Colorado Used Pickups Under $40,000 |with Payments|

2026 Hyundai SANTA CRUZ XRT

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This low mileage certified used 2026 Hyundai SANTA CRUZ XRT AWD pickup under 4,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $40K at Arapahoe Hyundai in Englewood, CO. ...View More Details

Sales Price:	$39,981
Est. Payment:	$782.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,993
Location:	Englewood, CO

Item	Amount
Used Car Price⁽¹⁾	$39,981.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,544.85
Avg. DMV Fee	598.00
Cash Sale Price	$45,721.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,721.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$782.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage certified second hand 2025 Hyundai SANTA CRUZ Limited AWD pickup below 5,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $39K at Red Rock Hyundai in Grand Junction, CO. ...View More Details

Sales Price:	$38,081
Est. Payment:	$746.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,708
Location:	Grand Junction, CO

Item	Amount
Used Car Price⁽¹⁾	$38,081.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,332.05
Avg. DMV Fee	598.00
Cash Sale Price	$43,609.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,609.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$746.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,081.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage certified used 2025 Hyundai SANTA CRUZ Limited AWD pickup under 19,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $38K at Hyundai of Greeley in Greeley, CO. ...View More Details

Sales Price:	$37,202
Est. Payment:	$729.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,375
Location:	Greeley, CO

Item	Amount
Used Car Price⁽¹⁾	$37,202.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,233.60
Avg. DMV Fee	598.00
Cash Sale Price	$42,631.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,631.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$729.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,202.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Overland

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This low mileage used 2022 Jeep Gladiator Overland 4x4 pickup below 34,000 miles, automatic transmission, and 3.0L diesel engine is for sale right now below $36K at Hyundai of Greeley in Greeley, CO. ...View More Details

Sales Price:	$35,900
Est. Payment:	$704.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,863
Location:	Greeley, CO

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,087.78
Avg. DMV Fee	598.00
Cash Sale Price	$41,183.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,183.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$704.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tacoma TRD Off-Road

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This average mileage preowned 2020 Toyota Tacoma TRD Off-Road 4x4 pickup under 89,000 miles, manual transmission, and 3.5L gas engine is for sale right now below $36K at Mcdonald Hyundai in Littleton, CO. ...View More Details

Sales Price:	$35,697
Est. Payment:	$983.26 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,049
Location:	Littleton, CO

Item	Amount
Used Car Price⁽¹⁾	$35,697.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,065.04
Avg. DMV Fee	598.00
Cash Sale Price	$40,958.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,958.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$983.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,697.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 2500 Laramie

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This high mileage preowned 2022 Ram 2500 Laramie 4x4 pickup below 109,000 miles, automatic transmission, and 6.4L gas engine is for sale right now under $36K at Steamboat Motors in Steamboat Springs, CO. ...View More Details

Sales Price:	$35,956
Est. Payment:	$1276.01 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,525
Location:	Steamboat Springs, CO

Item	Amount
Used Car Price⁽¹⁾	$35,956.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,094.05
Avg. DMV Fee	598.00
Cash Sale Price	$41,246.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,246.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1276.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,956.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tacoma TRD Sport

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This low mileage second hand 2022 Toyota Tacoma TRD Sport 4x4 pickup below 41,000 miles, manual transmission, and 3.5L gas engine is for sale right now under $38K at Steamboat Motors in Steamboat Springs, CO. ...View More Details

Sales Price:	$37,956
Est. Payment:	$743.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,296
Location:	Steamboat Springs, CO

Item	Amount
Used Car Price⁽¹⁾	$37,956.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,318.05
Avg. DMV Fee	598.00
Cash Sale Price	$43,470.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,470.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$743.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,956.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This below average mileage used 2024 Ford F-150 XLT 4x4 pickup under 61,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $39K at Fort Collins Nissan in Fort Collins, CO. ...View More Details

Sales Price:	$38,985
Est. Payment:	$886.16 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,462
Location:	Fort Collins, CO

Item	Amount
Used Car Price⁽¹⁾	$38,985.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,433.30
Avg. DMV Fee	598.00
Cash Sale Price	$44,614.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,614.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$886.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Frontier PRO-4X

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This low mileage used 2025 Nissan Frontier PRO-4X 4x4 pickup under 3,000 miles, automatic transmission, and 3.8L gas engine is for sale right now under $39K at Fort Collins Nissan in Fort Collins, CO. ...View More Details

Sales Price:	$38,985
Est. Payment:	$763.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,646
Location:	Fort Collins, CO

Item	Amount
Used Car Price⁽¹⁾	$38,985.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,433.30
Avg. DMV Fee	598.00
Cash Sale Price	$44,614.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,614.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$763.42

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 LT

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This low mileage preowned 2025 Chevrolet Silverado 1500 LT 4x4 pickup below 38,000 miles, automatic transmission, and 5.3L gas engine is for sale right now below $40K at Fort Collins Nissan in Fort Collins, CO. ...View More Details

Sales Price:	$39,985
Est. Payment:	$782.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,794
Location:	Fort Collins, CO

Item	Amount
Used Car Price⁽¹⁾	$39,985.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,545.30
Avg. DMV Fee	598.00
Cash Sale Price	$45,726.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,726.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$782.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Colorado

Colorado Secondhand Used Pickups Priced Below $40,000

2026 Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited

2022 Jeep Gladiator Overland

2020 Toyota Tacoma TRD Off-Road

2022 Ram 2500 Laramie

2022 Toyota Tacoma TRD Sport

2024 Ford F-150 XLT

2025 Nissan Frontier PRO-4X

2025 Chevrolet Silverado 1500 LT

Colorado Areas with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in Colorado

Colorado Secondhand Used Pickups Priced Below $40,000

2026 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2026 Hyundai SANTA CRUZ XRT Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2022 Jeep Gladiator Overland

Jeep Gladiator Overland

2022 Jeep Gladiator Overland Car Loan Estimate

2020 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2020 Toyota Tacoma TRD Off-Road Car Loan Estimate

2022 Ram 2500 Laramie

Ram 2500 Laramie

2022 Ram 2500 Laramie Car Loan Estimate

2022 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2022 Toyota Tacoma TRD Sport Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Nissan Frontier PRO-4X

Nissan Frontier PRO-4X

2025 Nissan Frontier PRO-4X Car Loan Estimate

2025 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2025 Chevrolet Silverado 1500 LT Car Loan Estimate

Colorado Areas with Used Pickups for Sale Below $40,000

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