Des Moines, IA Used Cars Under $45,000 |with Payments|

2024 GMC Sierra 2500HD SLE

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This high mileage second hand 2024 GMC Sierra 2500HD SLE 4x4 pickup under 115,000 miles, automatic transmission, and 23 MPG, 6.6L gas engine is for sale right now under $43K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$42,494
Est. Payment:	$1423.89 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,479
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$42,494.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,987.18
Avg. DMV Fee	365.00
Cash Sale Price	$46,026.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,026.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1423.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,494.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This above average mileage used 2022 Ford F-150 XL 4x4 pickup below 95,000 miles, automatic transmission, and 23 MPG, 5.0L gas engine is for sale right now below $41K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$40,411
Est. Payment:	$1181.39 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,060
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$40,411.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,841.37
Avg. DMV Fee	365.00
Cash Sale Price	$43,797.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,797.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1181.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,411.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup under 33,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $44K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$43,554
Est. Payment:	$806.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,516
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$43,554.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,061.38
Avg. DMV Fee	365.00
Cash Sale Price	$47,160.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,160.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$806.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,554.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage second hand 2024 Chevrolet Silverado 1500 LT 4x4 pickup under 14,000 miles, automatic transmission, and 23 MPG, 5.3L gas engine is for sale right now under $42K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$41,657
Est. Payment:	$772.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,524
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$41,657.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,928.59
Avg. DMV Fee	365.00
Cash Sale Price	$45,130.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,130.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$772.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,657.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-350 Super Duty XL

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This low mileage certified used 2023 Ford F-350 Super Duty XL 4x4 pickup below 43,000 miles, automatic transmission, and 23 MPG, 6.8L gas engine is for sale right now below $45K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$44,382
Est. Payment:	$822.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,766
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$44,382.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,119.34
Avg. DMV Fee	365.00
Cash Sale Price	$48,046.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,046.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$822.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,382.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Mustang GT

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This low mileage certified used 2022 Ford Mustang GT RWD coupe under 23,000 miles, transmission, and 23 MPG, 5.0L gas engine is for sale right now under $42K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$41,821
Est. Payment:	$775.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,562
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$41,821.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,940.07
Avg. DMV Fee	365.00
Cash Sale Price	$45,306.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,306.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$775.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,821.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup under 14,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $44K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$43,279
Est. Payment:	$801.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,861
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$43,279.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,042.13
Avg. DMV Fee	365.00
Cash Sale Price	$46,866.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,866.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$801.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,279.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage used 2025 Ford F-150 STX 4x4 pickup below 18,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $43K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$42,153
Est. Payment:	$781.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,225
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$42,153.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,963.31
Avg. DMV Fee	365.00
Cash Sale Price	$45,661.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,661.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$781.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,153.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage certified second hand 2024 Ford F-150 XLT 4x4 pickup under 32,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $45K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$44,124
Est. Payment:	$817.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,328
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$44,124.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,101.28
Avg. DMV Fee	365.00
Cash Sale Price	$47,770.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,770.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$817.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,124.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Des Moines, IA

Des Moines, IA Secondhand Used Vehicles Priced Below $45,000

2024 GMC Sierra 2500HD SLE

2022 Ford F-150 XL

2024 Ford F-150 XLT

2024 Chevrolet Silverado 1500 LT

2023 Ford F-350 Super Duty XL

2022 Ford Mustang GT

2024 Ford F-150 XLT

2025 Ford F-150 STX

2024 Ford F-150 XLT

Used Cars under $45,000 for Sale in Des Moines, IA

Des Moines, IA Secondhand Used Vehicles Priced Below $45,000

2024 GMC Sierra 2500HD SLE

GMC Sierra 2500HD SLE

2024 GMC Sierra 2500HD SLE Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2023 Ford F-350 Super Duty XL Car Loan Estimate

2022 Ford Mustang GT

Ford Mustang GT

2022 Ford Mustang GT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

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