Newton, IA Used Cars Under $45,000 |with Payments|

2026 Ford Maverick Lariat

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This low mileage second hand 2026 Ford Maverick Lariat AWD pickup under 0,000 miles, automatic transmission, and 18 MPG, 2.0L gas engine is for sale right now under $41K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$40,661
Est. Payment:	$1,023.99 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	196
Location:	Newton, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$40,661.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,858.87
Avg. DMV Fee	365.00
Cash Sale Price	$44,064.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$43,954.54
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,023.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,661.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup below 43,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $41K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$40,835
Est. Payment:	$1,028.38 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	42,889
Location:	Newton, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$40,835.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,871.05
Avg. DMV Fee	365.00
Cash Sale Price	$44,251.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$44,142.64
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,028.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,835.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Jeep Wagoneer Series II

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This below average mileage second hand 2024 Jeep Wagoneer Series II 4x4 SUV under 66,000 miles, automatic transmission, and 18 MPG, 3.0L gas engine is for sale right now under $43K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$42,254
Est. Payment:	$1,181.36 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	66,358
Location:	Newton, IA
Estimated Cash Down:	$100

Item	Amount
Used Car Price⁽¹⁾	$42,254.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,970.38
Avg. DMV Fee	365.00
Cash Sale Price	$45,769.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	100.00
Factory Rebate Incentive	0.00
Total Down Payment	$100.00
Total Loan Amount	$45,676.57
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Finance Payment	$1,181.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,254.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 60 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage second hand 2025 Ford F-150 STX 4x4 pickup below 3,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $45K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$44,838
Est. Payment:	$1,129.19 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	3,316
Location:	Newton, IA
Estimated Cash Down:	$100

Item	Amount
Used Car Price⁽¹⁾	$44,838.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,151.26
Avg. DMV Fee	365.00
Cash Sale Price	$48,534.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	100.00
Factory Rebate Incentive	0.00
Total Down Payment	$100.00
Total Loan Amount	$48,469.88
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,129.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,838.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Chevrolet Tahoe RST

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This high mileage second hand 2022 Chevrolet Tahoe RST 4x4 SUV under 116,000 miles, automatic transmission, and 18 MPG, 6.2L gas engine is for sale right now under $45K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$44,360
Est. Payment:	$1,754.38 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	116,345
Location:	Newton, IA
Estimated Cash Down:	$100

Item	Amount
Used Car Price⁽¹⁾	$44,360.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,117.80
Avg. DMV Fee	365.00
Cash Sale Price	$48,022.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	100.00
Factory Rebate Incentive	0.00
Total Down Payment	$100.00
Total Loan Amount	$47,953.16
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Auto Finance Payment	$1,754.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,360.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 36 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2018 Toyota Tundra 1794 Edition

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This low mileage second hand 2018 Toyota Tundra 1794 Edition 4x4 pickup below 56,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now under $44K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$43,768
Est. Payment:	$1,156.97 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	56,185
Location:	Newton, IA
Estimated Cash Down:	$100

Item	Amount
Used Car Price⁽¹⁾	$43,768.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,076.36
Avg. DMV Fee	365.00
Cash Sale Price	$47,389.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	100.00
Factory Rebate Incentive	0.00
Total Down Payment	$100.00
Total Loan Amount	$47,313.21
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Loan Payment	$1,156.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,768.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 66 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Pro

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This low mileage preowned 2023 Toyota Tacoma TRD Pro 4x4 pickup under 33,000 miles, manual transmission, and 18 MPG, 3.5L gas engine is for sale right now under $42K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$41,026
Est. Payment:	$1,033.19 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	32,906
Location:	Newton, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$41,026.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,884.42
Avg. DMV Fee	365.00
Cash Sale Price	$44,455.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$44,349.11
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,033.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,026.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage used 2024 Ford Ranger XLT 4x4 pickup under 9,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $41K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$40,127
Est. Payment:	$1,010.54 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	8,937
Location:	Newton, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$40,127.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,821.49
Avg. DMV Fee	365.00
Cash Sale Price	$43,493.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$43,377.29
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,010.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,127.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Ram 1500 Laramie

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This low mileage used 2021 Ram 1500 Laramie 4x4 pickup under 52,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now below $41K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$40,682
Est. Payment:	$1,075.39 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	51,805
Location:	Newton, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$40,682.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,860.34
Avg. DMV Fee	365.00
Cash Sale Price	$44,087.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$43,977.24
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Loan Payment	$1,075.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,682.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 66 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Newton, IA

Newton, IA Secondhand Used Vehicles Priced Below $45,000

2026 Ford Maverick Lariat

2024 Ford F-150 XLT

2024 Jeep Wagoneer Series II

2025 Ford F-150 STX

2022 Chevrolet Tahoe RST

2018 Toyota Tundra 1794 Edition

2023 Toyota Tacoma TRD Pro

2024 Ford Ranger XLT

2021 Ram 1500 Laramie

Used Cars under $45,000 for Sale in Newton, IA

Newton, IA Secondhand Used Vehicles Priced Below $45,000

2026 Ford Maverick Lariat

Ford Maverick Lariat

2026 Ford Maverick Lariat Poor Credit Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Poor Credit Car Finance Estimate

2024 Jeep Wagoneer Series II

Jeep Wagoneer Series II

2024 Jeep Wagoneer Series II Poor Credit Auto Finance Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Poor Credit Auto Finance Estimate

2022 Chevrolet Tahoe RST

Chevrolet Tahoe RST

2022 Chevrolet Tahoe RST Poor Credit Auto Finance Estimate

2018 Toyota Tundra 1794 Edition

Toyota Tundra 1794 Edition

2018 Toyota Tundra 1794 Edition Poor Credit Auto Loan Estimate

2023 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2023 Toyota Tacoma TRD Pro Poor Credit Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Poor Credit Car Finance Estimate

2021 Ram 1500 Laramie

Ram 1500 Laramie

2021 Ram 1500 Laramie Poor Credit Auto Loan Estimate

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