Lansing, IL Used Cars Under $400 a Month

2022 Kia Sportage Nightfall

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This below average mileage second hand 2022 Kia Sportage Nightfall FWD SUV below 67,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now below $18K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$17,900
Est. Payment:	$402.27 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,883
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$17,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,987.59
Avg. DMV Fee	196.00
Cash Sale Price	$20,252.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,252.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$402.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Rogue SV

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This low mileage used 2025 Nissan Rogue SV AWD SUV below 50,000 miles, cvt transmission, and 29 MPG, 1.5L gas engine is for sale right now under $21K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$20,250
Est. Payment:	$391.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,584
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$20,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,246.09
Avg. DMV Fee	196.00
Cash Sale Price	$22,861.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,861.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$391.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Nissan Sentra SV

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This above average mileage used 2020 Nissan Sentra SV FWD sedan below 91,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now under $13K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$12,900
Est. Payment:	$396.59 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,588
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$12,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,437.59
Avg. DMV Fee	196.00
Cash Sale Price	$14,702.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,702.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$396.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Latitude

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This low mileage second hand 2025 Jeep Compass Latitude 4x4 SUV under 44,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now under $20K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$386.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,956
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$386.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage preowned 2025 Nissan Altima 2.5 SV FWD sedan below 50,000 miles, cvt transmission, and 29 MPG, 2.5L gas engine is for sale right now under $19K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$18,850
Est. Payment:	$391.21 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,016
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$18,850.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,092.09
Avg. DMV Fee	196.00
Cash Sale Price	$21,307.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,307.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$391.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,850.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Encore GX Select

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This low mileage used 2023 Buick Encore GX Select FWD SUV below 32,000 miles, cvt transmission, and 29 MPG, 1.2L gas engine is for sale right now under $20K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$19,500
Est. Payment:	$376.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,491
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,163.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,028.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,028.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$376.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

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This low mileage second hand 2025 Jeep Compass Limited 4x4 SUV under 47,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now under $22K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$21,550
Est. Payment:	$415.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,232
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$21,550.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,389.09
Avg. DMV Fee	196.00
Cash Sale Price	$24,304.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,304.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$415.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Buick Envista Preferred

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This low mileage second hand 2025 Buick Envista Preferred FWD SUV below 33,000 miles, automatic transmission, and 29 MPG, 1.2L gas engine is for sale right now under $22K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$21,250
Est. Payment:	$410.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,402
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$21,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,356.09
Avg. DMV Fee	196.00
Cash Sale Price	$23,971.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,971.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$410.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Lincoln MKZ Select

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This average mileage used 2017 Lincoln MKZ Select FWD sedan below 86,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now below $15K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$14,200
Est. Payment:	$387.60 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,207
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$14,200.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,580.59
Avg. DMV Fee	196.00
Cash Sale Price	$16,145.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,145.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$387.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $14,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Honda HR-V LX

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This low mileage preowned 2021 Honda HR-V LX AWD hatchback under 37,000 miles, cvt transmission, and 29 MPG, 1.8L gas engine is for sale right now under $21K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$20,500
Est. Payment:	$395.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,668
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$20,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,273.59
Avg. DMV Fee	196.00
Cash Sale Price	$23,138.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,138.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$395.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Lansing, IL

Lansing, IL Secondhand Used Vehicles with Payments Below $400 / Month

2022 Kia Sportage Nightfall

2025 Nissan Rogue SV

2020 Nissan Sentra SV

2025 Jeep Compass Latitude

2025 Nissan Altima 2.5 SV

2023 Buick Encore GX Select

2025 Jeep Compass Limited

2025 Buick Envista Preferred

2017 Lincoln MKZ Select

2021 Honda HR-V LX

Used Cars under $400 per month for Sale in Lansing, IL

Lansing, IL Secondhand Used Vehicles with Payments Below $400 / Month

2022 Kia Sportage Nightfall

Kia Sportage Nightfall

2022 Kia Sportage Nightfall Car Loan Estimate

2025 Nissan Rogue SV

Nissan Rogue SV

2025 Nissan Rogue SV Car Loan Estimate

2020 Nissan Sentra SV

Nissan Sentra SV

2020 Nissan Sentra SV Car Loan Estimate

2025 Jeep Compass Latitude

Jeep Compass Latitude

2025 Jeep Compass Latitude Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2023 Buick Encore GX Select

Buick Encore GX Select

2023 Buick Encore GX Select Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2025 Buick Envista Preferred

Buick Envista Preferred

2025 Buick Envista Preferred Car Loan Estimate

2017 Lincoln MKZ Select

Lincoln MKZ Select

2017 Lincoln MKZ Select Car Loan Estimate

2021 Honda HR-V LX

Honda HR-V LX

2021 Honda HR-V LX Car Loan Estimate

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