Metro Champaign - Springfield - Decatur, IL Used Cars for Bad Credit with Auto Loan Payments

2025 Jeep Compass Limited

⇩ View Seller Description

This low mileage second hand 2025 Jeep Compass Limited 4x4 SUV below 45,000 miles, automatic transmission, and 15 MPG, 2.0L gas engine is for sale right now under $22K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$21,880
Est. Payment:	$551.02 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	45,261
Location:	Springfield, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$21,880.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,425.39
Avg. DMV Fee	196.00
Cash Sale Price	$24,670.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$23,652.28
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$551.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,880.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 GMC Acadia SLT

⇩ View Seller Description

This high mileage preowned 2020 GMC Acadia SLT FWD SUV under 104,000 miles, automatic transmission, and 15 MPG, 3.6L gas engine is for sale right now below $19K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$18,372
Est. Payment:	$726.59 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	103,527
Location:	Springfield, IL
Estimated Cash Down:	$1,000

Item	Amount
Used Car Price⁽¹⁾	$18,372.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,039.51
Avg. DMV Fee	196.00
Cash Sale Price	$20,776.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,000.00
Total Loan Amount	$19,860.13
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Car Loan Payment	$726.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,372.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 36 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Mazda CX-30

⇩ View Seller Description

This low mileage second hand 2025 Mazda CX-30 AWD SUV below 24,000 miles, automatic transmission, and 15 MPG, 2.5L gas engine is for sale right now below $24K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$23,796
Est. Payment:	$599.27 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	24,118
Location:	Springfield, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$23,796.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,636.15
Avg. DMV Fee	196.00
Cash Sale Price	$26,797.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$25,723.48
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$599.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,796.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Nissan Sentra S

⇩ View Seller Description

This low mileage used 2024 Nissan Sentra S FWD sedan below 52,000 miles, cvt transmission, and 15 MPG, 2.0L gas engine is for sale right now under $17K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$16,873
Est. Payment:	$446.02 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	52,435
Location:	Springfield, IL
Estimated Cash Down:	$900

Item	Amount
Used Car Price⁽¹⁾	$16,873.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,874.62
Avg. DMV Fee	196.00
Cash Sale Price	$19,112.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	900.00
Factory Rebate Incentive	0.00
Total Down Payment	$900.00
Total Loan Amount	$18,239.71
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Car Loan Payment	$446.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,873.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 66 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Ford Escape SEL

⇩ View Seller Description

This high mileage second hand 2020 Ford Escape SEL AWD SUV under 114,000 miles, automatic transmission, and 15 MPG, 1.5L gas engine is for sale right now below $15K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$14,090
Est. Payment:	$557.24 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	113,506
Location:	Springfield, IL
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$14,090.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,568.49
Avg. DMV Fee	196.00
Cash Sale Price	$16,023.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$15,231.29
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Car Loan Payment	$557.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,090.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 36 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2017 FIAT 124 Spider

⇩ View Seller Description

This low mileage used 2017 FIAT 124 Spider RWD convertible under 23,000 miles, transmission, and 15 MPG, 1.4L gas engine is for sale right now under $18K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$17,990
Est. Payment:	$453.05 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	23,290
Location:	Springfield, IL
Estimated Cash Down:	$1,000

Item	Amount
Used Car Price⁽¹⁾	$17,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,997.49
Avg. DMV Fee	196.00
Cash Sale Price	$20,352.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,000.00
Total Loan Amount	$19,447.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$453.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Jeep Wrangler Rubicon

⇩ View Seller Description

This high mileage preowned 2021 Jeep Wrangler Rubicon 4x4 SUV below 136,000 miles, transmission, and 15 MPG, 3.6L gas engine is for sale right now below $23K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$22,954
Est. Payment:	$1,043.73 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	135,749
Location:	Springfield, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$22,954.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,543.53
Avg. DMV Fee	196.00
Cash Sale Price	$25,862.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$24,813.27
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Finance Payment	$1,043.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,954.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 30 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2018 Mazda CX-5 Grand Touring

⇩ View Seller Description

This high mileage preowned 2018 Mazda CX-5 Grand Touring AWD SUV under 173,000 miles, automatic transmission, and 15 MPG, 2.5L gas engine is for sale right now under $7K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$6,995
Est. Payment:	$318.07 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	172,777
Location:	Springfield, IL
Estimated Cash Down:	$600

Item	Amount
Used Car Price⁽¹⁾	$6,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	788.04
Avg. DMV Fee	196.00
Cash Sale Price	$8,148.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	600.00
Factory Rebate Incentive	0.00
Total Down Payment	$600.00
Total Loan Amount	$7,561.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Loan Payment	$318.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $6,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 30 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2011 Ram Dakota

⇩ View Seller Description

This high mileage used 2011 Ram Dakota RWD pickup below 117,000 miles, automatic transmission, and 15 MPG, 3.7L gas engine is for sale right now under $12K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$11,420
Est. Payment:	$451.65 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	117,277
Location:	Springfield, IL
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$11,420.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,274.79
Avg. DMV Fee	196.00
Cash Sale Price	$13,059.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$12,345.02
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Auto Finance Payment	$451.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $11,420.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 36 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Dodge Grand Caravan

⇩ View Seller Description

This above average mileage second hand 2019 Dodge Grand Caravan FWD minivan below 100,000 miles, automatic transmission, and 15 MPG, 3.6L gas engine is for sale right now below $13K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$12,970
Est. Payment:	$458.56 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	99,649
Location:	Springfield, IL
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$12,970.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,445.29
Avg. DMV Fee	196.00
Cash Sale Price	$14,780.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$14,020.57
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	42
Car Loan Payment	$458.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $12,970.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 42 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars for Bad Credit in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Bad Credit Car Dealerships

2025 Jeep Compass Limited

2020 GMC Acadia SLT

2025 Mazda CX-30

2024 Nissan Sentra S

2020 Ford Escape SEL

2017 FIAT 124 Spider

2021 Jeep Wrangler Rubicon

2018 Mazda CX-5 Grand Touring

2011 Ram Dakota

2019 Dodge Grand Caravan

Used Cars for Bad Credit in Champaign - Springfield - Decatur Area Cities

Used Cars for Bad Credit in Greater Champaign - Springfield - Decatur Counties

Used Cars for Bad Credit in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Bad Credit Car Dealerships

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Poor Credit Auto Finance Estimate

2020 GMC Acadia SLT

GMC Acadia SLT

2020 GMC Acadia SLT Poor Credit Car Loan Estimate

2025 Mazda CX-30

Mazda CX-30

2025 Mazda CX-30 Poor Credit Car Loan Estimate

2024 Nissan Sentra S

Nissan Sentra S

2024 Nissan Sentra S Poor Credit Car Loan Estimate

2020 Ford Escape SEL

Ford Escape SEL

2020 Ford Escape SEL Poor Credit Car Loan Estimate

2017 FIAT 124 Spider

FIAT 124 Spider

2017 FIAT 124 Spider Poor Credit Car Finance Estimate

2021 Jeep Wrangler Rubicon

Jeep Wrangler Rubicon

2021 Jeep Wrangler Rubicon Poor Credit Car Finance Estimate

2018 Mazda CX-5 Grand Touring

Mazda CX-5 Grand Touring

2018 Mazda CX-5 Grand Touring Poor Credit Car Loan Estimate

2011 Ram Dakota

Ram Dakota

2011 Ram Dakota Poor Credit Auto Finance Estimate

2019 Dodge Grand Caravan

Dodge Grand Caravan

2019 Dodge Grand Caravan Poor Credit Car Loan Estimate

Used Cars for Bad Credit in Champaign - Springfield - Decatur Area Cities

Used Cars for Bad Credit in Greater Champaign - Springfield - Decatur Counties

Customize Payments

Find Financing

Customize Payments