Metro Champaign - Springfield - Decatur, IL Used Cars for Bad Credit with Auto Loan Payments

2021 Ford Escape SEL

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This average mileage preowned 2021 Ford Escape SEL AWD SUV under 83,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now below $18K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$17,323
Est. Payment:	$558.53 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	83,177
Location:	Watseka, IL
Estimated Cash Down:	$900

Item	Amount
Used Car Price⁽¹⁾	$17,323.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,924.12
Avg. DMV Fee	196.00
Cash Sale Price	$19,612.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	900.00
Factory Rebate Incentive	0.00
Total Down Payment	$900.00
Total Loan Amount	$18,726.16
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Auto Loan Payment	$558.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,323.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 48 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Chrysler Pacifica Touring L

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This below average mileage preowned 2023 Chrysler Pacifica Touring L FWD mini-van under 61,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now below $25K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$24,995
Est. Payment:	$698.82 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	60,817
Location:	Springfield, IL
Estimated Cash Down:	$1,200

Item	Amount
Used Car Price⁽¹⁾	$24,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,768.04
Avg. DMV Fee	196.00
Cash Sale Price	$28,128.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,200.00
Total Loan Amount	$27,019.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Finance Payment	$698.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 60 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This low mileage second hand 2022 Ford Escape SE FWD SUV below 27,000 miles, a transmission, and 21 MPG, 1.5L gas engine is for sale right now below $21K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$20,996
Est. Payment:	$528.76 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	27,202
Location:	Watseka, IL
Estimated Cash Down:	$1,000

Item	Amount
Used Car Price⁽¹⁾	$20,996.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,328.15
Avg. DMV Fee	196.00
Cash Sale Price	$23,689.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,000.00
Total Loan Amount	$22,696.68
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$528.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Ford Explorer Limited

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This average mileage preowned 2019 Ford Explorer Limited AWD SUV below 75,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now under $24K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$23,990
Est. Payment:	$716.07 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	74,784
Location:	Taylorville, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$23,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,657.49
Avg. DMV Fee	196.00
Cash Sale Price	$27,012.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$25,933.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Loan Payment	$716.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 54 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Mitsubishi Eclipse Cross SE

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This low mileage preowned 2025 Mitsubishi Eclipse Cross SE AWD wagon below 29,000 miles, cvt transmission, and 21 MPG, 1.5L gas engine is for sale right now below $23K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$22,895
Est. Payment:	$576.58 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	29,055
Location:	Danville, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$22,895.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,537.04
Avg. DMV Fee	196.00
Cash Sale Price	$25,797.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$24,749.50
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$576.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2008 Honda CR-V EX-L

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This high mileage preowned 2008 Honda CR-V EX-L AWD SUV under 182,000 miles, a transmission, and 21 MPG, 2.4L gas engine is for sale right now under $7K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$6,295
Est. Payment:	$286.24 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	182,254
Location:	Springfield, IL
Estimated Cash Down:	$600

Item	Amount
Used Car Price⁽¹⁾	$6,295.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	711.04
Avg. DMV Fee	196.00
Cash Sale Price	$7,371.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	600.00
Factory Rebate Incentive	0.00
Total Down Payment	$600.00
Total Loan Amount	$6,804.90
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Loan Payment	$286.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $6,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 30 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 GMC Terrain SLE

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This low mileage used 2024 GMC Terrain SLE AWD SUV under 40,000 miles, a transmission, and 21 MPG, 1.5L gas engine is for sale right now below $25K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$24,961
Est. Payment:	$628.61 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	40,056
Location:	Watseka, IL
Estimated Cash Down:	$1,200

Item	Amount
Used Car Price⁽¹⁾	$24,961.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,764.30
Avg. DMV Fee	196.00
Cash Sale Price	$28,090.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,200.00
Total Loan Amount	$26,982.84
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$628.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,961.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 GMC Terrain SLT

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This average mileage preowned 2019 GMC Terrain SLT FWD SUV below 81,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now under $19K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$18,425
Est. Payment:	$594.06 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	80,868
Location:	Watseka, IL
Estimated Cash Down:	$1,000

Item	Amount
Used Car Price⁽¹⁾	$18,425.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,045.34
Avg. DMV Fee	196.00
Cash Sale Price	$20,835.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,000.00
Total Loan Amount	$19,917.43
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Car Finance Payment	$594.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,425.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 48 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Hyundai TUCSON SEL

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This above average mileage preowned 2022 Hyundai TUCSON SEL AWD SUV under 92,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now below $18K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$17,990
Est. Payment:	$636.04 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	91,690
Location:	Danville, IL
Estimated Cash Down:	$1,000

Item	Amount
Used Car Price⁽¹⁾	$17,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,997.49
Avg. DMV Fee	196.00
Cash Sale Price	$20,352.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,000.00
Total Loan Amount	$19,447.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	42
Auto Finance Payment	$636.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 42 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This high mileage used 2021 Ford F-150 XL 4X4 pickup under 108,000 miles, a transmission, and 21 MPG, 3.3L flexible engine is for sale right now below $25K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$24,822
Est. Payment:	$981.68 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	108,428
Location:	Watseka, IL
Estimated Cash Down:	$1,200

Item	Amount
Used Car Price⁽¹⁾	$24,822.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,749.01
Avg. DMV Fee	196.00
Cash Sale Price	$27,936.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,200.00
Total Loan Amount	$26,832.58
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Auto Loan Payment	$981.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,822.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 36 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars for Bad Credit in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Bad Credit Car Dealerships

2021 Ford Escape SEL

2023 Chrysler Pacifica Touring L

2022 Ford Escape SE

2019 Ford Explorer Limited

2025 Mitsubishi Eclipse Cross SE

2008 Honda CR-V EX-L

2024 GMC Terrain SLE

2019 GMC Terrain SLT

2022 Hyundai TUCSON SEL

2021 Ford F-150 XL

Used Cars for Bad Credit in Champaign - Springfield - Decatur Area Cities

Used Cars for Bad Credit in Greater Champaign - Springfield - Decatur Counties

Used Cars for Bad Credit in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Bad Credit Car Dealerships

2021 Ford Escape SEL

Ford Escape SEL

2021 Ford Escape SEL Poor Credit Auto Loan Estimate

2023 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2023 Chrysler Pacifica Touring L Poor Credit Auto Finance Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Poor Credit Car Finance Estimate

2019 Ford Explorer Limited

Ford Explorer Limited

2019 Ford Explorer Limited Poor Credit Auto Loan Estimate

2025 Mitsubishi Eclipse Cross SE

Mitsubishi Eclipse Cross SE

2025 Mitsubishi Eclipse Cross SE Poor Credit Auto Finance Estimate

2008 Honda CR-V EX-L

Honda CR-V EX-L

2008 Honda CR-V EX-L Poor Credit Car Loan Estimate

2024 GMC Terrain SLE

GMC Terrain SLE

2024 GMC Terrain SLE Poor Credit Car Loan Estimate

2019 GMC Terrain SLT

GMC Terrain SLT

2019 GMC Terrain SLT Poor Credit Car Finance Estimate

2022 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2022 Hyundai TUCSON SEL Poor Credit Auto Finance Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Poor Credit Auto Loan Estimate

Used Cars for Bad Credit in Champaign - Springfield - Decatur Area Cities

Used Cars for Bad Credit in Greater Champaign - Springfield - Decatur Counties

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