Gainesville, FL Used Cars Under $40,000 |with Payments|

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2024 Ford F-150 XLT 4X4 pickup below 56,000 miles, a transmission, and 37 MPG, 3.5L hybrid engine is for sale right now below $40K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$39,911
Est. Payment:	$797.70 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,974
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$39,911.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,442.60
Avg. DMV Fee	294.00
Cash Sale Price	$43,446.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,446.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$797.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,911.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Mojave

⇩ View Seller Description

This low mileage second hand 2023 Jeep Gladiator Mojave 4X4 pickup below 21,000 miles, transmission, and 37 MPG, 3.6L gas engine is for sale right now below $38K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$37,658
Est. Payment:	$702.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,229
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$37,658.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,307.42
Avg. DMV Fee	294.00
Cash Sale Price	$41,058.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,058.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$702.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,658.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition Limited

⇩ View Seller Description

This below average mileage preowned 2024 Ford Expedition Limited 4X2 SUV below 60,000 miles, a transmission, and 37 MPG, 3.5L gas engine is for sale right now below $40K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$39,545
Est. Payment:	$855.26 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,495
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$39,545.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,420.64
Avg. DMV Fee	294.00
Cash Sale Price	$43,058.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,058.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$855.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,545.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Colorado ZR2

⇩ View Seller Description

This low mileage second hand 2021 Chevrolet Colorado ZR2 4X4 pickup below 30,000 miles, a transmission, and 37 MPG, 3.6L gas engine is for sale right now below $38K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$37,414
Est. Payment:	$698.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,229
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$37,414.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,292.78
Avg. DMV Fee	294.00
Cash Sale Price	$40,799.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,799.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$698.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,414.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Rebel

⇩ View Seller Description

This low mileage second hand 2019 Ram 1500 Rebel 4X4 pickup below 29,000 miles, a transmission, and 37 MPG, 5.7L gas engine is for sale right now under $36K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$35,735
Est. Payment:	$667.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,542
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$35,735.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,192.04
Avg. DMV Fee	294.00
Cash Sale Price	$39,020.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,020.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$667.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,735.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit 250

⇩ View Seller Description

This low mileage second hand 2023 Ford Transit 250 RWD full-size below 55,000 miles, a transmission, and 37 MPG, 3.5L flexible engine is for sale right now below $40K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$39,686
Est. Payment:	$793.32 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,052
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$39,686.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,429.10
Avg. DMV Fee	294.00
Cash Sale Price	$43,208.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,208.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$793.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,686.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

⇩ View Seller Description

This low mileage preowned 2021 Ford F-150 XL 4X4 pickup below 35,000 miles, a transmission, and 37 MPG, 3.5L gas engine is for sale right now under $37K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$36,522
Est. Payment:	$681.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,834
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$36,522.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,239.26
Avg. DMV Fee	294.00
Cash Sale Price	$39,854.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,854.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$681.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,522.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SEL Convenience

⇩ View Seller Description

This low mileage used 2025 Hyundai TUCSON SEL Convenience AWD SUV below 0,000 miles, a transmission, and 37 MPG, 2.5L gas engine is for sale right now below $38K at Parks Hyundai of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$37,200
Est. Payment:	$694.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$37,200.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,279.94
Avg. DMV Fee	294.00
Cash Sale Price	$40,572.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,572.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$694.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA Limited

⇩ View Seller Description

This low mileage second hand 2026 Hyundai KONA Limited FWD SUV under 0,000 miles, a transmission, and 37 MPG, 1.6L gas engine is for sale right now below $36K at Parks Hyundai of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$35,445
Est. Payment:	$662.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$35,445.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,174.64
Avg. DMV Fee	294.00
Cash Sale Price	$38,712.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,712.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$662.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,445.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Hybrid SEL

⇩ View Seller Description

This low mileage second hand 2026 Hyundai TUCSON Hybrid SEL AWD SUV below 0,000 miles, a transmission, and 37 MPG, 1.6L hybrid engine is for sale right now below $37K at Parks Hyundai of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$36,145
Est. Payment:	$675.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$36,145.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,216.64
Avg. DMV Fee	294.00
Cash Sale Price	$39,454.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,454.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$675.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,145.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Gainesville, FL

Gainesville, FL Secondhand Used Vehicles Priced Below $40,000

2024 Ford F-150 XLT

2023 Jeep Gladiator Mojave

2024 Ford Expedition Limited

2021 Chevrolet Colorado ZR2

2019 Ram 1500 Rebel

2023 Ford Transit 250

2021 Ford F-150 XL

2025 Hyundai TUCSON SEL Convenience

2026 Hyundai KONA Limited

2026 Hyundai TUCSON Hybrid SEL

Used Cars under $40,000 for Sale in Gainesville, FL

Gainesville, FL Secondhand Used Vehicles Priced Below $40,000

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Jeep Gladiator Mojave

Jeep Gladiator Mojave

2023 Jeep Gladiator Mojave Car Loan Estimate

2024 Ford Expedition Limited

Ford Expedition Limited

2024 Ford Expedition Limited Car Loan Estimate

2021 Chevrolet Colorado ZR2

Chevrolet Colorado ZR2

2021 Chevrolet Colorado ZR2 Car Loan Estimate

2019 Ram 1500 Rebel

Ram 1500 Rebel

2019 Ram 1500 Rebel Car Loan Estimate

2023 Ford Transit 250

Ford Transit 250

2023 Ford Transit 250 Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2025 Hyundai TUCSON SEL Convenience

Hyundai TUCSON SEL Convenience

2025 Hyundai TUCSON SEL Convenience Car Loan Estimate

2026 Hyundai KONA Limited

Hyundai KONA Limited

2026 Hyundai KONA Limited Car Loan Estimate

2026 Hyundai TUCSON Hybrid SEL

Hyundai TUCSON Hybrid SEL

2026 Hyundai TUCSON Hybrid SEL Car Loan Estimate

Customize Payments

Find Financing

Customize Payments