Clay County, IA Used Cars for Sale |with Payments|

2014 Buick Enclave Leather

⇩ View Seller Description

This above average mileage used 2014 Buick Enclave Leather AWD SUV below 95,000 miles, automatic transmission, and 19 MPG, 3.6L gas engine is for sale right now under $13K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$12,300
Est. Payment:	$370.05 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,244
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$12,300.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	873.60
Avg. DMV Fee	365.00
Cash Sale Price	$13,718.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,718.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$370.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2008 Nissan Titan LE FFV

⇩ View Seller Description

This average mileage preowned 2008 Nissan Titan LE FFV 4x4 pickup below 80,000 miles, automatic transmission, and 19 MPG, 5.6L gas engine is for sale right now below $12K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$11,995
Est. Payment:	$321.50 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,392
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$11,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	852.25
Avg. DMV Fee	365.00
Cash Sale Price	$13,392.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,392.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$321.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $11,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Bronco Sport Outer Banks

⇩ View Seller Description

This low mileage preowned 2021 Ford Bronco Sport Outer Banks AWD SUV below 53,000 miles, automatic transmission, and 19 MPG, 1.5L gas engine is for sale right now under $24K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$23,800
Est. Payment:	$477.80 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,851
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$23,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,678.60
Avg. DMV Fee	365.00
Cash Sale Price	$26,023.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,023.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$477.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Lincoln Nautilus Hybrid Reserve

⇩ View Seller Description

This low mileage used 2026 Lincoln Nautilus Hybrid Reserve AWD SUV below 1,000 miles, cvt transmission, and 19 MPG, 2.0L hybrid engine is for sale right now under $64K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$63,800
Est. Payment:	$1177.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,089
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$63,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	4,478.60
Avg. DMV Fee	365.00
Cash Sale Price	$68,823.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$68,823.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1177.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $63,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 GMC Yukon Denali

⇩ View Seller Description

This high mileage used 2017 GMC Yukon Denali 4x4 SUV under 133,000 miles, automatic transmission, and 19 MPG, 6.2L gas engine is for sale right now below $24K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$23,800
Est. Payment:	$949.63 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	132,864
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$23,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,678.60
Avg. DMV Fee	365.00
Cash Sale Price	$26,023.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,023.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$949.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wagoneer Series III

⇩ View Seller Description

This below average mileage preowned 2023 Jeep Wagoneer Series III 4x4 SUV under 68,000 miles, automatic transmission, and 19 MPG, 3.0L gas engine is for sale right now under $44K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$43,800
Est. Payment:	$941.96 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,248
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$43,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,078.60
Avg. DMV Fee	365.00
Cash Sale Price	$47,423.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,423.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$941.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

⇩ View Seller Description

This low mileage used 2023 Ford F-150 King Ranch 4x4 pickup under 36,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now below $53K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$52,800
Est. Payment:	$976.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,561
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$52,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,708.60
Avg. DMV Fee	365.00
Cash Sale Price	$57,053.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,053.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$976.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Pathfinder Platinum

⇩ View Seller Description

This low mileage used 2022 Nissan Pathfinder Platinum AWD SUV below 45,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $34K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$33,800
Est. Payment:	$628.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,316
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$33,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,378.60
Avg. DMV Fee	365.00
Cash Sale Price	$36,723.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,723.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$628.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-250 Super Duty XLT

⇩ View Seller Description

This high mileage second hand 2023 Ford F-250 Super Duty XLT 4x4 pickup below 105,000 miles, automatic transmission, and 19 MPG, 6.7L diesel engine is for sale right now below $46K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$45,998
Est. Payment:	$1539.88 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,082
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$45,998.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,232.46
Avg. DMV Fee	365.00
Cash Sale Price	$49,775.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,775.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1539.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $45,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lincoln Navigator L Reserve

⇩ View Seller Description

This low mileage second hand 2024 Lincoln Navigator L Reserve 4x4 SUV below 39,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now below $69K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$68,790
Est. Payment:	$1269.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,967
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$68,790.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	4,827.90
Avg. DMV Fee	365.00
Cash Sale Price	$74,162.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$74,162.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1269.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $68,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Clay County, IA Used Cars for Sale

Clay County Secondhand Used Vehicle Inventory

2014 Buick Enclave Leather

2008 Nissan Titan LE FFV

2021 Ford Bronco Sport Outer Banks

2026 Lincoln Nautilus Hybrid Reserve

2017 GMC Yukon Denali

2023 Jeep Wagoneer Series III

2023 Ford F-150 King Ranch

2022 Nissan Pathfinder Platinum

2023 Ford F-250 Super Duty XLT

2024 Lincoln Navigator L Reserve

Clay County Cities with Used Cars for Sale

Clay County, IA Used Cars for Sale

Clay County Secondhand Used Vehicle Inventory

2014 Buick Enclave Leather

Buick Enclave Leather

2014 Buick Enclave Leather Car Loan Estimate

2008 Nissan Titan LE FFV

Nissan Titan LE FFV

2008 Nissan Titan LE FFV Car Loan Estimate

2021 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2021 Ford Bronco Sport Outer Banks Car Loan Estimate

2026 Lincoln Nautilus Hybrid Reserve

Lincoln Nautilus Hybrid Reserve

2026 Lincoln Nautilus Hybrid Reserve Car Loan Estimate

2017 GMC Yukon Denali

GMC Yukon Denali

2017 GMC Yukon Denali Car Loan Estimate

2023 Jeep Wagoneer Series III

Jeep Wagoneer Series III

2023 Jeep Wagoneer Series III Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2022 Nissan Pathfinder Platinum

Nissan Pathfinder Platinum

2022 Nissan Pathfinder Platinum Car Loan Estimate

2023 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2023 Ford F-250 Super Duty XLT Car Loan Estimate

2024 Lincoln Navigator L Reserve

Lincoln Navigator L Reserve

2024 Lincoln Navigator L Reserve Car Loan Estimate

Clay County Cities with Used Cars for Sale

Customize Payments

Find Financing

Customize Payments