Plano, IL Used Cars Under $40,000 |with Payments|

2024 Ford Expedition Limited

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This above average mileage preowned 2024 Ford Expedition Limited 4x4 SUV under 90,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $38K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$37,373
Est. Payment:	$1129.34 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,458
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$37,373.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,129.62
Avg. DMV Fee	196.00
Cash Sale Price	$41,867.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,867.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1129.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,373.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This below average mileage preowned 2024 Ford F-150 XLT 4x4 pickup under 64,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $36K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$35,373
Est. Payment:	$787.50 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,407
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$35,373.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,909.62
Avg. DMV Fee	196.00
Cash Sale Price	$39,647.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,647.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$787.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,373.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia EV6 Wind

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This low mileage used 2025 Kia EV6 Wind AWD hatchback below 10,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $36K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$35,078
Est. Payment:	$672.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,987
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$35,078.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,877.17
Avg. DMV Fee	196.00
Cash Sale Price	$39,320.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,320.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$672.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,078.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage certified used 2025 Ford Mustang Mach-E Premium AWD SUV under 6,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $39K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$38,301
Est. Payment:	$734.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,001
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$38,301.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,231.70
Avg. DMV Fee	196.00
Cash Sale Price	$42,897.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,897.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$734.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,301.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage certified preowned 2023 Ford F-150 XLT 4x4 pickup below 23,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $38K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$37,990
Est. Payment:	$728.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,026
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,197.49
Avg. DMV Fee	196.00
Cash Sale Price	$42,552.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,552.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$728.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This high mileage used 2021 Ford F-150 XL 4x4 pickup under 122,000 miles, automatic transmission, and 5.0L gas engine is for sale right now under $37K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$36,316
Est. Payment:	$1484.98 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	122,473
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$36,316.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,013.35
Avg. DMV Fee	196.00
Cash Sale Price	$40,694.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,694.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$1484.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,316.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram ProMaster Tradesman 2500

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This low mileage used 2025 Ram ProMaster Tradesman 2500 FWD van below 18,000 miles, automatic transmission, and 3.6L gas engine is for sale right now under $38K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$37,661
Est. Payment:	$721.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,605
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$37,661.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,161.30
Avg. DMV Fee	196.00
Cash Sale Price	$42,187.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,187.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$721.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,661.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Chevrolet Silverado 2500HD LTZ

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This average mileage used 2016 Chevrolet Silverado 2500HD LTZ 4x4 pickup below 76,000 miles, automatic transmission, and 6.0L gas engine is for sale right now under $37K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$36,446
Est. Payment:	$886.30 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,202
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$36,446.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,027.65
Avg. DMV Fee	196.00
Cash Sale Price	$40,838.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,838.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$886.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,446.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Plano, IL

Plano, IL Secondhand Used Vehicles Priced Below $40,000

2024 Ford Expedition Limited

2024 Ford F-150 XLT

2025 Kia EV6 Wind

2025 Ford Mustang Mach-E Premium

2023 Ford F-150 XLT

2021 Ford F-150 XL

2025 Ram ProMaster Tradesman 2500

2016 Chevrolet Silverado 2500HD LTZ

Used Cars under $40,000 for Sale in Plano, IL

Plano, IL Secondhand Used Vehicles Priced Below $40,000

2024 Ford Expedition Limited

Ford Expedition Limited

2024 Ford Expedition Limited Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Kia EV6 Wind

Kia EV6 Wind

2025 Kia EV6 Wind Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2025 Ram ProMaster Tradesman 2500

Ram ProMaster Tradesman 2500

2025 Ram ProMaster Tradesman 2500 Car Loan Estimate

2016 Chevrolet Silverado 2500HD LTZ

Chevrolet Silverado 2500HD LTZ

2016 Chevrolet Silverado 2500HD LTZ Car Loan Estimate

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