Clay County, IA Used Ford Vehicles for Sale |with Payments|

2020 Ford F-150 Lariat

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This average mileage second hand 2020 Ford F-150 Lariat 4X4 pickup below 80,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $33K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$32,800
Est. Payment:	$773.77 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,896
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$32,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,308.60
Avg. DMV Fee	365.00
Cash Sale Price	$35,653.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,653.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$773.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition MAX Platinum

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This low mileage used 2021 Ford Expedition MAX Platinum 4X4 SUV below 58,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $44K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$43,900
Est. Payment:	$872.68 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,482
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$43,900.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,085.60
Avg. DMV Fee	365.00
Cash Sale Price	$47,530.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,530.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$872.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Platinum

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This low mileage used 2023 Ford Explorer Platinum AWD SUV below 57,000 miles, a transmission, and 23 MPG, 3.0L gas engine is for sale right now below $38K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$37,800
Est. Payment:	$752.84 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,539
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$37,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,658.60
Avg. DMV Fee	365.00
Cash Sale Price	$41,003.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,003.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$752.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

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This average mileage second hand 2021 Ford F-150 Lariat 4X4 pickup below 87,000 miles, a transmission, and 23 MPG, 2.7L gas engine is for sale right now under $36K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$35,800
Est. Payment:	$932.98 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,022
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$35,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,518.60
Avg. DMV Fee	365.00
Cash Sale Price	$38,863.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,863.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$932.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-250 Super Duty XL

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This high mileage preowned 2023 Ford F-250 Super Duty XL 4X4 pickup below 105,000 miles, a transmission, and 23 MPG, 6.7L diesel engine is for sale right now below $46K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$45,998
Est. Payment:	$1539.88 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,082
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$45,998.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,232.46
Avg. DMV Fee	365.00
Cash Sale Price	$49,775.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,775.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1539.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $45,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape Active

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This low mileage preowned 2025 Ford Escape Active AWD SUV below 17,000 miles, a transmission, and 23 MPG, 1.5L gas engine is for sale right now under $30K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$29,995
Est. Payment:	$558.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,620
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$29,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,112.25
Avg. DMV Fee	365.00
Cash Sale Price	$32,652.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,652.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$558.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Timberline

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This low mileage preowned 2023 Ford Explorer Timberline AWD SUV under 0,000 miles, a transmission, and 23 MPG, 2.3L gas engine is for sale right now below $36K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$35,800
Est. Payment:	$665.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$35,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,518.60
Avg. DMV Fee	365.00
Cash Sale Price	$38,863.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,863.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$665.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Bronco Sport Outer Banks

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This low mileage preowned 2021 Ford Bronco Sport Outer Banks AWD SUV below 53,000 miles, a transmission, and 23 MPG, 1.5L gas engine is for sale right now under $24K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$23,800
Est. Payment:	$477.80 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,851
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$23,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,678.60
Avg. DMV Fee	365.00
Cash Sale Price	$26,023.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,023.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$477.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Expedition MAX Limited

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This low mileage second hand 2023 Ford Expedition MAX Limited 4X4 SUV under 54,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $50K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$49,800
Est. Payment:	$988.59 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,132
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$49,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,498.60
Avg. DMV Fee	365.00
Cash Sale Price	$53,843.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$53,843.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$988.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $49,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This average mileage used 2022 Ford Explorer XLT AWD SUV under 81,000 miles, a transmission, and 23 MPG, 2.3L gas engine is for sale right now below $26K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$25,300
Est. Payment:	$663.27 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,911
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$25,300.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,783.60
Avg. DMV Fee	365.00
Cash Sale Price	$27,628.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,628.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$663.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Ford Used cars for Sale in Clay County, IA

Clay County Secondhand Used Ford Vehicles Inventory

2020 Ford F-150 Lariat

2021 Ford Expedition MAX Platinum

2023 Ford Explorer Platinum

2021 Ford F-150 Lariat

2023 Ford F-250 Super Duty XL

2025 Ford Escape Active

2023 Ford Explorer Timberline

2021 Ford Bronco Sport Outer Banks

2023 Ford Expedition MAX Limited

2022 Ford Explorer XLT

Clay County Cities with Used Ford Cars for Sale

Ford Used cars for Sale in Clay County, IA

Clay County Secondhand Used Ford Vehicles Inventory

2020 Ford F-150 Lariat

Ford F-150 Lariat

2020 Ford F-150 Lariat Car Loan Estimate

2021 Ford Expedition MAX Platinum

Ford Expedition MAX Platinum

2021 Ford Expedition MAX Platinum Car Loan Estimate

2023 Ford Explorer Platinum

Ford Explorer Platinum

2023 Ford Explorer Platinum Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2023 Ford F-250 Super Duty XL Car Loan Estimate

2025 Ford Escape Active

Ford Escape Active

2025 Ford Escape Active Car Loan Estimate

2023 Ford Explorer Timberline

Ford Explorer Timberline

2023 Ford Explorer Timberline Car Loan Estimate

2021 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2021 Ford Bronco Sport Outer Banks Car Loan Estimate

2023 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2023 Ford Expedition MAX Limited Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

Clay County Cities with Used Ford Cars for Sale

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