Plano, IL Used Cars Under $40,000 |with Payments|

2024 Ford Transit 350 XL

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This low mileage used 2024 Ford Transit 350 XL RWD van below 58,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $40K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$39,754
Est. Payment:	$817.23 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,252
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$39,754.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,391.53
Avg. DMV Fee	196.00
Cash Sale Price	$44,510.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,510.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$817.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,754.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This below average mileage used 2024 Ford F-150 XLT 4x4 pickup under 64,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $36K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$35,870
Est. Payment:	$798.46 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,407
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$35,870.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,964.29
Avg. DMV Fee	196.00
Cash Sale Price	$40,199.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,199.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$798.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,870.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition Limited

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This above average mileage used 2024 Ford Expedition Limited 4x4 SUV under 90,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $37K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$36,462
Est. Payment:	$1102.06 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,458
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$36,462.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,029.41
Avg. DMV Fee	196.00
Cash Sale Price	$40,856.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,856.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1102.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,462.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lightning XLT

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This low mileage second hand 2023 Ford F-150 Lightning XLT AWD pickup below 46,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $39K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$38,759
Est. Payment:	$742.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,706
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$38,759.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,282.08
Avg. DMV Fee	196.00
Cash Sale Price	$43,406.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,406.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$742.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,759.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This high mileage second hand 2021 Ford F-150 XL 4x4 pickup below 122,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now below $36K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$35,730
Est. Payment:	$1461.24 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	122,473
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$35,730.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,948.89
Avg. DMV Fee	196.00
Cash Sale Price	$40,043.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,043.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$1461.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,730.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford F-350 Super Duty XL

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This low mileage second hand 2016 Ford F-350 Super Duty XL 4x4 chassis below 31,000 miles, automatic transmission, and 20 MPG, 6.2L gas engine is for sale right now below $39K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$38,304
Est. Payment:	$734.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,184
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$38,304.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,232.03
Avg. DMV Fee	196.00
Cash Sale Price	$42,901.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,901.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$734.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,304.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram ProMaster Tradesman 2500

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This low mileage preowned 2025 Ram ProMaster Tradesman 2500 FWD van below 18,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $37K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$36,374
Est. Payment:	$697.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,605
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$36,374.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,019.73
Avg. DMV Fee	196.00
Cash Sale Price	$40,758.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,758.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$697.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,374.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This average mileage certified used 2022 Ford F-150 XL 4x4 pickup under 73,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $40K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$39,154
Est. Payment:	$951.53 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,768
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$39,154.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,325.53
Avg. DMV Fee	196.00
Cash Sale Price	$43,844.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,844.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$951.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,154.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified used 2023 Ford F-150 XL 4x4 pickup under 23,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $38K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$37,740
Est. Payment:	$723.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,026
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$37,740.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,169.99
Avg. DMV Fee	196.00
Cash Sale Price	$42,274.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,274.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$723.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,740.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Plano, IL

Plano, IL Secondhand Used Vehicles Priced Below $40,000

2024 Ford Transit 350 XL

2024 Ford F-150 XLT

2024 Ford Expedition Limited

2023 Ford F-150 Lightning XLT

2021 Ford F-150 XL

2016 Ford F-350 Super Duty XL

2025 Ram ProMaster Tradesman 2500

2022 Ford F-150 XL

2023 Ford F-150 XL

Used Cars under $40,000 for Sale in Plano, IL

Plano, IL Secondhand Used Vehicles Priced Below $40,000

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Ford Expedition Limited

Ford Expedition Limited

2024 Ford Expedition Limited Car Loan Estimate

2023 Ford F-150 Lightning XLT

Ford F-150 Lightning XLT

2023 Ford F-150 Lightning XLT Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2016 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2016 Ford F-350 Super Duty XL Car Loan Estimate

2025 Ram ProMaster Tradesman 2500

Ram ProMaster Tradesman 2500

2025 Ram ProMaster Tradesman 2500 Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

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