Metro Panama City, FL Area Used Cars Under $650 a Month

2024 Ram 1500 Tradesman

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This low mileage preowned 2024 Ram 1500 Tradesman 4X4 pickup under 45,000 miles, a transmission, and 24 MPG, 3.6L hybrid engine is for sale right now under $33K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$32,754
Est. Payment:	$613.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,084
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$32,754.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,013.18
Avg. DMV Fee	294.00
Cash Sale Price	$35,860.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,860.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$613.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,754.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Volvo XC90 T6 Inscription 6-Passenger

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This average mileage preowned 2022 Volvo XC90 T6 Inscription 6-Passenger AWD SUV below 79,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now under $28K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$27,495
Est. Payment:	$657.27 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,441
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$27,495.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,697.64
Avg. DMV Fee	294.00
Cash Sale Price	$30,285.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,285.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$657.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Limited

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This low mileage preowned 2026 Hyundai TUCSON Limited FWD SUV under 5,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now under $36K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$35,288
Est. Payment:	$659.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,558
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$35,288.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,165.22
Avg. DMV Fee	294.00
Cash Sale Price	$38,546.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,546.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$659.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,288.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Heritage

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This low mileage preowned 2025 Ford Bronco Sport Heritage AWD SUV below 8,000 miles, a transmission, and 24 MPG, 1.5L gas engine is for sale right now under $35K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$34,481
Est. Payment:	$644.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,811
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$34,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,116.80
Avg. DMV Fee	294.00
Cash Sale Price	$37,690.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,690.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$644.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tundra SR

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This low mileage preowned 2020 Toyota Tundra SR 4X2 pickup under 58,000 miles, a transmission, and 24 MPG, 5.7L gas engine is for sale right now under $33K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$32,798
Est. Payment:	$659.26 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,349
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$32,798.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,015.82
Avg. DMV Fee	294.00
Cash Sale Price	$35,906.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,906.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$659.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,798.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Sport

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This low mileage used 2025 Jeep Wrangler Sport 4X4 SUV under 14,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now under $34K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$33,119
Est. Payment:	$620.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,263
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,119.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,035.08
Avg. DMV Fee	294.00
Cash Sale Price	$36,247.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,247.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$620.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,119.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Camaro LT

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This low mileage preowned 2022 Chevrolet Camaro LT RWD convertible below 8,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now under $34K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$33,444
Est. Payment:	$626.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,325
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,054.58
Avg. DMV Fee	294.00
Cash Sale Price	$36,591.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,591.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$626.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Nautilus Reserve

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This low mileage second hand 2021 Lincoln Nautilus Reserve AWD SUV under 33,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now under $34K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$33,988
Est. Payment:	$636.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,066
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$33,988.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,087.22
Avg. DMV Fee	294.00
Cash Sale Price	$37,168.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,168.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$636.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 XLE

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This low mileage preowned 2024 Toyota RAV4 XLE FWD SUV under 16,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now under $36K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$35,391
Est. Payment:	$661.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,489
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$35,391.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,171.40
Avg. DMV Fee	294.00
Cash Sale Price	$38,655.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,655.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$661.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,391.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Traverse LS

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This low mileage preowned 2024 Chevrolet Traverse LS FWD SUV below 41,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now below $34K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$33,401
Est. Payment:	$625.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,209
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$33,401.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,052.00
Avg. DMV Fee	294.00
Cash Sale Price	$36,546.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,546.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$625.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,401.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles with Payments Under $650 / Month

2024 Ram 1500 Tradesman

2022 Volvo XC90 T6 Inscription 6-Passenger

2026 Hyundai TUCSON Limited

2025 Ford Bronco Sport Heritage

2020 Toyota Tundra SR

2025 Jeep Wrangler Sport

2022 Chevrolet Camaro LT

2021 Lincoln Nautilus Reserve

2024 Toyota RAV4 XLE

2024 Chevrolet Traverse LS

Greater Panama City Area Cities with Used Cars for Sale Below $650 / Month

Metro Panama City Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles with Payments Under $650 / Month

2024 Ram 1500 Tradesman

Ram 1500 Tradesman

2024 Ram 1500 Tradesman Car Loan Estimate

2022 Volvo XC90 T6 Inscription 6-Passenger

Volvo XC90 T6 Inscription 6-Passenger

2022 Volvo XC90 T6 Inscription 6-Passenger Car Loan Estimate

2026 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited Car Loan Estimate

2025 Ford Bronco Sport Heritage

Ford Bronco Sport Heritage

2025 Ford Bronco Sport Heritage Car Loan Estimate

2020 Toyota Tundra SR

Toyota Tundra SR

2020 Toyota Tundra SR Car Loan Estimate

2025 Jeep Wrangler Sport

Jeep Wrangler Sport

2025 Jeep Wrangler Sport Car Loan Estimate

2022 Chevrolet Camaro LT

Chevrolet Camaro LT

2022 Chevrolet Camaro LT Car Loan Estimate

2021 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2021 Lincoln Nautilus Reserve Car Loan Estimate

2024 Toyota RAV4 XLE

Toyota RAV4 XLE

2024 Toyota RAV4 XLE Car Loan Estimate

2024 Chevrolet Traverse LS

Chevrolet Traverse LS

2024 Chevrolet Traverse LS Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below $650 / Month

Metro Panama City Area Counties with Used Cars for Sale Below $650 / Month

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