Aurora, IL Used Cars Under $400 a Month

2021 BMW X1 xDrive28i

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This low mileage preowned 2021 BMW X1 xDrive28i AWD SUV under 40,000 miles, transmission, and 35 MPG, 2.0L gas engine is for sale right now under $22K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$21,500
Est. Payment:	$414.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,407
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,383.59
Avg. DMV Fee	196.00
Cash Sale Price	$24,248.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,248.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$414.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Honda Accord LX

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This average mileage preowned 2018 Honda Accord LX FWD sedan below 77,000 miles, cvt transmission, and 35 MPG, 1.5L gas engine is for sale right now below $17K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$16,250
Est. Payment:	$399.78 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,385
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$16,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,806.09
Avg. DMV Fee	196.00
Cash Sale Price	$18,421.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,421.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$399.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Nissan Altima 2.5 SL

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This below average mileage preowned 2021 Nissan Altima 2.5 SL FWD sedan under 64,000 miles, cvt transmission, and 35 MPG, 2.5L gas engine is for sale right now under $19K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$18,500
Est. Payment:	$415.50 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,975
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$18,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,053.59
Avg. DMV Fee	196.00
Cash Sale Price	$20,918.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,918.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$415.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Lincoln MKX Premiere

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This average mileage used 2016 Lincoln MKX Premiere FWD SUV under 81,000 miles, automatic transmission, and 35 MPG, 3.7L gas engine is for sale right now below $15K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$14,750
Est. Payment:	$402.26 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,292
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$14,750.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,641.09
Avg. DMV Fee	196.00
Cash Sale Price	$16,756.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,756.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$402.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Buick Encore Essence

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This high mileage used 2017 Buick Encore Essence AWD SUV under 103,000 miles, automatic transmission, and 35 MPG, 1.4L gas engine is for sale right now below $11K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$11,000
Est. Payment:	$389.60 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,922
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$11,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,228.59
Avg. DMV Fee	196.00
Cash Sale Price	$12,593.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,593.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$389.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $11,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified preowned 2025 Hyundai ELANTRA SEL Sport FWD sedan under 33,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $21K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$21,000
Est. Payment:	$405.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,194
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$21,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,328.59
Avg. DMV Fee	196.00
Cash Sale Price	$23,693.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,693.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$405.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford Explorer XLT

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This high mileage second hand 2016 Ford Explorer XLT FWD SUV below 118,000 miles, automatic transmission, and 35 MPG, 3.5L gas engine is for sale right now under $12K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$11,250
Est. Payment:	$398.19 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	118,019
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$11,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,256.09
Avg. DMV Fee	196.00
Cash Sale Price	$12,871.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,871.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$398.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $11,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan under 6,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $20K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$386.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,859
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$386.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Nissan Rogue S

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This average mileage used 2017 Nissan Rogue S AWD SUV under 84,000 miles, cvt transmission, and 35 MPG, 2.5L gas engine is for sale right now under $14K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$13,750
Est. Payment:	$375.61 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,274
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$13,750.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,531.09
Avg. DMV Fee	196.00
Cash Sale Price	$15,646.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,646.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$375.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $13,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan under 23,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $19K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$19,000
Est. Payment:	$367.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,399
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$19,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,108.59
Avg. DMV Fee	196.00
Cash Sale Price	$21,473.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,473.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$367.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Aurora, IL

Aurora, IL Secondhand Used Vehicles with Payments Below $400 / Month

2021 BMW X1 xDrive28i

2018 Honda Accord LX

2021 Nissan Altima 2.5 SL

2016 Lincoln MKX Premiere

2017 Buick Encore Essence

2025 Hyundai ELANTRA SEL Sport

2016 Ford Explorer XLT

2023 Hyundai ELANTRA SEL

2017 Nissan Rogue S

2023 Hyundai ELANTRA SEL

Used Cars under $400 per month for Sale in Aurora, IL

Aurora, IL Secondhand Used Vehicles with Payments Below $400 / Month

2021 BMW X1 xDrive28i

BMW X1 xDrive28i

2021 BMW X1 xDrive28i Car Loan Estimate

2018 Honda Accord LX

Honda Accord LX

2018 Honda Accord LX Car Loan Estimate

2021 Nissan Altima 2.5 SL

Nissan Altima 2.5 SL

2021 Nissan Altima 2.5 SL Car Loan Estimate

2016 Lincoln MKX Premiere

Lincoln MKX Premiere

2016 Lincoln MKX Premiere Car Loan Estimate

2017 Buick Encore Essence

Buick Encore Essence

2017 Buick Encore Essence Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2016 Ford Explorer XLT

Ford Explorer XLT

2016 Ford Explorer XLT Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2017 Nissan Rogue S

Nissan Rogue S

2017 Nissan Rogue S Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

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