Cumming, GA Used Cars Under $45,000 |with Payments|

2026 GMC Canyon AT4

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This low mileage used 2026 GMC Canyon AT4 4x4 pickup under 2,000 miles, automatic transmission, and 16 MPG, 2.7L gas engine is for sale right now below $45K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$44,992
Est. Payment:	$850.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,959
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$44,992.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	4,057.60
Avg. DMV Fee	38.00
Cash Sale Price	$49,686.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,686.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$850.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage used 2025 Ford F-150 STX 4x4 pickup below 16,000 miles, automatic transmission, and 16 MPG, 2.7L gas engine is for sale right now under $43K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$42,992
Est. Payment:	$812.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,177
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$42,992.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,879.60
Avg. DMV Fee	38.00
Cash Sale Price	$47,508.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,508.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$812.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition Limited

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This low mileage used 2021 Ford Expedition Limited RWD SUV under 51,000 miles, automatic transmission, and 16 MPG, 3.5L gas engine is for sale right now below $41K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$40,992
Est. Payment:	$832.29 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,377
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$40,992.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,701.60
Avg. DMV Fee	38.00
Cash Sale Price	$45,330.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,330.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$832.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 SLT

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This low mileage used 2021 GMC Sierra 1500 SLT 4x4 pickup below 40,000 miles, automatic transmission, and 16 MPG, 3.0L diesel engine is for sale right now under $44K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$43,992
Est. Payment:	$831.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,389
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$43,992.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,968.60
Avg. DMV Fee	38.00
Cash Sale Price	$48,597.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,597.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$831.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage used 2024 Ford F-150 STX 4x4 pickup below 28,000 miles, automatic transmission, and 16 MPG, 2.7L gas engine is for sale right now under $44K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$43,522
Est. Payment:	$822.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,409
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$43,522.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,926.77
Avg. DMV Fee	38.00
Cash Sale Price	$48,085.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,085.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$822.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,522.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Badlands

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This low mileage second hand 2025 Ford Bronco Badlands 4x4 SUV below 27,000 miles, automatic transmission, and 16 MPG, 2.7L gas engine is for sale right now under $45K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$44,992
Est. Payment:	$850.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,382
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$44,992.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	4,057.60
Avg. DMV Fee	38.00
Cash Sale Price	$49,686.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,686.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$850.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Aviator Reserve

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This low mileage second hand 2023 Lincoln Aviator Reserve RWD SUV under 51,000 miles, automatic transmission, and 16 MPG, 3.0L gas engine is for sale right now below $43K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$42,422
Est. Payment:	$860.88 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,640
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$42,422.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,828.87
Avg. DMV Fee	38.00
Cash Sale Price	$46,887.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,887.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$860.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,422.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This above average mileage second hand 2021 Ford F-150 XL 4x4 pickup below 96,000 miles, automatic transmission, and 16 MPG, 3.5L hybrid engine is for sale right now below $42K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$41,992
Est. Payment:	$1252.13 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,103
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$41,992.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,790.60
Avg. DMV Fee	38.00
Cash Sale Price	$46,419.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,419.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1252.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 Denali

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This average mileage second hand 2021 GMC Sierra 1500 Denali 4x4 pickup below 77,000 miles, automatic transmission, and 16 MPG, 6.2L gas engine is for sale right now under $42K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$41,822
Est. Payment:	$1003.40 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,271
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$41,822.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,775.47
Avg. DMV Fee	38.00
Cash Sale Price	$46,234.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,234.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$1003.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,822.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 ZR2

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This average mileage second hand 2022 Chevrolet Silverado 1500 ZR2 4x4 pickup below 73,000 miles, automatic transmission, and 16 MPG, 6.2L gas engine is for sale right now under $45K at Billy Howell Ford in Cumming, GA. ...View More Details

Sales Price:	$44,992
Est. Payment:	$1078.32 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,021
Location:	Cumming, GA

Item	Amount
Used Car Price⁽¹⁾	$44,992.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	4,057.60
Avg. DMV Fee	38.00
Cash Sale Price	$49,686.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,686.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$1078.32

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Cumming, GA

Cumming, GA Secondhand Used Vehicles Priced Below $45,000

2026 GMC Canyon AT4

2025 Ford F-150 STX

2021 Ford Expedition Limited

2021 GMC Sierra 1500 SLT

2024 Ford F-150 STX

2025 Ford Bronco Badlands

2023 Lincoln Aviator Reserve

2021 Ford F-150 XL

2021 GMC Sierra 1500 Denali

2022 Chevrolet Silverado 1500 ZR2

Used Cars under $45,000 for Sale in Cumming, GA

Cumming, GA Secondhand Used Vehicles Priced Below $45,000

2026 GMC Canyon AT4

GMC Canyon AT4

2026 GMC Canyon AT4 Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2021 Ford Expedition Limited

Ford Expedition Limited

2021 Ford Expedition Limited Car Loan Estimate

2021 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2021 GMC Sierra 1500 SLT Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2025 Ford Bronco Badlands

Ford Bronco Badlands

2025 Ford Bronco Badlands Car Loan Estimate

2023 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2023 Lincoln Aviator Reserve Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2021 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2021 GMC Sierra 1500 Denali Car Loan Estimate

2022 Chevrolet Silverado 1500 ZR2

Chevrolet Silverado 1500 ZR2

2022 Chevrolet Silverado 1500 ZR2 Car Loan Estimate

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