Colorado Used Cars Under $45,000 |with Payments|

2023 Toyota 4Runner TRD Off-Road

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This above average mileage second hand 2023 Toyota 4Runner TRD Off-Road 4x4 SUV under 94,000 miles, automatic transmission, and 21 MPG, 4.0L gas engine is for sale right now under $41K at Steamboat Motors in Steamboat Springs, CO. ...View More Details

Sales Price:	$40,756
Est. Payment:	$1256.55 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,851
Location:	Steamboat Springs, CO

Item	Amount
Used Car Price⁽¹⁾	$40,756.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,631.65
Avg. DMV Fee	598.00
Cash Sale Price	$46,583.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,583.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1256.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,756.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup under 34,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $42K at Red Rock Hyundai in Grand Junction, CO. ...View More Details

Sales Price:	$41,792
Est. Payment:	$816.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,667
Location:	Grand Junction, CO

Item	Amount
Used Car Price⁽¹⁾	$41,792.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,747.68
Avg. DMV Fee	598.00
Cash Sale Price	$47,735.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,735.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$816.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE XRT

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This low mileage certified second hand 2025 Hyundai PALISADE XRT AWD SUV under 4,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $42K at Mcdonald Hyundai in Littleton, CO. ...View More Details

Sales Price:	$41,405
Est. Payment:	$809.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,110
Location:	Littleton, CO

Item	Amount
Used Car Price⁽¹⁾	$41,405.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,704.34
Avg. DMV Fee	598.00
Cash Sale Price	$47,305.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,305.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$809.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,405.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Calligraphy

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This low mileage certified used 2026 Hyundai SANTA FE Calligraphy AWD SUV under 3,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $43K at Arapahoe Hyundai in Englewood, CO. ...View More Details

Sales Price:	$42,981
Est. Payment:	$839.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,255
Location:	Englewood, CO

Item	Amount
Used Car Price⁽¹⁾	$42,981.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,880.85
Avg. DMV Fee	598.00
Cash Sale Price	$49,057.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,057.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$839.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4x4 pickup under 36,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $43K at Red Rock Hyundai in Grand Junction, CO. ...View More Details

Sales Price:	$42,988
Est. Payment:	$839.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,610
Location:	Grand Junction, CO

Item	Amount
Used Car Price⁽¹⁾	$42,988.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,881.63
Avg. DMV Fee	598.00
Cash Sale Price	$49,065.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,065.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$839.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This low mileage second hand 2022 Ford F-150 Lariat 4x4 pickup under 47,000 miles, automatic transmission, and 21 MPG, 3.5L hybrid engine is for sale right now under $45K at Red Rock Hyundai in Grand Junction, CO. ...View More Details

Sales Price:	$44,993
Est. Payment:	$877.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,079
Location:	Grand Junction, CO

Item	Amount
Used Car Price⁽¹⁾	$44,993.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	5,106.19
Avg. DMV Fee	598.00
Cash Sale Price	$51,295.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,295.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$877.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2024 Hyundai PALISADE Calligraphy AWD SUV under 20,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $43K at Hyundai of Greeley in Greeley, CO. ...View More Details

Sales Price:	$42,500
Est. Payment:	$830.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,825
Location:	Greeley, CO

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,826.98
Avg. DMV Fee	598.00
Cash Sale Price	$48,522.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,522.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$830.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Calligraphy

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This low mileage preowned 2026 Hyundai SANTA FE Calligraphy AWD SUV under 3,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $45K at Arapahoe Hyundai in Englewood, CO. ...View More Details

Sales Price:	$44,740
Est. Payment:	$872.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,899
Location:	Englewood, CO

Item	Amount
Used Car Price⁽¹⁾	$44,740.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	5,077.86
Avg. DMV Fee	598.00
Cash Sale Price	$51,013.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,013.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$872.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,740.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL Convenience

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This low mileage certified second hand 2026 Hyundai PALISADE SEL Convenience AWD SUV below 7,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $45K at Red Rock Hyundai in Grand Junction, CO. ...View More Details

Sales Price:	$44,773
Est. Payment:	$873.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,214
Location:	Grand Junction, CO

Item	Amount
Used Car Price⁽¹⁾	$44,773.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	5,081.55
Avg. DMV Fee	598.00
Cash Sale Price	$51,050.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,050.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$873.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,773.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage used 2024 Ford F-150 STX 4x4 pickup below 25,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $42K at Steamboat Motors in Steamboat Springs, CO. ...View More Details

Sales Price:	$41,956
Est. Payment:	$819.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,749
Location:	Steamboat Springs, CO

Item	Amount
Used Car Price⁽¹⁾	$41,956.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,766.05
Avg. DMV Fee	598.00
Cash Sale Price	$47,918.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,918.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$819.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,956.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Colorado

Colorado Secondhand Used Vehicles Priced Below $45,000

2023 Toyota 4Runner TRD Off-Road

2023 Ford F-150 XLT

2025 Hyundai PALISADE XRT

2026 Hyundai SANTA FE Calligraphy

2024 Ford F-150 XLT

2022 Ford F-150 Lariat

2024 Hyundai PALISADE Calligraphy

2026 Hyundai SANTA FE Calligraphy

2026 Hyundai PALISADE SEL Convenience

2024 Ford F-150 STX

Colorado Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in Colorado

Colorado Secondhand Used Vehicles Priced Below $45,000

2023 Toyota 4Runner TRD Off-Road

Toyota 4Runner TRD Off-Road

2023 Toyota 4Runner TRD Off-Road Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2025 Hyundai PALISADE XRT Car Loan Estimate

2026 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2026 Hyundai SANTA FE Calligraphy Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2026 Hyundai SANTA FE Calligraphy Car Loan Estimate

2026 Hyundai PALISADE SEL Convenience

Hyundai PALISADE SEL Convenience

2026 Hyundai PALISADE SEL Convenience Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

Colorado Areas with Used Cars for Sale Below $45,000

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