Kendall County, IL Used Cars Under $40,000

2023 Ford F-150 Lightning Pro

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This low mileage preowned 2023 Ford F-150 Lightning Pro AWD pickup below 46,000 miles, a transmission, and 0.0L electric engine is for sale right now below $39K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$38,676
Est. Payment:	$741.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,706
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$38,676.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,272.95
Avg. DMV Fee	196.00
Cash Sale Price	$43,313.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,313.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$741.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,676.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4X4 pickup below 23,000 miles, a transmission, and 2.7L gas engine is for sale right now under $38K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$37,640
Est. Payment:	$721.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,026
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$37,640.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,158.99
Avg. DMV Fee	196.00
Cash Sale Price	$42,163.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,163.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$721.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,640.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XL

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This low mileage used 2024 Ford Transit 350 XL RWD full-size under 58,000 miles, a transmission, and 3.5L flexible engine is for sale right now under $40K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$39,554
Est. Payment:	$813.16 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,252
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$39,554.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,369.53
Avg. DMV Fee	196.00
Cash Sale Price	$44,288.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,288.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$813.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,554.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This average mileage used 2022 Ford F-150 Lariat 4X4 pickup under 73,000 miles, a transmission, and 3.5L hybrid engine is for sale right now below $40K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$39,054
Est. Payment:	$949.12 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,768
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$39,054.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,314.53
Avg. DMV Fee	196.00
Cash Sale Price	$43,733.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,733.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$949.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,054.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

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This high mileage used 2021 Ford F-150 Lariat 4X4 pickup below 122,000 miles, a transmission, and 5.0L flexible engine is for sale right now under $36K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$35,360
Est. Payment:	$1446.26 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	122,473
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$35,360.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,908.19
Avg. DMV Fee	196.00
Cash Sale Price	$39,633.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,633.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$1446.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,360.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford F-350 Super Duty XL

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This low mileage second hand 2016 Ford F-350 Super Duty XL 4X4 chassis below 31,000 miles, a transmission, and 6.2L flexible engine is for sale right now under $39K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$38,054
Est. Payment:	$729.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,184
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$38,054.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,204.53
Avg. DMV Fee	196.00
Cash Sale Price	$42,623.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,623.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$729.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,054.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram ProMaster SLT+ 2500

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This low mileage second hand 2025 Ram ProMaster SLT+ 2500 FWD full-size under 18,000 miles, a transmission, and 3.6L gas engine is for sale right now under $36K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$35,961
Est. Payment:	$689.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,605
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$35,961.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,974.30
Avg. DMV Fee	196.00
Cash Sale Price	$40,300.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,300.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$689.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,961.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XL

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This below average mileage used 2024 Ford Transit 350 XL RWD full-size below 67,000 miles, a transmission, and 3.5L flexible engine is for sale right now under $40K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$39,998
Est. Payment:	$889.47 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,463
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$39,998.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,418.37
Avg. DMV Fee	196.00
Cash Sale Price	$44,781.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,781.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$889.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Kendall County, IL

Kendall County, IL Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 Lightning Pro

2023 Ford F-150 XL

2024 Ford Transit 350 XL

2022 Ford F-150 Lariat

2021 Ford F-150 Lariat

2016 Ford F-350 Super Duty XL

2025 Ram ProMaster SLT+ 2500

2024 Ford Transit 350 XL

Kendall County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Kendall County, IL

Kendall County, IL Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 Lightning Pro

Ford F-150 Lightning Pro

2023 Ford F-150 Lightning Pro Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2016 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2016 Ford F-350 Super Duty XL Car Loan Estimate

2025 Ram ProMaster SLT+ 2500

Ram ProMaster SLT+ 2500

2025 Ram ProMaster SLT+ 2500 Car Loan Estimate

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

Kendall County Cities with Used Cars for Sale Below $40K

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