Gainesville, FL Used Cars Under $45,000 |with Payments|

2024 Ford Expedition MAX Limited

⇩ View Seller Description

This average mileage second hand 2024 Ford Expedition MAX Limited 4X4 SUV under 72,000 miles, a transmission, and 35 MPG, 3.5L gas engine is for sale right now under $41K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$40,736
Est. Payment:	$1,215.92 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	72,344
Location:	Gainesville, FL
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$40,736.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,492.10
Avg. DMV Fee	294.00
Cash Sale Price	$44,321.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$44,035.62
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Car Finance Payment	$1,215.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,736.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 54 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Ford Mustang GT Premium

⇩ View Seller Description

This low mileage second hand 2021 Ford Mustang GT Premium RWD coupe under 12,000 miles, transmission, and 35 MPG, 5.0L gas engine is for sale right now below $43K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$42,610
Est. Payment:	$1,073.08 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	11,771
Location:	Gainesville, FL
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$42,610.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,604.54
Avg. DMV Fee	294.00
Cash Sale Price	$46,307.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$46,061.41
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,073.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,610.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2025 Ford F-150 XLT 4X4 pickup below 31,000 miles, a transmission, and 35 MPG, 2.7L gas engine is for sale right now under $43K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$42,527
Est. Payment:	$1,070.99 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	31,107
Location:	Gainesville, FL
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$42,527.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,599.56
Avg. DMV Fee	294.00
Cash Sale Price	$46,219.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$45,971.69
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,070.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,527.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Ford Explorer ST-Line

⇩ View Seller Description

This low mileage preowned 2026 Ford Explorer ST-Line RWD SUV below 11,000 miles, a transmission, and 35 MPG, 2.3L gas engine is for sale right now below $41K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$40,940
Est. Payment:	$1,031.02 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	10,736
Location:	Gainesville, FL
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$40,940.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,504.34
Avg. DMV Fee	294.00
Cash Sale Price	$44,537.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$44,256.14
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,031.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,940.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 Limited LTZ

⇩ View Seller Description

This low mileage used 2022 Chevrolet Silverado 1500 Limited LTZ 4X4 pickup under 38,000 miles, a transmission, and 35 MPG, 6.2L gas engine is for sale right now below $44K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$43,573
Est. Payment:	$1,097.33 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	37,909
Location:	Gainesville, FL
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$43,573.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,662.32
Avg. DMV Fee	294.00
Cash Sale Price	$47,328.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$47,102.41
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,097.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,573.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

⇩ View Seller Description

This low mileage preowned 2026 Hyundai SANTA FE SEL FWD SUV under 0,000 miles, a transmission, and 35 MPG, 2.5L gas engine is for sale right now under $41K at Parks Hyundai of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$40,395
Est. Payment:	$1,017.29 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Gainesville, FL
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$40,395.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,471.64
Avg. DMV Fee	294.00
Cash Sale Price	$43,959.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$43,667.00
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,017.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SE

⇩ View Seller Description

This low mileage preowned 2026 Hyundai PALISADE SE FWD SUV below 0,000 miles, a transmission, and 35 MPG, 3.5L gas engine is for sale right now under $42K at Parks Hyundai of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$41,830
Est. Payment:	$1,053.43 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	50
Location:	Gainesville, FL
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$41,830.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,557.74
Avg. DMV Fee	294.00
Cash Sale Price	$45,480.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$45,218.23
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,053.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,830.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

⇩ View Seller Description

This low mileage preowned 2025 Hyundai SANTA CRUZ Limited AWD pickup below 0,000 miles, a transmission, and 35 MPG, 2.5L gas engine is for sale right now under $45K at Parks Hyundai of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$44,875
Est. Payment:	$1,130.12 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Gainesville, FL
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$44,875.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,740.44
Avg. DMV Fee	294.00
Cash Sale Price	$48,708.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$48,509.88
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,130.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,875.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Hybrid Limited

⇩ View Seller Description

This low mileage second hand 2026 Hyundai TUCSON Hybrid Limited AWD SUV below 0,000 miles, a transmission, and 35 MPG, 1.6L hybrid engine is for sale right now under $45K at Parks Hyundai of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$44,620
Est. Payment:	$1,123.70 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	6
Location:	Gainesville, FL
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$44,620.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,725.14
Avg. DMV Fee	294.00
Cash Sale Price	$48,438.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$48,234.22
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,123.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,620.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

⇩ View Seller Description

This low mileage used 2026 Hyundai SANTA FE Hybrid SE AWD SUV under 0,000 miles, a transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $41K at Parks Hyundai of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$40,300
Est. Payment:	$1,014.90 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Gainesville, FL
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$40,300.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,465.94
Avg. DMV Fee	294.00
Cash Sale Price	$43,858.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$43,564.30
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1,014.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Gainesville, FL

Gainesville, FL Secondhand Used Vehicles Priced Below $45,000

2024 Ford Expedition MAX Limited

2021 Ford Mustang GT Premium

2025 Ford F-150 XLT

2026 Ford Explorer ST-Line

2022 Chevrolet Silverado 1500 Limited LTZ

2026 Hyundai SANTA FE SEL

2026 Hyundai PALISADE SE

2025 Hyundai SANTA CRUZ Limited

2026 Hyundai TUCSON Hybrid Limited

2026 Hyundai SANTA FE Hybrid SE

Used Cars under $45,000 for Sale in Gainesville, FL

Gainesville, FL Secondhand Used Vehicles Priced Below $45,000

2024 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2024 Ford Expedition MAX Limited Poor Credit Car Finance Estimate

2021 Ford Mustang GT Premium

Ford Mustang GT Premium

2021 Ford Mustang GT Premium Poor Credit Car Finance Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Poor Credit Car Loan Estimate

2026 Ford Explorer ST-Line

Ford Explorer ST-Line

2026 Ford Explorer ST-Line Poor Credit Car Finance Estimate

2022 Chevrolet Silverado 1500 Limited LTZ

Chevrolet Silverado 1500 Limited LTZ

2022 Chevrolet Silverado 1500 Limited LTZ Poor Credit Car Finance Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Poor Credit Car Loan Estimate

2026 Hyundai PALISADE SE

Hyundai PALISADE SE

2026 Hyundai PALISADE SE Poor Credit Auto Finance Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Poor Credit Car Finance Estimate

2026 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2026 Hyundai TUCSON Hybrid Limited Poor Credit Auto Finance Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Poor Credit Auto Loan Estimate

Customize Payments

Find Financing

Customize Payments