Elgin, IL Used Cars Under $45,000 |with Payments|

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 12,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now under $42K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$41,890
Est. Payment:	$802.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,478
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$41,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,626.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,881.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,881.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$802.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

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This low mileage used 2023 Ford F-150 King Ranch 4x4 pickup under 44,000 miles, automatic transmission, and 19 MPG, 5.0L gas engine is for sale right now below $43K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$42,290
Est. Payment:	$809.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,293
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$42,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,670.49
Avg. DMV Fee	196.00
Cash Sale Price	$47,325.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,325.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$809.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 45,000 miles, automatic transmission, and 19 MPG, 5.0L gas engine is for sale right now below $45K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$44,490
Est. Payment:	$851.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,765
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$44,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,912.49
Avg. DMV Fee	196.00
Cash Sale Price	$49,767.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,767.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$851.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 25,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now below $43K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$42,690
Est. Payment:	$817.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,924
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$42,690.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,714.49
Avg. DMV Fee	196.00
Cash Sale Price	$47,769.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,769.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$817.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage second hand 2023 Ford F-150 Platinum 4x4 pickup under 33,000 miles, automatic transmission, and 19 MPG, 5.0L gas engine is for sale right now under $45K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$44,990
Est. Payment:	$861.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,314
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$44,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,967.49
Avg. DMV Fee	196.00
Cash Sale Price	$50,322.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,322.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$861.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 31,000 miles, automatic transmission, and 19 MPG, 5.0L gas engine is for sale right now below $43K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$42,490
Est. Payment:	$813.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,157
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$42,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,692.49
Avg. DMV Fee	196.00
Cash Sale Price	$47,547.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,547.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$813.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 45,000 miles, automatic transmission, and 19 MPG, 5.0L gas engine is for sale right now below $45K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$44,390
Est. Payment:	$849.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,515
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$44,390.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,901.49
Avg. DMV Fee	196.00
Cash Sale Price	$49,656.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,656.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$849.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer ST-Line

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This low mileage used 2024 Ford Explorer ST-Line AWD SUV under 19,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now below $41K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$40,390
Est. Payment:	$773.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,005
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$40,390.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,461.49
Avg. DMV Fee	196.00
Cash Sale Price	$45,216.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,216.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$773.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 17,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now below $43K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$42,990
Est. Payment:	$823.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,828
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$42,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,747.49
Avg. DMV Fee	196.00
Cash Sale Price	$48,102.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,102.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$823.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lincoln Navigator Reserve

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This low mileage second hand 2020 Lincoln Navigator Reserve 4x4 SUV below 46,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $44K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$43,390
Est. Payment:	$830.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,258
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$43,390.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,791.49
Avg. DMV Fee	196.00
Cash Sale Price	$48,546.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,546.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$830.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Elgin, IL

Elgin, IL Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 XL

2023 Ford F-150 King Ranch

2023 Ford F-150 XL

2023 Ford F-150 XL

2023 Ford F-150 Platinum

2023 Ford F-150 XL

2023 Ford F-150 XL

2024 Ford Explorer ST-Line

2023 Ford F-150 XL

2020 Lincoln Navigator Reserve

Used Cars under $45,000 for Sale in Elgin, IL

Elgin, IL Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Explorer ST-Line

Ford Explorer ST-Line

2024 Ford Explorer ST-Line Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2020 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2020 Lincoln Navigator Reserve Car Loan Estimate

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