Cumming, GA Used Cars Under $40,000 |with Payments|

2023 Ford F-150 XLT

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This average mileage second hand 2023 Ford F-150 XLT 4x4 pickup below 71,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $36K at Hyundai of Cumming in Cumming, GA. ...View More Details

Sales Price:	$35,726
Est. Payment:	$859.33 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,192
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$35,726.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,232.93
Avg. DMV Fee	38.00
Cash Sale Price	$39,595.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,595.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$859.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,726.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Hybrid SEL Convenience

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This low mileage certified second hand 2025 Hyundai TUCSON Hybrid SEL Convenience AWD SUV under 8,000 miles, automatic transmission, and 20 MPG, 1.6L hybrid engine is for sale right now under $39K at Hyundai of Cumming in Cumming, GA. ...View More Details

Sales Price:	$38,350
Est. Payment:	$726.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,718
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$38,350.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,466.46
Avg. DMV Fee	38.00
Cash Sale Price	$42,453.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,453.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$726.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage preowned 2024 Chevrolet Silverado 1500 LT 4x4 pickup under 20,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $38K at Hyundai of Cumming in Cumming, GA. ...View More Details

Sales Price:	$37,831
Est. Payment:	$716.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,505
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$37,831.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,420.27
Avg. DMV Fee	38.00
Cash Sale Price	$41,888.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,888.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$716.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,831.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Hybrid Blue

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This low mileage certified second hand 2025 Hyundai TUCSON Hybrid Blue AWD SUV below 8,000 miles, automatic transmission, and 20 MPG, 1.6L hybrid engine is for sale right now under $36K at Hyundai of Cumming in Cumming, GA. ...View More Details

Sales Price:	$35,545
Est. Payment:	$674.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,739
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$35,545.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,216.82
Avg. DMV Fee	38.00
Cash Sale Price	$39,398.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,398.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$674.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,545.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

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This low mileage certified second hand 2025 Hyundai PALISADE SEL Premium FWD SUV under 19,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now below $37K at Hyundai of Cumming in Cumming, GA. ...View More Details

Sales Price:	$36,899
Est. Payment:	$699.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,305
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$36,899.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,337.32
Avg. DMV Fee	38.00
Cash Sale Price	$40,873.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,873.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$699.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 King Ranch

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This high mileage preowned 2022 Ford F-150 King Ranch 4x4 pickup under 103,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $37K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$36,992
Est. Payment:	$1267.61 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,730
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$36,992.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,345.60
Avg. DMV Fee	38.00
Cash Sale Price	$40,974.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,974.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1267.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Limited

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This average mileage second hand 2019 Ram 1500 Limited RWD pickup under 70,000 miles, automatic transmission, and 20 MPG, 5.7L gas engine is for sale right now below $36K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$35,992
Est. Payment:	$865.61 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,371
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$35,992.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,256.60
Avg. DMV Fee	38.00
Cash Sale Price	$39,885.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,885.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$865.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Limited

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This above average mileage used 2021 Ford F-150 Limited 4x4 pickup under 96,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $37K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$36,992
Est. Payment:	$1105.25 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,103
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$36,992.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,345.60
Avg. DMV Fee	38.00
Cash Sale Price	$40,974.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,974.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1105.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage used 2024 Ford F-150 STX 4x4 pickup below 28,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $39K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$38,822
Est. Payment:	$735.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,409
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$38,822.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,508.47
Avg. DMV Fee	38.00
Cash Sale Price	$42,967.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,967.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$735.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,822.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Limited

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This above average mileage second hand 2021 Ford F-150 Limited 4x4 pickup below 90,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $38K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$37,992
Est. Payment:	$1134.63 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,192
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$37,992.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,434.60
Avg. DMV Fee	38.00
Cash Sale Price	$42,063.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,063.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1134.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Cumming, GA

Cumming, GA Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

2025 Hyundai TUCSON Hybrid SEL Convenience

2024 Chevrolet Silverado 1500 LT

2025 Hyundai TUCSON Hybrid Blue

2025 Hyundai PALISADE SEL Premium

2022 Ford F-150 King Ranch

2019 Ram 1500 Limited

2021 Ford F-150 Limited

2024 Ford F-150 STX

2021 Ford F-150 Limited

Used Cars under $40,000 for Sale in Cumming, GA

Cumming, GA Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Hyundai TUCSON Hybrid SEL Convenience

Hyundai TUCSON Hybrid SEL Convenience

2025 Hyundai TUCSON Hybrid SEL Convenience Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2025 Hyundai TUCSON Hybrid Blue

Hyundai TUCSON Hybrid Blue

2025 Hyundai TUCSON Hybrid Blue Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2022 Ford F-150 King Ranch

Ford F-150 King Ranch

2022 Ford F-150 King Ranch Car Loan Estimate

2019 Ram 1500 Limited

Ram 1500 Limited

2019 Ram 1500 Limited Car Loan Estimate

2021 Ford F-150 Limited

Ford F-150 Limited

2021 Ford F-150 Limited Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2021 Ford F-150 Limited

Ford F-150 Limited

2021 Ford F-150 Limited Car Loan Estimate

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