Gainesville, FL Used Cars Under $45,000 |with Payments|

2024 Ford Expedition MAX Limited

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This average mileage preowned 2024 Ford Expedition MAX Limited 4X4 SUV below 72,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now under $41K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$40,736
Est. Payment:	$961.88 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,344
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$40,736.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,492.10
Avg. DMV Fee	294.00
Cash Sale Price	$44,321.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,321.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$961.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,736.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4X4 pickup below 31,000 miles, a transmission, and 22 MPG, 2.7L gas engine is for sale right now under $43K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$42,527
Est. Payment:	$790.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,107
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$42,527.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,599.56
Avg. DMV Fee	294.00
Cash Sale Price	$46,219.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,219.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$790.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,527.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 Limited LTZ

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This low mileage preowned 2022 Chevrolet Silverado 1500 Limited LTZ 4X4 pickup below 38,000 miles, a transmission, and 22 MPG, 6.2L gas engine is for sale right now below $44K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$43,573
Est. Payment:	$809.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,909
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$43,573.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,662.32
Avg. DMV Fee	294.00
Cash Sale Price	$47,328.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,328.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$809.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,573.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Explorer ST-Line

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This low mileage used 2026 Ford Explorer ST-Line RWD SUV below 11,000 miles, a transmission, and 22 MPG, 2.3L gas engine is for sale right now under $41K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$40,940
Est. Payment:	$762.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,736
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$40,940.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,504.34
Avg. DMV Fee	294.00
Cash Sale Price	$44,537.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,537.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$762.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,940.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Mustang GT Premium

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This low mileage preowned 2021 Ford Mustang GT Premium RWD coupe under 12,000 miles, transmission, and 22 MPG, 5.0L gas engine is for sale right now under $43K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$42,610
Est. Payment:	$792.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,771
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$42,610.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,604.54
Avg. DMV Fee	294.00
Cash Sale Price	$46,307.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,307.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$792.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,610.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Limited

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This low mileage preowned 2026 Hyundai TUCSON Limited FWD SUV below 0,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $42K at Parks Hyundai of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$41,955
Est. Payment:	$780.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$41,955.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,565.24
Avg. DMV Fee	294.00
Cash Sale Price	$45,613.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,613.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$780.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,955.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage second hand 2025 Hyundai SANTA CRUZ Limited AWD pickup under 0,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $45K at Parks Hyundai of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$44,875
Est. Payment:	$833.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$44,875.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,740.44
Avg. DMV Fee	294.00
Cash Sale Price	$48,708.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,708.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$833.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,875.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage second hand 2026 Hyundai SANTA FE XRT AWD SUV below 0,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $45K at Parks Hyundai of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$44,535
Est. Payment:	$827.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$44,535.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,720.04
Avg. DMV Fee	294.00
Cash Sale Price	$48,348.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,348.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$827.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,535.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

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This low mileage second hand 2025 Hyundai TUCSON Limited AWD SUV under 0,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $43K at Parks Hyundai of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$42,765
Est. Payment:	$795.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$42,765.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,613.84
Avg. DMV Fee	294.00
Cash Sale Price	$46,471.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,471.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$795.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,765.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ XRT

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This low mileage preowned 2026 Hyundai SANTA CRUZ XRT AWD pickup below 0,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $45K at Parks Hyundai of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$44,420
Est. Payment:	$825.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$44,420.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,713.14
Avg. DMV Fee	294.00
Cash Sale Price	$48,226.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,226.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$825.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,420.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Gainesville, FL

Gainesville, FL Secondhand Used Vehicles Priced Below $45,000

2024 Ford Expedition MAX Limited

2025 Ford F-150 XLT

2022 Chevrolet Silverado 1500 Limited LTZ

2026 Ford Explorer ST-Line

2021 Ford Mustang GT Premium

2026 Hyundai TUCSON Limited

2025 Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA FE XRT

2025 Hyundai TUCSON Limited

2026 Hyundai SANTA CRUZ XRT

Used Cars under $45,000 for Sale in Gainesville, FL

Gainesville, FL Secondhand Used Vehicles Priced Below $45,000

2024 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2024 Ford Expedition MAX Limited Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2022 Chevrolet Silverado 1500 Limited LTZ

Chevrolet Silverado 1500 Limited LTZ

2022 Chevrolet Silverado 1500 Limited LTZ Car Loan Estimate

2026 Ford Explorer ST-Line

Ford Explorer ST-Line

2026 Ford Explorer ST-Line Car Loan Estimate

2021 Ford Mustang GT Premium

Ford Mustang GT Premium

2021 Ford Mustang GT Premium Car Loan Estimate

2026 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2026 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2026 Hyundai SANTA CRUZ XRT Car Loan Estimate

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