Elgin, IL Used Cars Under $40,000 |with Payments|

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 56,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $37K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$36,490
Est. Payment:	$750.71 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,053
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$36,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,032.49
Avg. DMV Fee	196.00
Cash Sale Price	$40,887.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,887.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$750.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup below 50,000 miles, automatic transmission, and 21 MPG, 3.5L hybrid engine is for sale right now below $39K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$38,590
Est. Payment:	$793.51 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,007
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,590.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,263.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,218.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,218.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$793.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 34,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $37K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$36,490
Est. Payment:	$699.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,653
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$36,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,032.49
Avg. DMV Fee	196.00
Cash Sale Price	$40,887.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,887.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$699.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Nautilus Reserve

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This low mileage used 2022 Lincoln Nautilus Reserve AWD SUV below 29,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $36K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$35,490
Est. Payment:	$680.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,843
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$35,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,922.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,777.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,777.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$680.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage used 2023 Ford Explorer ST AWD SUV below 52,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now under $39K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$38,390
Est. Payment:	$789.43 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,165
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,390.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,241.49
Avg. DMV Fee	196.00
Cash Sale Price	$42,996.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,996.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$789.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 54,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $39K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$38,790
Est. Payment:	$797.59 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,997
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,285.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,440.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,440.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$797.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Big Bend

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This low mileage second hand 2024 Ford Bronco Big Bend 4x4 SUV under 8,000 miles, transmission, and 21 MPG, 2.3L gas engine is for sale right now below $39K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$38,390
Est. Payment:	$735.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,083
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,390.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,241.49
Avg. DMV Fee	196.00
Cash Sale Price	$42,996.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,996.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$735.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 29,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $40K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$39,490
Est. Payment:	$756.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,484
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$39,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,362.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,217.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,217.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$756.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage preowned 2024 Ford Explorer XLT AWD SUV below 22,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now below $37K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$36,390
Est. Payment:	$697.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,320
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$36,390.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,021.49
Avg. DMV Fee	196.00
Cash Sale Price	$40,776.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,776.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$697.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4x4 pickup under 32,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $40K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$39,790
Est. Payment:	$762.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,029
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$39,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,395.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,550.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,550.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$762.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Elgin, IL

Elgin, IL Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

2023 Ford F-150 Lariat

2023 Ford F-150 XL

2022 Lincoln Nautilus Reserve

2023 Ford Explorer ST

2023 Ford F-150 XL

2024 Ford Bronco Big Bend

2023 Ford F-150 XL

2024 Ford Explorer XLT

2025 Ford F-150 XLT

Used Cars under $40,000 for Sale in Elgin, IL

Elgin, IL Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2022 Lincoln Nautilus Reserve Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Bronco Big Bend

Ford Bronco Big Bend

2024 Ford Bronco Big Bend Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

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