Watseka, IL Used Cars Under $40,000 |with Payments|

2015 Ford F-350 Super Duty King Ranch

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This high mileage used 2015 Ford F-350 Super Duty King Ranch 4x4 pickup below 138,000 miles, automatic transmission, and 20 MPG, 6.7L diesel engine is for sale right now below $36K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$35,500
Est. Payment:	$1451.93 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	137,875
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,923.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,788.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,788.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$1451.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line AWD SUV below 37,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $40K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$39,462
Est. Payment:	$756.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,002
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$39,462.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,359.41
Avg. DMV Fee	196.00
Cash Sale Price	$44,186.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,186.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$756.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,462.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Timberline

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This low mileage used 2023 Ford Explorer Timberline AWD SUV below 23,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $37K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$36,232
Est. Payment:	$694.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,753
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$36,232.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,004.11
Avg. DMV Fee	196.00
Cash Sale Price	$40,601.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,601.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$694.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,232.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick Lariat

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This low mileage preowned 2024 Ford Maverick Lariat AWD pickup under 13,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now below $36K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$35,725
Est. Payment:	$685.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,253
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$35,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,948.34
Avg. DMV Fee	196.00
Cash Sale Price	$40,038.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,038.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$685.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Canyon AT4

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This low mileage second hand 2024 GMC Canyon AT4 4x4 pickup below 45,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $40K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$39,931
Est. Payment:	$765.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,214
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$39,931.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,411.00
Avg. DMV Fee	196.00
Cash Sale Price	$44,707.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,707.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$765.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,931.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang Mach-E GT

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This low mileage used 2024 Ford Mustang Mach-E GT AWD SUV below 9,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $39K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$38,818
Est. Payment:	$743.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,867
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$38,818.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,288.57
Avg. DMV Fee	196.00
Cash Sale Price	$43,471.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,471.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$743.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,818.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Enclave Premium

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This low mileage used 2024 Buick Enclave Premium 4x4 SUV below 21,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $36K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$35,965
Est. Payment:	$689.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,908
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$35,965.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,974.74
Avg. DMV Fee	196.00
Cash Sale Price	$40,304.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,304.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$689.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,965.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 2500 Laramie

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This high mileage second hand 2020 Ram 2500 Laramie 4x4 pickup below 138,000 miles, automatic transmission, and 20 MPG, 6.7L diesel engine is for sale right now under $38K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$37,761
Est. Payment:	$1543.51 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	138,392
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$37,761.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,172.30
Avg. DMV Fee	196.00
Cash Sale Price	$42,298.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,298.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$1543.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,761.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Dodge Durango GT Plus America250 Edition

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This low mileage preowned 2026 Dodge Durango GT Plus America250 Edition AWD SUV under 19,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now under $39K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$38,946
Est. Payment:	$746.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,783
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$38,946.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,302.65
Avg. DMV Fee	196.00
Cash Sale Price	$43,613.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,613.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$746.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,946.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer L Carbide

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This average mileage preowned 2024 Jeep Wagoneer L Carbide 4x4 SUV under 78,000 miles, automatic transmission, and 20 MPG, 3.0L gas engine is for sale right now below $39K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$38,598
Est. Payment:	$938.14 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,506
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$38,598.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,264.37
Avg. DMV Fee	196.00
Cash Sale Price	$43,227.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,227.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$938.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,598.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Watseka, IL

Watseka, IL Secondhand Used Vehicles Priced Below $40,000

2015 Ford F-350 Super Duty King Ranch

2025 Ford Explorer ST-Line

2023 Ford Explorer Timberline

2024 Ford Maverick Lariat

2024 GMC Canyon AT4

2024 Ford Mustang Mach-E GT

2024 Buick Enclave Premium

2020 Ram 2500 Laramie

2026 Dodge Durango GT Plus America250 Edition

2024 Jeep Wagoneer L Carbide

Used Cars under $40,000 for Sale in Watseka, IL

Watseka, IL Secondhand Used Vehicles Priced Below $40,000

2015 Ford F-350 Super Duty King Ranch

Ford F-350 Super Duty King Ranch

2015 Ford F-350 Super Duty King Ranch Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Ford Explorer Timberline

Ford Explorer Timberline

2023 Ford Explorer Timberline Car Loan Estimate

2024 Ford Maverick Lariat

Ford Maverick Lariat

2024 Ford Maverick Lariat Car Loan Estimate

2024 GMC Canyon AT4

GMC Canyon AT4

2024 GMC Canyon AT4 Car Loan Estimate

2024 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2024 Ford Mustang Mach-E GT Car Loan Estimate

2024 Buick Enclave Premium

Buick Enclave Premium

2024 Buick Enclave Premium Car Loan Estimate

2020 Ram 2500 Laramie

Ram 2500 Laramie

2020 Ram 2500 Laramie Car Loan Estimate

2026 Dodge Durango GT Plus America250 Edition

Dodge Durango GT Plus America250 Edition

2026 Dodge Durango GT Plus America250 Edition Car Loan Estimate

2024 Jeep Wagoneer L Carbide

Jeep Wagoneer L Carbide

2024 Jeep Wagoneer L Carbide Car Loan Estimate

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