Cumming, GA Used Cars Under $40,000 |with Payments|

2020 Ford F-150 Lariat

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This high mileage used 2020 Ford F-150 Lariat 4x4 pickup under 102,000 miles, automatic transmission, and 40 MPG, 3.5L gas engine is for sale right now under $38K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$37,992
Est. Payment:	$1301.30 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,492
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$37,992.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,434.60
Avg. DMV Fee	38.00
Cash Sale Price	$42,063.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,063.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1301.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Audi A5 Sportback quattro S line Prem Plus 45 TFSI

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This low mileage preowned 2024 Audi A5 Sportback quattro S line Prem Plus 45 TFSI AWD sedan below 14,000 miles, automatic transmission, and 40 MPG, 2.0L hybrid engine is for sale right now below $36K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$35,992
Est. Payment:	$682.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,370
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$35,992.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,256.60
Avg. DMV Fee	38.00
Cash Sale Price	$39,885.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,885.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$682.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This average mileage second hand 2023 Ford F-150 XL 4x4 pickup below 72,000 miles, automatic transmission, and 40 MPG, 5.0L gas engine is for sale right now under $38K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$37,722
Est. Payment:	$906.50 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,313
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$37,722.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,410.57
Avg. DMV Fee	38.00
Cash Sale Price	$41,769.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,769.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$906.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,722.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota RAV4 XLE Premium

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This low mileage used 2025 Toyota RAV4 XLE Premium FWD SUV under 4,000 miles, automatic transmission, and 40 MPG, 2.5L gas engine is for sale right now under $38K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$37,622
Est. Payment:	$712.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,672
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$37,622.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,401.67
Avg. DMV Fee	38.00
Cash Sale Price	$41,660.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,660.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$712.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,622.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Limited

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This average mileage second hand 2019 Ram 1500 Limited RWD pickup below 70,000 miles, automatic transmission, and 40 MPG, 5.7L gas engine is for sale right now below $37K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$36,322
Est. Payment:	$873.41 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,371
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$36,322.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,285.97
Avg. DMV Fee	38.00
Cash Sale Price	$40,244.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,244.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$873.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,322.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Transit 250

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This low mileage used 2025 Ford Transit 250 RWD van under 15,000 miles, automatic transmission, and 40 MPG, 3.5L gas engine is for sale right now under $37K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$36,992
Est. Payment:	$701.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,579
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$36,992.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,345.60
Avg. DMV Fee	38.00
Cash Sale Price	$40,974.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,974.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$701.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Lobo

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This low mileage second hand 2025 Ford Maverick Lobo AWD pickup under 25,000 miles, automatic transmission, and 40 MPG, 2.0L gas engine is for sale right now below $36K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$35,622
Est. Payment:	$675.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,673
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$35,622.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,223.67
Avg. DMV Fee	38.00
Cash Sale Price	$39,482.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,482.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$675.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,622.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volvo XC60 B5 Ultimate Dark Theme

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This low mileage second hand 2024 Volvo XC60 B5 Ultimate Dark Theme AWD SUV below 50,000 miles, automatic transmission, and 40 MPG, 2.0L hybrid engine is for sale right now below $40K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$39,322
Est. Payment:	$744.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,624
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$39,322.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,552.97
Avg. DMV Fee	38.00
Cash Sale Price	$43,511.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,511.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,322.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This high mileage second hand 2022 Ford F-150 XL 4x4 pickup under 103,000 miles, automatic transmission, and 40 MPG, 3.5L hybrid engine is for sale right now under $40K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$39,992
Est. Payment:	$1368.68 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,730
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$39,992.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,612.60
Avg. DMV Fee	38.00
Cash Sale Price	$44,241.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,241.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1368.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota RAV4 Hybrid XLE Premium

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This low mileage preowned 2022 Toyota RAV4 Hybrid XLE Premium AWD SUV under 59,000 miles, cvt transmission, and 40 MPG, 2.5L hybrid engine is for sale right now under $36K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$35,592
Est. Payment:	$724.32 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,825
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$35,592.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,221.00
Avg. DMV Fee	38.00
Cash Sale Price	$39,450.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,450.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$724.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,592.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Cumming, GA

Cumming, GA Secondhand Used Vehicles Priced Below $40,000

2020 Ford F-150 Lariat

2024 Audi A5 Sportback quattro S line Prem Plus 45 TFSI

2023 Ford F-150 XL

2025 Toyota RAV4 XLE Premium

2019 Ram 1500 Limited

2025 Ford Transit 250

2025 Ford Maverick Lobo

2024 Volvo XC60 B5 Ultimate Dark Theme

2022 Ford F-150 XL

2022 Toyota RAV4 Hybrid XLE Premium

Used Cars under $40,000 for Sale in Cumming, GA

Cumming, GA Secondhand Used Vehicles Priced Below $40,000

2020 Ford F-150 Lariat

Ford F-150 Lariat

2020 Ford F-150 Lariat Car Loan Estimate

2024 Audi A5 Sportback quattro S line Prem Plus 45 TFSI

Audi A5 Sportback quattro S line Prem Plus 45 TFSI

2024 Audi A5 Sportback quattro S line Prem Plus 45 TFSI Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Toyota RAV4 XLE Premium

Toyota RAV4 XLE Premium

2025 Toyota RAV4 XLE Premium Car Loan Estimate

2019 Ram 1500 Limited

Ram 1500 Limited

2019 Ram 1500 Limited Car Loan Estimate

2025 Ford Transit 250

Ford Transit 250

2025 Ford Transit 250 Car Loan Estimate

2025 Ford Maverick Lobo

Ford Maverick Lobo

2025 Ford Maverick Lobo Car Loan Estimate

2024 Volvo XC60 B5 Ultimate Dark Theme

Volvo XC60 B5 Ultimate Dark Theme

2024 Volvo XC60 B5 Ultimate Dark Theme Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2022 Toyota RAV4 Hybrid XLE Premium

Toyota RAV4 Hybrid XLE Premium

2022 Toyota RAV4 Hybrid XLE Premium Car Loan Estimate

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