Watseka, IL Used Cars Under $40,000 |with Payments|

2024 Buick Enclave Premium

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This low mileage preowned 2024 Buick Enclave Premium 4x4 SUV below 21,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $36K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$35,965
Est. Payment:	$689.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,908
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$35,965.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,974.74
Avg. DMV Fee	196.00
Cash Sale Price	$40,304.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,304.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$689.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,965.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang Mach-E GT

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This low mileage preowned 2024 Ford Mustang Mach-E GT AWD SUV under 9,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $39K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$38,818
Est. Payment:	$743.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,867
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$38,818.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,288.57
Avg. DMV Fee	196.00
Cash Sale Price	$43,471.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,471.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$743.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,818.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Dodge Durango GT Plus America250 Edition

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This low mileage used 2026 Dodge Durango GT Plus America250 Edition AWD SUV below 19,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $39K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$38,946
Est. Payment:	$746.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,783
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$38,946.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,302.65
Avg. DMV Fee	196.00
Cash Sale Price	$43,613.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,613.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$746.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,946.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 2500 Laramie

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This high mileage second hand 2020 Ram 2500 Laramie 4x4 pickup under 138,000 miles, automatic transmission, and 24 MPG, 6.7L diesel engine is for sale right now below $38K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$37,761
Est. Payment:	$1543.51 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	138,392
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$37,761.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,172.30
Avg. DMV Fee	196.00
Cash Sale Price	$42,298.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,298.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$1543.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,761.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer ST

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This low mileage second hand 2022 Ford Explorer ST AWD SUV below 44,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now under $39K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$38,959
Est. Payment:	$746.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,151
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$38,959.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,304.08
Avg. DMV Fee	196.00
Cash Sale Price	$43,628.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,628.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$746.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,959.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger Lariat

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This low mileage second hand 2024 Ford Ranger Lariat 4x4 pickup under 25,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $39K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$38,912
Est. Payment:	$745.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,309
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$38,912.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,298.91
Avg. DMV Fee	196.00
Cash Sale Price	$43,575.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,575.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$745.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,912.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This above average mileage used 2023 Ford F-150 XL 4x4 pickup under 91,000 miles, automatic transmission, and 24 MPG, 3.5L hybrid engine is for sale right now under $38K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$37,170
Est. Payment:	$1123.26 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,440
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$37,170.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,107.29
Avg. DMV Fee	196.00
Cash Sale Price	$41,642.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,642.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1123.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,170.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer L Series II

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This average mileage used 2024 Jeep Wagoneer L Series II 4x4 SUV below 87,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now under $36K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$35,985
Est. Payment:	$968.11 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,139
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$35,985.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,976.94
Avg. DMV Fee	196.00
Cash Sale Price	$40,326.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,326.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$968.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 Limited LT Trail Boss

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This average mileage preowned 2022 Chevrolet Silverado 1500 Limited LT Trail Boss 4x4 pickup below 89,000 miles, automatic transmission, and 24 MPG, 6.2L gas engine is for sale right now below $37K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$36,957
Est. Payment:	$994.01 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,773
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$36,957.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,083.86
Avg. DMV Fee	196.00
Cash Sale Price	$41,405.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,405.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$994.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,957.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV under 37,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $40K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$39,462
Est. Payment:	$756.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,002
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$39,462.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,359.41
Avg. DMV Fee	196.00
Cash Sale Price	$44,186.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,186.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$756.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,462.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Watseka, IL

Watseka, IL Secondhand Used Vehicles Priced Below $40,000

2024 Buick Enclave Premium

2024 Ford Mustang Mach-E GT

2026 Dodge Durango GT Plus America250 Edition

2020 Ram 2500 Laramie

2022 Ford Explorer ST

2024 Ford Ranger Lariat

2023 Ford F-150 XL

2024 Jeep Wagoneer L Series II

2022 Chevrolet Silverado 1500 Limited LT Trail Boss

2025 Ford Explorer ST-Line

Used Cars under $40,000 for Sale in Watseka, IL

Watseka, IL Secondhand Used Vehicles Priced Below $40,000

2024 Buick Enclave Premium

Buick Enclave Premium

2024 Buick Enclave Premium Car Loan Estimate

2024 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2024 Ford Mustang Mach-E GT Car Loan Estimate

2026 Dodge Durango GT Plus America250 Edition

Dodge Durango GT Plus America250 Edition

2026 Dodge Durango GT Plus America250 Edition Car Loan Estimate

2020 Ram 2500 Laramie

Ram 2500 Laramie

2020 Ram 2500 Laramie Car Loan Estimate

2022 Ford Explorer ST

Ford Explorer ST

2022 Ford Explorer ST Car Loan Estimate

2024 Ford Ranger Lariat

Ford Ranger Lariat

2024 Ford Ranger Lariat Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Jeep Wagoneer L Series II

Jeep Wagoneer L Series II

2024 Jeep Wagoneer L Series II Car Loan Estimate

2022 Chevrolet Silverado 1500 Limited LT Trail Boss

Chevrolet Silverado 1500 Limited LT Trail Boss

2022 Chevrolet Silverado 1500 Limited LT Trail Boss Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

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