Des Moines, IA Used Cars Under $40,000 |with Payments|

2024 Ford Explorer ST-Line

⇩ View Seller Description

This low mileage preowned 2024 Ford Explorer ST-Line AWD SUV below 28,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $39K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$38,995
Est. Payment:	$723.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,913
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,742.25
Avg. DMV Fee	365.00
Cash Sale Price	$42,282.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,282.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$723.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-250 Super Duty XL

⇩ View Seller Description

This low mileage second hand 2019 Ford F-250 Super Duty XL 4x4 pickup under 13,000 miles, automatic transmission, and 24 MPG, 6.2L gas engine is for sale right now under $40K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$39,606
Est. Payment:	$734.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,945
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$39,606.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,785.02
Avg. DMV Fee	365.00
Cash Sale Price	$42,936.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,936.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$734.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,606.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger Lariat

⇩ View Seller Description

This low mileage certified preowned 2024 Ford Ranger Lariat 4x4 pickup under 43,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $40K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$39,691
Est. Payment:	$736.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,162
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$39,691.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,790.97
Avg. DMV Fee	365.00
Cash Sale Price	$43,026.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,026.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$736.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,691.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

⇩ View Seller Description

This average mileage used 2021 Ford F-150 Lariat 4x4 pickup under 87,000 miles, automatic transmission, and 24 MPG, 5.0L gas engine is for sale right now under $37K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$36,782
Est. Payment:	$958.21 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,871
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$36,782.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,587.34
Avg. DMV Fee	365.00
Cash Sale Price	$39,914.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,914.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$958.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,782.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition MAX Limited

⇩ View Seller Description

This below average mileage certified used 2021 Ford Expedition MAX Limited 4x4 SUV below 69,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $40K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$39,404
Est. Payment:	$848.53 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,393
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$39,404.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,770.88
Avg. DMV Fee	365.00
Cash Sale Price	$42,719.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,719.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$848.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,404.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

⇩ View Seller Description

This low mileage used 2025 Hyundai SANTA FE Calligraphy AWD SUV below 26,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $40K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$39,415
Est. Payment:	$731.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,021
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$39,415.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,771.65
Avg. DMV Fee	365.00
Cash Sale Price	$42,731.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,731.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$731.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,415.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Des Moines, IA

Des Moines, IA Secondhand Used Vehicles Priced Below $40,000

2024 Ford Explorer ST-Line

2019 Ford F-250 Super Duty XL

2024 Ford Ranger Lariat

2021 Ford F-150 Lariat

2021 Ford Expedition MAX Limited

2025 Hyundai SANTA FE Calligraphy

Used Cars under $40,000 for Sale in Des Moines, IA

Des Moines, IA Secondhand Used Vehicles Priced Below $40,000

2024 Ford Explorer ST-Line

Ford Explorer ST-Line

2024 Ford Explorer ST-Line Car Loan Estimate

2019 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2019 Ford F-250 Super Duty XL Car Loan Estimate

2024 Ford Ranger Lariat

Ford Ranger Lariat

2024 Ford Ranger Lariat Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2021 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2021 Ford Expedition MAX Limited Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

Customize Payments

Find Financing

Customize Payments