Elgin, IL Used Cars Under $45,000 |with Payments|

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4x4 pickup under 32,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $44K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$43,490
Est. Payment:	$832.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,973
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$43,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,802.49
Avg. DMV Fee	196.00
Cash Sale Price	$48,657.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,657.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$832.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage second hand 2023 Ford F-150 Lariat 4x4 pickup below 33,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $41K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$40,290
Est. Payment:	$771.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,259
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$40,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,450.49
Avg. DMV Fee	196.00
Cash Sale Price	$45,105.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,105.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$771.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 41,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $45K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$44,490
Est. Payment:	$851.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,071
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$44,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,912.49
Avg. DMV Fee	196.00
Cash Sale Price	$49,767.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,767.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$851.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage second hand 2023 Ford F-150 Platinum 4x4 pickup under 41,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $42K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$41,290
Est. Payment:	$790.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,934
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$41,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,560.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,215.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,215.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$790.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 22,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $42K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$41,690
Est. Payment:	$798.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,834
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$41,690.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,604.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,659.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,659.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$798.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Limited

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This above average mileage used 2022 Ford F-150 Limited 4x4 pickup under 93,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $40K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$40,000
Est. Payment:	$1208.00 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,548
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,418.59
Avg. DMV Fee	196.00
Cash Sale Price	$44,783.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,783.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1208.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang GT Premium

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This low mileage second hand 2025 Ford Mustang GT Premium RWD coupe below 16,000 miles, transmission, and 23 MPG, 5.0L gas engine is for sale right now under $45K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$44,990
Est. Payment:	$861.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,808
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$44,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,967.49
Avg. DMV Fee	196.00
Cash Sale Price	$50,322.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,322.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$861.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup below 36,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $43K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$42,490
Est. Payment:	$813.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,538
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$42,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,692.49
Avg. DMV Fee	196.00
Cash Sale Price	$47,547.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,547.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$813.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup below 32,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $41K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$40,890
Est. Payment:	$783.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,947
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$40,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,516.49
Avg. DMV Fee	196.00
Cash Sale Price	$45,771.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,771.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$783.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup below 45,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $41K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$40,190
Est. Payment:	$769.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,727
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$40,190.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,439.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,994.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,994.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$769.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,190.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Elgin, IL

Elgin, IL Secondhand Used Vehicles Priced Below $45,000

2024 Ford F-150 XLT

2023 Ford F-150 Lariat

2023 Ford F-150 XL

2023 Ford F-150 Platinum

2023 Ford F-150 XL

2022 Ford F-150 Limited

2025 Ford Mustang GT Premium

2024 Ford F-150 XLT

2023 Ford F-150 XLT

2023 Ford F-150 Lariat

Used Cars under $45,000 for Sale in Elgin, IL

Elgin, IL Secondhand Used Vehicles Priced Below $45,000

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 Limited

Ford F-150 Limited

2022 Ford F-150 Limited Car Loan Estimate

2025 Ford Mustang GT Premium

Ford Mustang GT Premium

2025 Ford Mustang GT Premium Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

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