Colorado Used Cars Under $40,000 |with Payments|

2023 Ram 1500 Laramie

⇩ View Seller Description

This low mileage used 2023 Ram 1500 Laramie 4X4 pickup under 53,000 miles, a transmission, and 17 MPG, 5.7L hybrid engine is for sale right now under $40K at Steamboat Motors in Steamboat Springs, CO. ...View More Details

Sales Price:	$39,956
Est. Payment:	$838.96 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,286
Location:	Steamboat Springs, CO

Item	Amount
Used Car Price⁽¹⁾	$39,956.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,542.05
Avg. DMV Fee	598.00
Cash Sale Price	$45,694.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,694.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$838.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,956.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Subaru Ascent Onyx Edition Limited

⇩ View Seller Description

This low mileage used 2024 Subaru Ascent Onyx Edition Limited AWD SUV below 15,000 miles, cvt transmission, and 17 MPG, 2.4L gas engine is for sale right now below $39K at Stevinson Hyundai of Frederick in Longmont, CO. ...View More Details

Sales Price:	$38,899
Est. Payment:	$761.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,251
Location:	Longmont, CO

Item	Amount
Used Car Price⁽¹⁾	$38,899.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,423.66
Avg. DMV Fee	598.00
Cash Sale Price	$44,518.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,518.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$761.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Expedition King Ranch

⇩ View Seller Description

This above average mileage second hand 2020 Ford Expedition King Ranch 4X4 SUV below 92,000 miles, a transmission, and 17 MPG, 3.5L gas engine is for sale right now under $38K at Steamboat Motors in Steamboat Springs, CO. ...View More Details

Sales Price:	$37,456
Est. Payment:	$1157.57 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,741
Location:	Steamboat Springs, CO

Item	Amount
Used Car Price⁽¹⁾	$37,456.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,262.05
Avg. DMV Fee	598.00
Cash Sale Price	$42,914.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,914.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1157.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,456.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tacoma TRD Pro

⇩ View Seller Description

This average mileage used 2022 Toyota Tacoma TRD Pro 4X4 pickup under 71,000 miles, m transmission, and 17 MPG, 3.5L gas engine is for sale right now under $38K at Mcdonald Hyundai in Littleton, CO. ...View More Details

Sales Price:	$37,497
Est. Payment:	$932.33 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,138
Location:	Littleton, CO

Item	Amount
Used Car Price⁽¹⁾	$37,497.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,266.64
Avg. DMV Fee	598.00
Cash Sale Price	$42,959.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,959.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$932.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sorento X-Line SX Prestige

⇩ View Seller Description

This low mileage second hand 2025 Kia Sorento X-Line SX Prestige AWD SUV below 4,000 miles, a transmission, and 17 MPG, 2.5L gas engine is for sale right now below $40K at Red Rock Hyundai in Grand Junction, CO. ...View More Details

Sales Price:	$39,422
Est. Payment:	$771.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,140
Location:	Grand Junction, CO

Item	Amount
Used Car Price⁽¹⁾	$39,422.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,482.24
Avg. DMV Fee	598.00
Cash Sale Price	$45,100.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,100.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$771.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,422.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Colorado ZR2

⇩ View Seller Description

This low mileage second hand 2021 Chevrolet Colorado ZR2 4X4 pickup below 51,000 miles, a transmission, and 17 MPG, 3.6L gas engine is for sale right now under $36K at Red Rock Hyundai in Grand Junction, CO. ...View More Details

Sales Price:	$35,556
Est. Payment:	$749.13 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,036
Location:	Grand Junction, CO

Item	Amount
Used Car Price⁽¹⁾	$35,556.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,049.25
Avg. DMV Fee	598.00
Cash Sale Price	$40,801.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,801.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$749.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,556.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

⇩ View Seller Description

This low mileage used 2025 Hyundai SANTA CRUZ Limited AWD pickup below 5,000 miles, a transmission, and 17 MPG, 2.5L gas engine is for sale right now below $38K at Red Rock Hyundai in Grand Junction, CO. ...View More Details

Sales Price:	$37,566
Est. Payment:	$736.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,058
Location:	Grand Junction, CO

Item	Amount
Used Car Price⁽¹⁾	$37,566.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,274.37
Avg. DMV Fee	598.00
Cash Sale Price	$43,036.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,036.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$736.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,566.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Telluride SX

⇩ View Seller Description

This low mileage second hand 2022 Kia Telluride SX AWD SUV below 47,000 miles, a transmission, and 17 MPG, 3.8L gas engine is for sale right now under $37K at Hyundai of Greeley in Greeley, CO. ...View More Details

Sales Price:	$36,700
Est. Payment:	$719.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,336
Location:	Greeley, CO

Item	Amount
Used Car Price⁽¹⁾	$36,700.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,177.38
Avg. DMV Fee	598.00
Cash Sale Price	$42,073.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,073.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$719.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma SR5 V6

⇩ View Seller Description

This low mileage preowned 2023 Toyota Tacoma SR5 V6 4X4 pickup below 41,000 miles, m transmission, and 17 MPG, 3.5L gas engine is for sale right now below $38K at Hyundai of Greeley in Greeley, CO. ...View More Details

Sales Price:	$37,202
Est. Payment:	$729.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,298
Location:	Greeley, CO

Item	Amount
Used Car Price⁽¹⁾	$37,202.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,233.60
Avg. DMV Fee	598.00
Cash Sale Price	$42,631.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,631.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$729.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,202.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 Raptor

⇩ View Seller Description

This high mileage preowned 2018 Ford F-150 Raptor 4X4 pickup under 109,000 miles, a transmission, and 17 MPG, 3.5L gas engine is for sale right now below $39K at Steamboat Motors in Steamboat Springs, CO. ...View More Details

Sales Price:	$38,756
Est. Payment:	$1372.34 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,929
Location:	Steamboat Springs, CO

Item	Amount
Used Car Price⁽¹⁾	$38,756.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,407.65
Avg. DMV Fee	598.00
Cash Sale Price	$44,359.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,359.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1372.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,756.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Colorado

Colorado Secondhand Used Vehicles Priced Below $40,000

2023 Ram 1500 Laramie

2024 Subaru Ascent Onyx Edition Limited

2020 Ford Expedition King Ranch

2022 Toyota Tacoma TRD Pro

2025 Kia Sorento X-Line SX Prestige

2021 Chevrolet Colorado ZR2

2025 Hyundai SANTA CRUZ Limited

2022 Kia Telluride SX

2023 Toyota Tacoma SR5 V6

2018 Ford F-150 Raptor

Colorado Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Colorado

Colorado Secondhand Used Vehicles Priced Below $40,000

2023 Ram 1500 Laramie

Ram 1500 Laramie

2023 Ram 1500 Laramie Car Loan Estimate

2024 Subaru Ascent Onyx Edition Limited

Subaru Ascent Onyx Edition Limited

2024 Subaru Ascent Onyx Edition Limited Car Loan Estimate

2020 Ford Expedition King Ranch

Ford Expedition King Ranch

2020 Ford Expedition King Ranch Car Loan Estimate

2022 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2022 Toyota Tacoma TRD Pro Car Loan Estimate

2025 Kia Sorento X-Line SX Prestige

Kia Sorento X-Line SX Prestige

2025 Kia Sorento X-Line SX Prestige Car Loan Estimate

2021 Chevrolet Colorado ZR2

Chevrolet Colorado ZR2

2021 Chevrolet Colorado ZR2 Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2022 Kia Telluride SX

Kia Telluride SX

2022 Kia Telluride SX Car Loan Estimate

2023 Toyota Tacoma SR5 V6

Toyota Tacoma SR5 V6

2023 Toyota Tacoma SR5 V6 Car Loan Estimate

2018 Ford F-150 Raptor

Ford F-150 Raptor

2018 Ford F-150 Raptor Car Loan Estimate

Colorado Areas with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments