in Vacaville, CA. ...View More Details

Sales Price:	$17,996
Est. Payment:	$346.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,473
Location:	Vacaville, CA

Item	Amount
Used Car Price⁽¹⁾	$17,996.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,852.79
Avg. DMV Fee	296.00
Cash Sale Price	$20,224.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,224.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$346.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mazda Mazda3 Hatchback Premium

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This high mileage used 2022 Mazda Mazda3 Hatchback Premium AWD hatchback below 140,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $16K at Roseville Hyundai in Roseville, CA. ...View More Details

Sales Price:	$15,883
Est. Payment:	$653.01 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	139,651
Location:	Roseville, CA

Item	Amount
Used Car Price⁽¹⁾	$15,883.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,636.21
Avg. DMV Fee	296.00
Cash Sale Price	$17,895.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,895.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$653.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,883.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This average mileage used 2023 Hyundai ELANTRA SEL FWD sedan under 81,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now under $17K at Hyundai of Vacaville in Vacaville, CA. ...View More Details

Sales Price:	$16,186
Est. Payment:	$437.62 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,710
Location:	Vacaville, CA

Item	Amount
Used Car Price⁽¹⁾	$16,186.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,667.27
Avg. DMV Fee	296.00
Cash Sale Price	$18,229.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,229.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$437.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,186.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Trax LT

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This low mileage preowned 2024 Chevrolet Trax LT FWD SUV below 54,000 miles, automatic transmission, and 24 MPG, 1.2L gas engine is for sale right now below $19K at Hyundai of Vacaville in Vacaville, CA. ...View More Details

Sales Price:	$18,950
Est. Payment:	$390.65 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,031
Location:	Vacaville, CA

Item	Amount
Used Car Price⁽¹⁾	$18,950.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,950.58
Avg. DMV Fee	296.00
Cash Sale Price	$21,276.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,276.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$390.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Tesla Model 3 Long Range

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This average mileage preowned 2018 Tesla Model 3 Long Range RWD sedan under 83,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $20K at Folsom Lake Hyundai in Folsom, CA. ...View More Details

Sales Price:	$19,792
Est. Payment:	$533.06 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,677
Location:	Folsom, CA

Item	Amount
Used Car Price⁽¹⁾	$19,792.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,036.88
Avg. DMV Fee	296.00
Cash Sale Price	$22,204.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,204.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$533.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota Camry SE

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This above average mileage used 2019 Toyota Camry SE FWD sedan under 95,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $20K at Folsom Lake Hyundai in Folsom, CA. ...View More Details

Sales Price:	$19,792
Est. Payment:	$598.96 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,011
Location:	Folsom, CA

Item	Amount
Used Car Price⁽¹⁾	$19,792.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,036.88
Avg. DMV Fee	296.00
Cash Sale Price	$22,204.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,204.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$598.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This low mileage certified preowned 2023 Hyundai SONATA SEL FWD sedan below 52,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $20K at Hyundai of Vacaville in Vacaville, CA. ...View More Details

Sales Price:	$19,450
Est. Payment:	$400.77 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,821
Location:	Vacaville, CA

Item	Amount
Used Car Price⁽¹⁾	$19,450.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,001.83
Avg. DMV Fee	296.00
Cash Sale Price	$21,827.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,827.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$400.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE Limited 2.0T

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This average mileage preowned 2020 Hyundai SANTA FE Limited 2.0T AWD SUV below 82,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $20K at Roseville Hyundai in Roseville, CA. ...View More Details

Sales Price:	$19,883
Est. Payment:	$535.47 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,127
Location:	Roseville, CA

Item	Amount
Used Car Price⁽¹⁾	$19,883.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,046.21
Avg. DMV Fee	296.00
Cash Sale Price	$22,305.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,305.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$535.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,883.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Subaru Outback 3.6R Limited

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This below average mileage preowned 2017 Subaru Outback 3.6R Limited AWD SUV below 66,000 miles, cvt transmission, and 24 MPG, 3.6L gas engine is for sale right now below $20K at Folsom Lake Hyundai in Folsom, CA. ...View More Details

Sales Price:	$19,792
Est. Payment:	$441.05 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,818
Location:	Folsom, CA

Item	Amount
Used Car Price⁽¹⁾	$19,792.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,036.88
Avg. DMV Fee	296.00
Cash Sale Price	$22,204.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,204.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$441.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Sacramento - Stockton - Modesto Area

Metro Sacramento - Stockton - Modesto Secondhand Used Vehicles Priced Below $20,000

2025 Kia K4 LXS

2023 Hyundai ELANTRA SEL

2022 Mazda Mazda3 Hatchback Premium

2023 Hyundai ELANTRA SEL

2024 Chevrolet Trax LT

2018 Tesla Model 3 Long Range

2019 Toyota Camry SE

2023 Hyundai SONATA SEL

2020 Hyundai SANTA FE Limited 2.0T

2017 Subaru Outback 3.6R Limited

Greater Sacramento - Stockton - Modesto Area Cities with Used Cars for Sale Below $20K

Metro Sacramento - Stockton - Modesto Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Sacramento - Stockton - Modesto Area

Metro Sacramento - Stockton - Modesto Secondhand Used Vehicles Priced Below $20,000

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2022 Mazda Mazda3 Hatchback Premium

Mazda Mazda3 Hatchback Premium

2022 Mazda3 Hatchback Premium Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2024 Chevrolet Trax LT

Chevrolet Trax LT

2024 Chevrolet Trax LT Car Loan Estimate

2018 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2018 Tesla Model 3 Long Range Car Loan Estimate

2019 Toyota Camry SE

Toyota Camry SE

2019 Toyota Camry SE Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2020 Hyundai SANTA FE Limited 2.0T

Hyundai SANTA FE Limited 2.0T

2020 Hyundai SANTA FE Limited 2.0T Car Loan Estimate

2017 Subaru Outback 3.6R Limited

Subaru Outback 3.6R Limited

2017 Subaru Outback 3.6R Limited Car Loan Estimate

Greater Sacramento - Stockton - Modesto Area Cities with Used Cars for Sale Below $20K

Metro Sacramento - Stockton - Modesto Area Counties with Used Cars for Sale Below $20,000

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