Watseka, IL Used Cars Under $550 a Month

2025 Ford Maverick XL

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This low mileage preowned 2025 Ford Maverick XL FWD pickup under 9,000 miles, a transmission, and 28 MPG, 2.5L hybrid engine is for sale right now under $29K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$28,269
Est. Payment:	$543.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,761
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$28,269.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,128.18
Avg. DMV Fee	196.00
Cash Sale Price	$31,762.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,762.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$543.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,269.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee 30th Anniversary 4xe

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This below average mileage preowned 2023 Jeep Grand Cherokee 30th Anniversary 4xe 4X4 SUV under 65,000 miles, a transmission, and 28 MPG, 2.0L hybrid engine is for sale right now below $24K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$23,839
Est. Payment:	$533.21 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,036
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$23,839.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,640.88
Avg. DMV Fee	196.00
Cash Sale Price	$26,844.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,844.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$533.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,839.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Corsair Standard

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This average mileage second hand 2021 Lincoln Corsair Standard AWD SUV below 77,000 miles, a transmission, and 28 MPG, 2.0L gas engine is for sale right now under $22K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$21,381
Est. Payment:	$523.39 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,190
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$21,381.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,370.50
Avg. DMV Fee	196.00
Cash Sale Price	$24,116.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,116.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$523.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,381.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This below average mileage preowned 2024 Ford Edge SEL AWD SUV below 62,000 miles, a transmission, and 28 MPG, 2.0L gas engine is for sale right now under $24K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$23,622
Est. Payment:	$528.42 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,839
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$23,622.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,617.01
Avg. DMV Fee	196.00
Cash Sale Price	$26,604.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,604.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$528.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,622.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Corsair Standard

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This low mileage used 2023 Lincoln Corsair Standard FWD SUV under 55,000 miles, a transmission, and 28 MPG, 2.0L gas engine is for sale right now below $28K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$27,479
Est. Payment:	$567.07 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,771
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$27,479.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,041.28
Avg. DMV Fee	196.00
Cash Sale Price	$30,885.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,885.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$567.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chrysler Pacifica Select

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This low mileage second hand 2025 Chrysler Pacifica Select FWD mini-van below 49,000 miles, a transmission, and 28 MPG, 3.6L gas engine is for sale right now under $30K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$29,923
Est. Payment:	$574.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,563
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$29,923.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,310.12
Avg. DMV Fee	196.00
Cash Sale Price	$33,598.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,598.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$574.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,923.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This above average mileage second hand 2023 Ford Escape Active AWD SUV below 90,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now under $19K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$18,367
Est. Payment:	$560.28 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,165
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$18,367.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,038.96
Avg. DMV Fee	196.00
Cash Sale Price	$20,770.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,770.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$560.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Escape ST-Line

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This low mileage used 2026 Ford Escape ST-Line AWD SUV under 14,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now below $30K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$29,768
Est. Payment:	$571.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,099
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$29,768.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,293.07
Avg. DMV Fee	196.00
Cash Sale Price	$33,426.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,426.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$571.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,768.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This below average mileage preowned 2024 Ford Edge SEL AWD SUV under 65,000 miles, a transmission, and 28 MPG, 2.0L gas engine is for sale right now below $24K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$23,629
Est. Payment:	$528.58 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,831
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$23,629.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,617.78
Avg. DMV Fee	196.00
Cash Sale Price	$26,611.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,611.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$528.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,629.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Big Bend

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This low mileage used 2025 Ford Bronco Sport Big Bend AWD SUV under 29,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now below $28K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$27,665
Est. Payment:	$532.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,189
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$27,665.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,061.74
Avg. DMV Fee	196.00
Cash Sale Price	$31,091.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,091.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$532.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,665.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Watseka, IL

Watseka, IL Secondhand Used Vehicles with Payments Below $550 / Month

2025 Ford Maverick XL

2023 Jeep Grand Cherokee 30th Anniversary 4xe

2021 Lincoln Corsair Standard

2024 Ford Edge SEL

2023 Lincoln Corsair Standard

2025 Chrysler Pacifica Select

2023 Ford Escape Active

2026 Ford Escape ST-Line

2024 Ford Edge SEL

2025 Ford Bronco Sport Big Bend

Used Cars under $550 per month for Sale in Watseka, IL

Watseka, IL Secondhand Used Vehicles with Payments Below $550 / Month

2025 Ford Maverick XL

Ford Maverick XL

2025 Ford Maverick XL Car Loan Estimate

2023 Jeep Grand Cherokee 30th Anniversary 4xe

Jeep Grand Cherokee 30th Anniversary 4xe

2023 Jeep Grand Cherokee 30th Anniversary 4xe Car Loan Estimate

2021 Lincoln Corsair Standard

Lincoln Corsair Standard

2021 Lincoln Corsair Standard Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2023 Lincoln Corsair Standard

Lincoln Corsair Standard

2023 Lincoln Corsair Standard Car Loan Estimate

2025 Chrysler Pacifica Select

Chrysler Pacifica Select

2025 Chrysler Pacifica Select Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2026 Ford Escape ST-Line

Ford Escape ST-Line

2026 Ford Escape ST-Line Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2025 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2025 Ford Bronco Sport Big Bend Car Loan Estimate

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