Elgin, IL Used Cars Under $40,000 |with Payments|

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4X4 pickup under 25,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now under $40K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$39,690
Est. Payment:	$760.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,459
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$39,690.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,384.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,439.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,439.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$760.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup below 33,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now below $40K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$39,390
Est. Payment:	$754.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,259
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$39,390.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,351.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,106.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,106.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$754.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 42,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now below $38K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$38,000
Est. Payment:	$728.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,456
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,198.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,563.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,563.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$728.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base Advanced

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This low mileage used 2023 Ford Bronco Base Advanced 4X4 SUV under 35,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now under $39K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$38,990
Est. Payment:	$747.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,261
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,307.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,662.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,662.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$747.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 45,000 miles, a transmission, and 24 MPG, 3.5L hybrid engine is for sale right now under $40K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$39,290
Est. Payment:	$752.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,729
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$39,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,340.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,995.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,995.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$752.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 49,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now below $38K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$37,290
Est. Payment:	$714.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,236
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$37,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,120.49
Avg. DMV Fee	196.00
Cash Sale Price	$41,775.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,775.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$714.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XLT 4X4 pickup below 44,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now below $38K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$37,890
Est. Payment:	$726.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,712
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$37,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,186.49
Avg. DMV Fee	196.00
Cash Sale Price	$42,441.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,441.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$726.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4X4 pickup below 32,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now below $40K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$39,290
Est. Payment:	$752.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,029
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$39,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,340.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,995.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,995.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$752.83

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage second hand 2024 Ford Explorer XLT AWD SUV below 22,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now under $36K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$35,590
Est. Payment:	$682.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,330
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$35,590.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,933.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,888.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,888.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$682.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer ST-Line

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This low mileage second hand 2024 Ford Explorer ST-Line AWD SUV under 19,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now below $39K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$38,690
Est. Payment:	$741.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,005
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,690.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,274.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,329.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,329.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$741.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Elgin, IL

Elgin, IL Secondhand Used Vehicles Priced Below $40,000

2025 Ford F-150 XLT

2023 Ford F-150 XLT

2023 Ford F-150 XLT

2023 Ford Bronco Base Advanced

2023 Ford F-150 XLT

2023 Ford F-150 XLT

2023 Ford F-150 XLT

2025 Ford F-150 XLT

2024 Ford Explorer XLT

2024 Ford Explorer ST-Line

Used Cars under $40,000 for Sale in Elgin, IL

Elgin, IL Secondhand Used Vehicles Priced Below $40,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2023 Ford Bronco Base Advanced Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2024 Ford Explorer ST-Line

Ford Explorer ST-Line

2024 Ford Explorer ST-Line Car Loan Estimate

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