Spencer, IA Used Cars for Sale |with Payments|

2022 Ford Explorer XLT

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This average mileage preowned 2022 Ford Explorer XLT AWD SUV under 81,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $26K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$25,300
Est. Payment:	$663.27 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,911
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$25,300.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,783.60
Avg. DMV Fee	365.00
Cash Sale Price	$27,628.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,628.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$663.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2011 Chevrolet Equinox LT

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This high mileage used 2011 Chevrolet Equinox LT AWD SUV below 129,000 miles, a transmission, and 21 MPG, 2.4L gas engine is for sale right now under $8K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$7,900
Est. Payment:	$328.81 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	129,082
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$7,900.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	565.60
Avg. DMV Fee	365.00
Cash Sale Price	$9,010.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$9,010.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$328.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $7,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Lincoln MKX Reserve

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This high mileage preowned 2016 Lincoln MKX Reserve AWD SUV under 117,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now below $15K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$14,300
Est. Payment:	$490.61 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	117,309
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$14,300.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,013.60
Avg. DMV Fee	365.00
Cash Sale Price	$15,858.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,858.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$490.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2006 Ford F-150 XLT

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This high mileage second hand 2006 Ford F-150 XLT 4WD pickup under 241,000 miles, a transmission, and 21 MPG, 5.4L flexible engine is for sale right now under $8K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$7,500
Est. Payment:	$313.19 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	241,185
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$7,500.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	537.60
Avg. DMV Fee	365.00
Cash Sale Price	$8,582.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,582.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$313.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $7,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2009 Chevrolet Malibu LTZ

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This low mileage preowned 2009 Chevrolet Malibu LTZ FWD sedan under 0,000 miles, a transmission, and 21 MPG, 2.4L gas engine is for sale right now under $8K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$7,800
Est. Payment:	$152.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$7,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	558.60
Avg. DMV Fee	365.00
Cash Sale Price	$8,903.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,903.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$152.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $7,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford Edge SEL

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This average mileage used 2017 Ford Edge SEL AWD SUV below 78,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now under $19K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$18,200
Est. Payment:	$434.73 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,127
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$18,200.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,286.60
Avg. DMV Fee	365.00
Cash Sale Price	$20,031.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,031.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$434.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lincoln Corsair Standard

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This low mileage used 2020 Lincoln Corsair Standard AWD SUV under 22,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now below $28K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$27,800
Est. Payment:	$518.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,605
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$27,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,958.60
Avg. DMV Fee	365.00
Cash Sale Price	$30,303.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,303.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$518.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Highlander Hybrid Platinum

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This above average mileage second hand 2021 Toyota Highlander Hybrid Platinum AWD SUV under 99,000 miles, cvt transmission, and 21 MPG, 2.5L hybrid engine is for sale right now under $34K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$33,480
Est. Payment:	$981.35 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,112
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$33,480.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,356.20
Avg. DMV Fee	365.00
Cash Sale Price	$36,381.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,381.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$981.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,480.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse Premier

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This average mileage preowned 2023 Chevrolet Traverse Premier 4X4 SUV under 80,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now below $33K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$32,800
Est. Payment:	$773.77 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,969
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$32,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,308.60
Avg. DMV Fee	365.00
Cash Sale Price	$35,653.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,653.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$773.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Timberline

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This low mileage preowned 2023 Ford Explorer Timberline AWD SUV below 0,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $36K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$35,800
Est. Payment:	$665.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$35,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,518.60
Avg. DMV Fee	365.00
Cash Sale Price	$38,863.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,863.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$665.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Spencer, IA Used Cars for Sale

Spencer, IA Secondhand Used Vehicle Inventory

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2011 Chevrolet Equinox LT

Chevrolet Equinox LT

2011 Chevrolet Equinox LT Car Loan Estimate

2016 Lincoln MKX Reserve

Lincoln MKX Reserve

2016 Lincoln MKX Reserve Car Loan Estimate

2006 Ford F-150 XLT

Ford F-150 XLT

2006 Ford F-150 XLT Car Loan Estimate

2009 Chevrolet Malibu LTZ

Chevrolet Malibu LTZ

2009 Chevrolet Malibu LTZ Car Loan Estimate

2017 Ford Edge SEL

Ford Edge SEL

2017 Ford Edge SEL Car Loan Estimate

2020 Lincoln Corsair Standard

Lincoln Corsair Standard

2020 Lincoln Corsair Standard Car Loan Estimate

2021 Toyota Highlander Hybrid Platinum

Toyota Highlander Hybrid Platinum

2021 Toyota Highlander Hybrid Platinum Car Loan Estimate

2023 Chevrolet Traverse Premier

Chevrolet Traverse Premier

2023 Chevrolet Traverse Premier Car Loan Estimate

2023 Ford Explorer Timberline

Ford Explorer Timberline

2023 Ford Explorer Timberline Car Loan Estimate

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