Santa Barbara County, CA Used Cars Under $550 a Month

2025 Honda Civic Sport

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This low mileage preowned 2025 Honda Civic Sport FWD hatchback below 23,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now under $28K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$27,826
Est. Payment:	$531.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,092
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$27,826.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,860.37
Avg. DMV Fee	296.00
Cash Sale Price	$31,062.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,062.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$531.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,826.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Ford Focus SE

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This high mileage used 2015 Ford Focus SE FWD hatchback below 134,000 miles, transmission, and 25 MPG, 2.0L flexible engine is for sale right now under $10K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$9,995
Est. Payment:	$416.13 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	133,848
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$9,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,032.69
Avg. DMV Fee	296.00
Cash Sale Price	$11,403.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,403.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$416.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $9,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Explorer Limited

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This average mileage second hand 2019 Ford Explorer Limited FWD SUV under 86,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now under $21K at Jim Vreeland Ford in Buellton, CA. ...View More Details

Sales Price:	$20,988
Est. Payment:	$564.72 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,788
Location:	Buellton, CA

Item	Amount
Used Car Price⁽¹⁾	$20,988.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,159.47
Avg. DMV Fee	296.00
Cash Sale Price	$23,523.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,523.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$564.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Honda Accord EX

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This below average mileage second hand 2019 Honda Accord EX FWD sedan under 69,000 miles, cvt transmission, and 25 MPG, 1.5L gas engine is for sale right now below $24K at Perry Ford in Santa Barbara, CA. ...View More Details

Sales Price:	$23,998
Est. Payment:	$533.15 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,626
Location:	Santa Barbara, CA

Item	Amount
Used Car Price⁽¹⁾	$23,998.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,468.00
Avg. DMV Fee	296.00
Cash Sale Price	$26,842.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,842.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$533.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mercedes-Benz GLA GLA 250

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This low mileage preowned 2022 Mercedes-Benz GLA GLA 250 FWD SUV under 52,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now under $27K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$26,995
Est. Payment:	$553.50 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,560
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$26,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,775.19
Avg. DMV Fee	296.00
Cash Sale Price	$30,146.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,146.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$553.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Cadillac XT5 Premium Luxury

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This low mileage used 2020 Cadillac XT5 Premium Luxury FWD SUV below 60,000 miles, a transmission, and 25 MPG, 3.6L gas engine is for sale right now under $26K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$25,495
Est. Payment:	$523.13 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,748
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$25,495.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,621.44
Avg. DMV Fee	296.00
Cash Sale Price	$28,492.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,492.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$523.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Sport Outer Banks

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This low mileage second hand 2023 Ford Bronco Sport Outer Banks AWD SUV below 18,000 miles, a transmission, and 25 MPG, 1.5L gas engine is for sale right now below $29K at Perry Ford in Santa Barbara, CA. ...View More Details

Sales Price:	$28,775
Est. Payment:	$549.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,447
Location:	Santa Barbara, CA

Item	Amount
Used Car Price⁽¹⁾	$28,775.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,957.64
Avg. DMV Fee	296.00
Cash Sale Price	$32,108.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,108.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$549.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Mazda CX-5 Grand Touring

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This above average mileage second hand 2017 Mazda CX-5 Grand Touring FWD SUV under 91,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $18K at Perry Ford in Santa Barbara, CA. ...View More Details

Sales Price:	$17,886
Est. Payment:	$542.27 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,692
Location:	Santa Barbara, CA

Item	Amount
Used Car Price⁽¹⁾	$17,886.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,841.52
Avg. DMV Fee	296.00
Cash Sale Price	$20,103.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,103.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$542.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,886.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mazda CX-5 2.5 Turbo

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This low mileage second hand 2023 Mazda CX-5 2.5 Turbo AWD SUV under 34,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now below $28K at Perry Ford in Santa Barbara, CA. ...View More Details

Sales Price:	$27,444
Est. Payment:	$524.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,971
Location:	Santa Barbara, CA

Item	Amount
Used Car Price⁽¹⁾	$27,444.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,821.21
Avg. DMV Fee	296.00
Cash Sale Price	$30,641.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,641.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$524.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Santa Barbara County, CA

Santa Barbara County, CA Secondhand Used Vehicles with Payments Below $550 / Month

2025 Honda Civic Sport

2015 Ford Focus SE

2019 Ford Explorer Limited

2019 Honda Accord EX

2022 Mercedes-Benz GLA GLA 250

2020 Cadillac XT5 Premium Luxury

2023 Ford Bronco Sport Outer Banks

2017 Mazda CX-5 Grand Touring

2023 Mazda CX-5 2.5 Turbo

Santa Barbara County Cities with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in Santa Barbara County, CA

Santa Barbara County, CA Secondhand Used Vehicles with Payments Below $550 / Month

2025 Honda Civic Sport

Honda Civic Sport

2025 Honda Civic Sport Car Loan Estimate

2015 Ford Focus SE

Ford Focus SE

2015 Ford Focus SE Car Loan Estimate

2019 Ford Explorer Limited

Ford Explorer Limited

2019 Ford Explorer Limited Car Loan Estimate

2019 Honda Accord EX

Honda Accord EX

2019 Honda Accord EX Car Loan Estimate

2022 Mercedes-Benz GLA GLA 250

Mercedes-Benz GLA GLA 250

2022 Mercedes-Benz GLA 250 Car Loan Estimate

2020 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2020 Cadillac XT5 Premium Luxury Car Loan Estimate

2023 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2023 Ford Bronco Sport Outer Banks Car Loan Estimate

2017 Mazda CX-5 Grand Touring

Mazda CX-5 Grand Touring

2017 Mazda CX-5 Grand Touring Car Loan Estimate

2023 Mazda CX-5 2.5 Turbo

Mazda CX-5 2.5 Turbo

2023 Mazda CX-5 2.5 Turbo Car Loan Estimate

Santa Barbara County Cities with Used Cars for Sale Below $550 / Month

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