Plano, IL Used Cars Under $45,000 |with Payments|

2025 Ford Explorer ST-Line

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This low mileage certified preowned 2025 Ford Explorer ST-Line AWD SUV under 23,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $42K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$41,122
Est. Payment:	$787.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,380
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$41,122.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,542.01
Avg. DMV Fee	196.00
Cash Sale Price	$46,029.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,029.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$787.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,122.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage certified second hand 2023 Ford F-150 Platinum 4x4 pickup under 43,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $42K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$41,452
Est. Payment:	$793.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,848
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$41,452.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,578.31
Avg. DMV Fee	196.00
Cash Sale Price	$46,395.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,395.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$793.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,452.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage certified used 2022 Ford F-150 XL 4x4 pickup below 27,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $41K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$40,367
Est. Payment:	$773.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,591
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$40,367.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,458.96
Avg. DMV Fee	196.00
Cash Sale Price	$45,190.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,190.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$773.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified second hand 2023 Ford F-150 XL 4x4 pickup below 21,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $44K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$43,492
Est. Payment:	$832.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,642
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$43,492.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,802.71
Avg. DMV Fee	196.00
Cash Sale Price	$48,659.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,659.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$832.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,492.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage certified second hand 2024 Ford F-150 XLT 4x4 pickup under 18,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $45K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$44,301
Est. Payment:	$848.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,481
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$44,301.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,891.70
Avg. DMV Fee	196.00
Cash Sale Price	$49,557.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,557.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$848.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,301.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac XT6 Sport

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This low mileage used 2024 Cadillac XT6 Sport 4x4 SUV below 51,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now under $45K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$44,849
Est. Payment:	$921.07 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,584
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$44,849.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,951.98
Avg. DMV Fee	196.00
Cash Sale Price	$50,165.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,165.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$921.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,849.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage certified second hand 2023 Ford F-150 Platinum 4x4 pickup under 34,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $44K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$43,836
Est. Payment:	$839.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,606
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$43,836.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,840.55
Avg. DMV Fee	196.00
Cash Sale Price	$49,041.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,041.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$839.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,836.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XLT

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This low mileage second hand 2024 Ford Transit 350 XLT RWD van under 58,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $41K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$40,004
Est. Payment:	$822.33 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,252
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$40,004.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,419.03
Avg. DMV Fee	196.00
Cash Sale Price	$44,788.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,788.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$822.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,004.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified preowned 2023 Ford F-150 XL 4x4 pickup below 28,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $43K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$42,047
Est. Payment:	$805.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,844
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$42,047.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,643.76
Avg. DMV Fee	196.00
Cash Sale Price	$47,055.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,055.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$805.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,047.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified used 2023 Ford F-150 XL 4x4 pickup below 34,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $43K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$42,150
Est. Payment:	$807.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,187
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$42,150.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,655.09
Avg. DMV Fee	196.00
Cash Sale Price	$47,170.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,170.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$807.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,150.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Plano, IL

Plano, IL Secondhand Used Vehicles Priced Below $45,000

2025 Ford Explorer ST-Line

2023 Ford F-150 Platinum

2022 Ford F-150 XL

2023 Ford F-150 XL

2024 Ford F-150 XLT

2024 Cadillac XT6 Sport

2023 Ford F-150 Platinum

2024 Ford Transit 350 XLT

2023 Ford F-150 XL

2023 Ford F-150 XL

Used Cars under $45,000 for Sale in Plano, IL

Plano, IL Secondhand Used Vehicles Priced Below $45,000

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Cadillac XT6 Sport

Cadillac XT6 Sport

2024 Cadillac XT6 Sport Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2024 Ford Transit 350 XLT

Ford Transit 350 XLT

2024 Ford Transit 350 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

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