Santa Maria, CA Used Cars Under $650 a Month

2025 Ford Maverick XLT

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This low mileage used 2025 Ford Maverick XLT AWD pickup below 30,000 miles, automatic transmission, and 17 MPG, 2.5L hybrid engine is for sale right now under $35K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$34,995
Est. Payment:	$881.30 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	29,879
Location:	Santa Maria, CA
Estimated Cash Down:	$1,200

Item	Amount
Used Car Price⁽¹⁾	$34,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,595.19
Avg. DMV Fee	296.00
Cash Sale Price	$38,966.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,200.00
Total Loan Amount	$37,829.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$881.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2018 Nissan Murano S

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This high mileage used 2018 Nissan Murano S FWD SUV under 135,000 miles, cvt transmission, and 17 MPG, 3.5L gas engine is for sale right now under $13K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$12,995
Est. Payment:	$590.89 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	135,392
Location:	Santa Maria, CA
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$12,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,340.19
Avg. DMV Fee	296.00
Cash Sale Price	$14,711.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$14,047.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Loan Payment	$590.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 30 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Ford F-150 XL

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This below average mileage used 2019 Ford F-150 XL RWD pickup below 66,000 miles, automatic transmission, and 17 MPG, 2.7L gas engine is for sale right now below $30K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$29,995
Est. Payment:	$838.62 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	65,570
Location:	Santa Maria, CA
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$29,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,082.69
Avg. DMV Fee	296.00
Cash Sale Price	$33,453.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$32,424.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Loan Payment	$838.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 60 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2014 Toyota Corolla S

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This high mileage second hand 2014 Toyota Corolla S FWD sedan below 179,000 miles, automatic transmission, and 17 MPG, 1.8L gas engine is for sale right now under $13K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$12,995
Est. Payment:	$590.89 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	178,880
Location:	Santa Maria, CA
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$12,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,340.19
Avg. DMV Fee	296.00
Cash Sale Price	$14,711.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$14,047.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Loan Payment	$590.89

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 30 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage used 2023 Ford Explorer Limited RWD SUV below 57,000 miles, automatic transmission, and 17 MPG, 2.3L gas engine is for sale right now under $32K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$31,995
Est. Payment:	$845.76 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	57,211
Location:	Santa Maria, CA
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$31,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,287.69
Avg. DMV Fee	296.00
Cash Sale Price	$35,658.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$34,586.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Loan Payment	$845.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 66 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Maverick Lariat

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This low mileage second hand 2023 Ford Maverick Lariat FWD pickup below 25,000 miles, automatic transmission, and 17 MPG, 2.5L hybrid engine is for sale right now below $33K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$32,995
Est. Payment:	$830.94 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	25,463
Location:	Santa Maria, CA
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$32,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,390.19
Avg. DMV Fee	296.00
Cash Sale Price	$36,761.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$35,667.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$830.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Maverick XLT

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This low mileage second hand 2025 Ford Maverick XLT AWD pickup under 14,000 miles, automatic transmission, and 17 MPG, 2.0L gas engine is for sale right now below $33K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$32,995
Est. Payment:	$830.94 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	13,944
Location:	Santa Maria, CA
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$32,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,390.19
Avg. DMV Fee	296.00
Cash Sale Price	$36,761.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$35,667.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$830.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Chevrolet Blazer RS

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This high mileage second hand 2019 Chevrolet Blazer RS FWD SUV below 116,000 miles, automatic transmission, and 17 MPG, 3.6L gas engine is for sale right now under $20K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$19,198
Est. Payment:	$759.26 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	116,023
Location:	Santa Maria, CA
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$19,198.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,976.00
Avg. DMV Fee	296.00
Cash Sale Price	$21,550.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$20,753.04
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Auto Finance Payment	$759.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,198.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 36 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2018 Nissan Armada SV

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This average mileage second hand 2018 Nissan Armada SV RWD SUV below 84,000 miles, automatic transmission, and 17 MPG, 5.6L gas engine is for sale right now below $24K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$23,889
Est. Payment:	$770.23 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	83,909
Location:	Santa Maria, CA
Estimated Cash Down:	$900

Item	Amount
Used Car Price⁽¹⁾	$23,889.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,456.82
Avg. DMV Fee	296.00
Cash Sale Price	$26,721.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	900.00
Factory Rebate Incentive	0.00
Total Down Payment	$900.00
Total Loan Amount	$25,824.01
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Car Finance Payment	$770.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 48 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Santa Maria, CA

Santa Maria, CA Secondhand Used Vehicles with Payments Below $650 / Month

2025 Ford Maverick XLT

2018 Nissan Murano S

2019 Ford F-150 XL

2014 Toyota Corolla S

2023 Ford Explorer Limited

2023 Ford Maverick Lariat

2025 Ford Maverick XLT

2019 Chevrolet Blazer RS

2018 Nissan Armada SV

Used Cars under $650 per month for Sale in Santa Maria, CA

Santa Maria, CA Secondhand Used Vehicles with Payments Below $650 / Month

2025 Ford Maverick XLT

Ford Maverick XLT

2025 Ford Maverick XLT Poor Credit Car Loan Estimate

2018 Nissan Murano S

Nissan Murano S

2018 Nissan Murano S Poor Credit Auto Loan Estimate

2019 Ford F-150 XL

Ford F-150 XL

2019 Ford F-150 XL Poor Credit Auto Loan Estimate

2014 Toyota Corolla S

Toyota Corolla S

2014 Toyota Corolla S Poor Credit Auto Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Poor Credit Auto Loan Estimate

2023 Ford Maverick Lariat

Ford Maverick Lariat

2023 Ford Maverick Lariat Poor Credit Car Finance Estimate

2025 Ford Maverick XLT

Ford Maverick XLT

2025 Ford Maverick XLT Poor Credit Auto Loan Estimate

2019 Chevrolet Blazer RS

Chevrolet Blazer RS

2019 Chevrolet Blazer RS Poor Credit Auto Finance Estimate

2018 Nissan Armada SV

Nissan Armada SV

2018 Nissan Armada SV Poor Credit Car Finance Estimate

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