Colorado Used Pickups Under $40,000 |with Payments|

2025 Hyundai SANTA CRUZ Limited

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This low mileage certified second hand 2025 Hyundai SANTA CRUZ Limited AWD pickup under 5,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now under $39K at Red Rock Hyundai in Grand Junction, CO. ...View More Details

Sales Price:	$38,395
Est. Payment:	$752.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,708
Location:	Grand Junction, CO

Item	Amount
Used Car Price⁽¹⁾	$38,395.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,367.22
Avg. DMV Fee	598.00
Cash Sale Price	$43,958.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,958.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$752.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup below 32,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now under $40K at Red Rock Hyundai in Grand Junction, CO. ...View More Details

Sales Price:	$39,566
Est. Payment:	$774.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,999
Location:	Grand Junction, CO

Item	Amount
Used Car Price⁽¹⁾	$39,566.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,498.37
Avg. DMV Fee	598.00
Cash Sale Price	$45,260.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,260.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$774.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,566.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 2500 Laramie

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This high mileage second hand 2022 Ram 2500 Laramie 4x4 pickup under 109,000 miles, automatic transmission, and 18 MPG, 6.4L gas engine is for sale right now under $37K at Steamboat Motors in Steamboat Springs, CO. ...View More Details

Sales Price:	$36,956
Est. Payment:	$1310.41 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,525
Location:	Steamboat Springs, CO

Item	Amount
Used Car Price⁽¹⁾	$36,956.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,206.05
Avg. DMV Fee	598.00
Cash Sale Price	$42,358.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,358.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1310.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,956.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Tremor

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This below average mileage second hand 2021 Ford F-150 Tremor 4x4 pickup under 63,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $39K at Red Rock Hyundai in Grand Junction, CO. ...View More Details

Sales Price:	$38,074
Est. Payment:	$866.03 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,837
Location:	Grand Junction, CO

Item	Amount
Used Car Price⁽¹⁾	$38,074.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,331.26
Avg. DMV Fee	598.00
Cash Sale Price	$43,601.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,601.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$866.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,074.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Canyon AT4

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This low mileage preowned 2023 GMC Canyon AT4 4x4 pickup under 56,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now under $40K at Steamboat Motors in Steamboat Springs, CO. ...View More Details

Sales Price:	$39,456
Est. Payment:	$828.75 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,607
Location:	Steamboat Springs, CO

Item	Amount
Used Car Price⁽¹⁾	$39,456.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,486.05
Avg. DMV Fee	598.00
Cash Sale Price	$45,138.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,138.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$828.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,456.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage preowned 2022 Ram 1500 Laramie 4x4 pickup under 49,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now under $38K at Hyundai of Greeley in Greeley, CO. ...View More Details

Sales Price:	$37,002
Est. Payment:	$725.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,917
Location:	Greeley, CO

Item	Amount
Used Car Price⁽¹⁾	$37,002.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,211.20
Avg. DMV Fee	598.00
Cash Sale Price	$42,409.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,409.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$725.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,002.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage certified used 2025 Hyundai SANTA CRUZ XRT AWD pickup below 6,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now below $37K at Red Rock Hyundai in Grand Junction, CO. ...View More Details

Sales Price:	$36,607
Est. Payment:	$718.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,812
Location:	Grand Junction, CO

Item	Amount
Used Car Price⁽¹⁾	$36,607.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,166.96
Avg. DMV Fee	598.00
Cash Sale Price	$41,969.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,969.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$718.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,607.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 2500 Laramie

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This above average mileage preowned 2019 Ram 2500 Laramie 4x4 pickup below 99,000 miles, automatic transmission, and 18 MPG, 6.4L gas engine is for sale right now below $36K at Steamboat Motors in Steamboat Springs, CO. ...View More Details

Sales Price:	$35,456
Est. Payment:	$1097.58 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,581
Location:	Steamboat Springs, CO

Item	Amount
Used Car Price⁽¹⁾	$35,456.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,038.05
Avg. DMV Fee	598.00
Cash Sale Price	$40,690.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,690.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1097.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,456.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 Raptor

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This above average mileage preowned 2018 Ford F-150 Raptor 4x4 pickup under 93,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now under $38K at Steamboat Motors in Steamboat Springs, CO. ...View More Details

Sales Price:	$37,856
Est. Payment:	$1169.57 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,827
Location:	Steamboat Springs, CO

Item	Amount
Used Car Price⁽¹⁾	$37,856.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,306.85
Avg. DMV Fee	598.00
Cash Sale Price	$43,358.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,358.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1169.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,856.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Frontier PRO-4X

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This low mileage preowned 2025 Nissan Frontier PRO-4X 4x4 pickup under 3,000 miles, automatic transmission, and 18 MPG, 3.8L gas engine is for sale right now under $39K at Fort Collins Nissan in Fort Collins, CO. ...View More Details

Sales Price:	$38,985
Est. Payment:	$763.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,645
Location:	Fort Collins, CO

Item	Amount
Used Car Price⁽¹⁾	$38,985.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,433.30
Avg. DMV Fee	598.00
Cash Sale Price	$44,614.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,614.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$763.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Colorado

Colorado Secondhand Used Pickups Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

2023 Ford F-150 XLT

2022 Ram 2500 Laramie

2021 Ford F-150 Tremor

2023 GMC Canyon AT4

2022 Ram 1500 Laramie

2025 Hyundai SANTA CRUZ XRT

2019 Ram 2500 Laramie

2018 Ford F-150 Raptor

2025 Nissan Frontier PRO-4X

Colorado Areas with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in Colorado

Colorado Secondhand Used Pickups Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Ram 2500 Laramie

Ram 2500 Laramie

2022 Ram 2500 Laramie Car Loan Estimate

2021 Ford F-150 Tremor

Ford F-150 Tremor

2021 Ford F-150 Tremor Car Loan Estimate

2023 GMC Canyon AT4

GMC Canyon AT4

2023 GMC Canyon AT4 Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2019 Ram 2500 Laramie

Ram 2500 Laramie

2019 Ram 2500 Laramie Car Loan Estimate

2018 Ford F-150 Raptor

Ford F-150 Raptor

2018 Ford F-150 Raptor Car Loan Estimate

2025 Nissan Frontier PRO-4X

Nissan Frontier PRO-4X

2025 Nissan Frontier PRO-4X Car Loan Estimate

Colorado Areas with Used Pickups for Sale Below $40,000

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