Aurora, IL Used Cars Under $40,000 |with Payments|

2020 BMW X7 xDrive40i

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This low mileage preowned 2020 BMW X7 xDrive40i AWD SUV below 54,000 miles, automatic transmission, and 3.0L gas engine is for sale right now below $38K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$37,500
Est. Payment:	$771.30 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,626
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,143.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,008.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,008.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$771.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mercedes-Benz GLA AMG GLA 35

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This low mileage second hand 2022 Mercedes-Benz GLA AMG GLA 35 AWD SUV below 16,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $35K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$35,000
Est. Payment:	$671.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,222
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,868.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,233.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,233.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$671.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Audi SQ7 4.0T quattro Prestige

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This average mileage preowned 2020 Audi SQ7 4.0T quattro Prestige AWD SUV below 90,000 miles, automatic transmission, and 4.0L gas engine is for sale right now below $39K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$39,000
Est. Payment:	$1048.45 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,908
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,308.59
Avg. DMV Fee	196.00
Cash Sale Price	$43,673.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,673.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$1048.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 13,000 miles, automatic transmission, and 1.6L hybrid engine is for sale right now under $37K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$36,500
Est. Payment:	$699.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,526
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,033.59
Avg. DMV Fee	196.00
Cash Sale Price	$40,898.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,898.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$699.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage certified used 2023 Hyundai PALISADE Calligraphy AWD SUV under 36,000 miles, automatic transmission, and 3.8L gas engine is for sale right now under $38K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$37,750
Est. Payment:	$723.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,989
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$37,750.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,171.09
Avg. DMV Fee	196.00
Cash Sale Price	$42,286.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,286.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$723.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee Summit

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This below average mileage used 2024 Jeep Grand Cherokee Summit 4x4 SUV below 63,000 miles, automatic transmission, and 3.6L gas engine is for sale right now below $38K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$37,750
Est. Payment:	$839.91 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,888
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$37,750.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,171.09
Avg. DMV Fee	196.00
Cash Sale Price	$42,286.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,286.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$839.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage used 2026 Hyundai SANTA FE Hybrid SE AWD SUV below 0,000 miles, automatic transmission, and 1.6L hybrid engine is for sale right now under $38K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$37,335
Est. Payment:	$715.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$37,335.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,125.44
Avg. DMV Fee	196.00
Cash Sale Price	$41,825.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,825.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$715.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,335.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage preowned 2026 Hyundai SANTA FE SEL AWD SUV below 0,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $38K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$37,103
Est. Payment:	$711.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$37,103.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,099.92
Avg. DMV Fee	196.00
Cash Sale Price	$41,567.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,567.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$711.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,103.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage used 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 0,000 miles, automatic transmission, and 1.6L hybrid engine is for sale right now below $39K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$38,586
Est. Payment:	$739.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$38,586.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,263.05
Avg. DMV Fee	196.00
Cash Sale Price	$43,214.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,214.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$739.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,586.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL Plus

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This low mileage used 2026 Hyundai TUCSON SEL Plus AWD SUV under 0,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $36K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$35,060
Est. Payment:	$672.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$35,060.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,875.19
Avg. DMV Fee	196.00
Cash Sale Price	$39,300.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,300.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$672.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,060.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Aurora, IL

Aurora, IL Secondhand Used Vehicles Priced Below $40,000

2020 BMW X7 xDrive40i

2022 Mercedes-Benz GLA AMG GLA 35

2020 Audi SQ7 4.0T quattro Prestige

2026 Hyundai SANTA FE Hybrid SEL

2023 Hyundai PALISADE Calligraphy

2024 Jeep Grand Cherokee Summit

2026 Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai TUCSON SEL Plus

Used Cars under $40,000 for Sale in Aurora, IL

Aurora, IL Secondhand Used Vehicles Priced Below $40,000

2020 BMW X7 xDrive40i

BMW X7 xDrive40i

2020 BMW X7 xDrive40i Car Loan Estimate

2022 Mercedes-Benz GLA AMG GLA 35

Mercedes-Benz GLA AMG GLA 35

2022 Mercedes-Benz GLA AMG 35 Car Loan Estimate

2020 Audi SQ7 4.0T quattro Prestige

Audi SQ7 4.0T quattro Prestige

2020 Audi SQ7 4.0T quattro Prestige Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2024 Jeep Grand Cherokee Summit

Jeep Grand Cherokee Summit

2024 Jeep Grand Cherokee Summit Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai TUCSON SEL Plus

Hyundai TUCSON SEL Plus

2026 Hyundai TUCSON SEL Plus Car Loan Estimate

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