Elgin, IL Used Cars Under $45,000 |with Payments|

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4X4 pickup under 29,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $45K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$44,790
Est. Payment:	$857.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,726
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$44,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,945.49
Avg. DMV Fee	196.00
Cash Sale Price	$50,100.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,100.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$857.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 31,000 miles, a transmission, and 23 MPG, 5.0L flexible engine is for sale right now under $42K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$41,890
Est. Payment:	$802.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,157
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$41,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,626.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,881.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,881.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$802.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup under 55,000 miles, a transmission, and 23 MPG, 5.0L flexible engine is for sale right now below $42K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$41,990
Est. Payment:	$862.80 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,628
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$41,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,637.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,992.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,992.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$862.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage used 2023 Ford F-150 Lariat 4X4 pickup below 41,000 miles, a transmission, and 23 MPG, 2.7L gas engine is for sale right now under $44K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$43,290
Est. Payment:	$828.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,071
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$43,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,780.49
Avg. DMV Fee	196.00
Cash Sale Price	$48,435.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,435.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$828.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 25,000 miles, a transmission, and 23 MPG, 5.0L flexible engine is for sale right now below $45K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$44,390
Est. Payment:	$849.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,167
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$44,390.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,901.49
Avg. DMV Fee	196.00
Cash Sale Price	$49,656.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,656.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$849.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 30,000 miles, a transmission, and 23 MPG, 5.0L flexible engine is for sale right now below $44K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$43,890
Est. Payment:	$840.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,467
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$43,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,846.49
Avg. DMV Fee	196.00
Cash Sale Price	$49,101.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,101.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$840.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang GT

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This low mileage preowned 2025 Ford Mustang GT RWD coupe under 16,000 miles, transmission, and 23 MPG, 5.0L gas engine is for sale right now under $44K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$43,890
Est. Payment:	$840.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,808
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$43,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,846.49
Avg. DMV Fee	196.00
Cash Sale Price	$49,101.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,101.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$840.20

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 20,000 miles, a transmission, and 23 MPG, 2.7L gas engine is for sale right now below $41K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$40,590
Est. Payment:	$777.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,189
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$40,590.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,483.49
Avg. DMV Fee	196.00
Cash Sale Price	$45,438.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,438.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$777.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2025 Ford F-150 XLT 4X4 pickup below 31,000 miles, a transmission, and 23 MPG, 5.0L gas engine is for sale right now under $43K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$42,890
Est. Payment:	$821.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,715
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$42,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,736.49
Avg. DMV Fee	196.00
Cash Sale Price	$47,991.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,991.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$821.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2024 Ford F-150 XLT 4X4 pickup below 32,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $43K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$42,690
Est. Payment:	$817.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,983
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$42,690.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,714.49
Avg. DMV Fee	196.00
Cash Sale Price	$47,769.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,769.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$817.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Elgin, IL

Elgin, IL Secondhand Used Vehicles Priced Below $45,000

2024 Ford F-150 XLT

2023 Ford F-150 XLT

2023 Ford F-150 XLT

2023 Ford F-150 Lariat

2023 Ford F-150 XLT

2023 Ford F-150 XLT

2025 Ford Mustang GT

2023 Ford F-150 XLT

2025 Ford F-150 XLT

2024 Ford F-150 XLT

Used Cars under $45,000 for Sale in Elgin, IL

Elgin, IL Secondhand Used Vehicles Priced Below $45,000

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford Mustang GT

Ford Mustang GT

2025 Ford Mustang GT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

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