Watseka, IL Used Cars Under $40,000 |with Payments|

2026 Dodge Durango GT Plus America250 Edition

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This low mileage used 2026 Dodge Durango GT Plus America250 Edition AWD SUV under 19,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $39K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$38,946
Est. Payment:	$746.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,783
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$38,946.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,302.65
Avg. DMV Fee	196.00
Cash Sale Price	$43,613.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,613.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$746.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,946.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-250 Super Duty XL

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This average mileage preowned 2023 Ford F-250 Super Duty XL 4x4 pickup below 72,000 miles, automatic transmission, and 24 MPG, 6.8L gas engine is for sale right now below $36K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$35,510
Est. Payment:	$863.75 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,471
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$35,510.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,924.69
Avg. DMV Fee	196.00
Cash Sale Price	$39,799.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,799.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$863.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,510.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 Limited LT Trail Boss

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This average mileage second hand 2022 Chevrolet Silverado 1500 Limited LT Trail Boss 4x4 pickup under 89,000 miles, automatic transmission, and 24 MPG, 6.2L gas engine is for sale right now below $37K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$36,957
Est. Payment:	$994.01 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,773
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$36,957.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,083.86
Avg. DMV Fee	196.00
Cash Sale Price	$41,405.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,405.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$994.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,957.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 2500 Laramie

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This high mileage used 2020 Ram 2500 Laramie 4x4 pickup under 138,000 miles, automatic transmission, and 24 MPG, 6.7L diesel engine is for sale right now under $38K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$37,761
Est. Payment:	$1543.51 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	138,392
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$37,761.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,172.30
Avg. DMV Fee	196.00
Cash Sale Price	$42,298.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,298.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$1543.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,761.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base

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This low mileage preowned 2023 Ford Bronco Base 4x4 SUV below 20,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $37K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$36,865
Est. Payment:	$706.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,676
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$36,865.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,073.74
Avg. DMV Fee	196.00
Cash Sale Price	$41,303.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,303.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$706.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,865.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Timberline

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This low mileage used 2023 Ford Explorer Timberline AWD SUV below 23,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $37K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$36,232
Est. Payment:	$694.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,753
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$36,232.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,004.11
Avg. DMV Fee	196.00
Cash Sale Price	$40,601.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,601.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$694.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,232.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer L Series II

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This average mileage second hand 2024 Jeep Wagoneer L Series II 4x4 SUV below 87,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now below $36K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$35,985
Est. Payment:	$968.11 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,139
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$35,985.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,976.94
Avg. DMV Fee	196.00
Cash Sale Price	$40,326.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,326.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$968.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang Mach-E GT

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This low mileage preowned 2024 Ford Mustang Mach-E GT AWD SUV below 9,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $39K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$38,818
Est. Payment:	$743.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,867
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$38,818.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,288.57
Avg. DMV Fee	196.00
Cash Sale Price	$43,471.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,471.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$743.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,818.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-250 Super Duty Lariat

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This low mileage used 2020 Ford F-250 Super Duty Lariat 4x4 pickup below 46,000 miles, automatic transmission, and 24 MPG, 6.2L gas engine is for sale right now under $36K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$35,642
Est. Payment:	$683.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,692
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$35,642.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,939.21
Avg. DMV Fee	196.00
Cash Sale Price	$39,946.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,946.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$683.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,642.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV below 37,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $40K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$39,462
Est. Payment:	$756.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,002
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$39,462.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,359.41
Avg. DMV Fee	196.00
Cash Sale Price	$44,186.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,186.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$756.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,462.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Watseka, IL