Seffner, FL Used Cars Under $45,000 |with Payments|

2025 Ram 1500 Big Horn

⇩ View Seller Description

This low mileage second hand 2025 Ram 1500 Big Horn 4X4 pickup below 15,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now below $41K at Gator Ford in Seffner, FL. ...View More Details

Sales Price:	$40,623
Est. Payment:	$756.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,922
Location:	Seffner, FL

Item	Amount
Used Car Price⁽¹⁾	$40,623.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,485.32
Avg. DMV Fee	294.00
Cash Sale Price	$44,201.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,201.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$756.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,623.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XLT 4X4 pickup below 25,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $45K at Gator Ford in Seffner, FL. ...View More Details

Sales Price:	$44,912
Est. Payment:	$834.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,607
Location:	Seffner, FL

Item	Amount
Used Car Price⁽¹⁾	$44,912.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,742.66
Avg. DMV Fee	294.00
Cash Sale Price	$48,747.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,747.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$834.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,912.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2024 Ford F-150 XLT 4X2 pickup under 2,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $42K at Gator Ford in Seffner, FL. ...View More Details

Sales Price:	$41,512
Est. Payment:	$772.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,951
Location:	Seffner, FL

Item	Amount
Used Car Price⁽¹⁾	$41,512.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,538.66
Avg. DMV Fee	294.00
Cash Sale Price	$45,143.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,143.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$772.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,512.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang GT Premium

⇩ View Seller Description

This low mileage used 2023 Ford Mustang GT Premium RWD coupe below 28,000 miles, transmission, and 20 MPG, 5.0L gas engine is for sale right now under $41K at Gator Ford in Seffner, FL. ...View More Details

Sales Price:	$40,121
Est. Payment:	$747.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,128
Location:	Seffner, FL

Item	Amount
Used Car Price⁽¹⁾	$40,121.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,455.20
Avg. DMV Fee	294.00
Cash Sale Price	$43,669.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,669.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$747.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,121.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

⇩ View Seller Description

This low mileage second hand 2024 Ford F-150 STX 4X4 pickup under 21,000 miles, a transmission, and 20 MPG, 5.0L gas engine is for sale right now below $41K at Gator Ford in Seffner, FL. ...View More Details

Sales Price:	$40,412
Est. Payment:	$752.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,900
Location:	Seffner, FL

Item	Amount
Used Car Price⁽¹⁾	$40,412.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,472.66
Avg. DMV Fee	294.00
Cash Sale Price	$43,977.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,977.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$752.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,412.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Gladiator Mojave

⇩ View Seller Description

This low mileage second hand 2025 Jeep Gladiator Mojave 4X4 pickup under 18,000 miles, a transmission, and 20 MPG, 3.6L gas engine is for sale right now below $43K at Gator Ford in Seffner, FL. ...View More Details

Sales Price:	$42,521
Est. Payment:	$790.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,656
Location:	Seffner, FL

Item	Amount
Used Car Price⁽¹⁾	$42,521.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,599.20
Avg. DMV Fee	294.00
Cash Sale Price	$46,213.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,213.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$790.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,521.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition Platinum

⇩ View Seller Description

This low mileage second hand 2021 Ford Expedition Platinum 4X2 SUV under 37,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $43K at Gator Ford in Seffner, FL. ...View More Details

Sales Price:	$42,612
Est. Payment:	$792.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,831
Location:	Seffner, FL

Item	Amount
Used Car Price⁽¹⁾	$42,612.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,604.66
Avg. DMV Fee	294.00
Cash Sale Price	$46,309.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,309.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$792.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,612.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2024 Ford F-150 XLT 4X4 pickup under 22,000 miles, a transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $44K at Gator Ford in Seffner, FL. ...View More Details

Sales Price:	$43,912
Est. Payment:	$816.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,725
Location:	Seffner, FL

Item	Amount
Used Car Price⁽¹⁾	$43,912.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,682.66
Avg. DMV Fee	294.00
Cash Sale Price	$47,687.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,687.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$816.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,912.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 41,000 miles, a transmission, and 20 MPG, 5.0L flexible engine is for sale right now under $40K at Gator Ford in Seffner, FL. ...View More Details

Sales Price:	$40,000
Est. Payment:	$745.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,991
Location:	Seffner, FL

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,447.94
Avg. DMV Fee	294.00
Cash Sale Price	$43,540.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,540.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$745.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XLT 4X4 pickup under 21,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $41K at Gator Ford in Seffner, FL. ...View More Details

Sales Price:	$40,812
Est. Payment:	$759.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,830
Location:	Seffner, FL

Item	Amount
Used Car Price⁽¹⁾	$40,812.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,496.66
Avg. DMV Fee	294.00
Cash Sale Price	$44,401.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,401.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$759.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,812.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Seffner, FL

Seffner, FL Secondhand Used Vehicles Priced Below $45,000

2025 Ram 1500 Big Horn

2023 Ford F-150 XLT

2024 Ford F-150 XLT

2023 Ford Mustang GT Premium

2024 Ford F-150 STX

2025 Jeep Gladiator Mojave

2021 Ford Expedition Platinum

2024 Ford F-150 XLT

2023 Ford F-150 XLT

2023 Ford F-150 XLT

Used Cars under $45,000 for Sale in Seffner, FL

Seffner, FL Secondhand Used Vehicles Priced Below $45,000

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford Mustang GT Premium

Ford Mustang GT Premium

2023 Ford Mustang GT Premium Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2025 Jeep Gladiator Mojave

Jeep Gladiator Mojave

2025 Jeep Gladiator Mojave Car Loan Estimate

2021 Ford Expedition Platinum

Ford Expedition Platinum

2021 Ford Expedition Platinum Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

Customize Payments

Find Financing

Customize Payments