Plano, IL Used Cars Under $45,000 |with Payments|

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 43,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $41K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$40,396
Est. Payment:	$773.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,848
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$40,396.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,462.15
Avg. DMV Fee	196.00
Cash Sale Price	$45,223.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,223.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$773.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,396.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV below 23,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now below $41K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$40,708
Est. Payment:	$779.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,380
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$40,708.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,496.47
Avg. DMV Fee	196.00
Cash Sale Price	$45,569.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,569.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$779.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,708.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Platinum

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This low mileage second hand 2023 Ford Explorer Platinum AWD SUV under 15,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now under $45K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$44,877
Est. Payment:	$858.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,548
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$44,877.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,955.06
Avg. DMV Fee	196.00
Cash Sale Price	$50,197.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,197.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$858.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,877.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup below 34,000 miles, a transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $43K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$42,554
Est. Payment:	$814.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,451
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$42,554.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,699.53
Avg. DMV Fee	196.00
Cash Sale Price	$47,618.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,618.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$814.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,554.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma SR5

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This low mileage used 2024 Toyota Tacoma SR5 4X4 pickup under 29,000 miles, a transmission, and 20 MPG, 2.4L gas engine is for sale right now under $43K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$42,398
Est. Payment:	$811.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,085
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$42,398.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,682.37
Avg. DMV Fee	196.00
Cash Sale Price	$47,445.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,445.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$811.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,398.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E GT

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This low mileage used 2025 Ford Mustang Mach-E GT AWD SUV under 9,000 miles, a transmission, and 0.0L electric engine is for sale right now under $45K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$44,463
Est. Payment:	$851.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,133
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$44,463.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,909.52
Avg. DMV Fee	196.00
Cash Sale Price	$49,737.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,737.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$851.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,463.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup below 45,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $42K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$41,466
Est. Payment:	$794.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,673
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$41,466.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,579.85
Avg. DMV Fee	196.00
Cash Sale Price	$46,410.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,410.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$794.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,466.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 32,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $42K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$41,527
Est. Payment:	$795.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,498
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$41,527.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,586.56
Avg. DMV Fee	196.00
Cash Sale Price	$46,478.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,478.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$795.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,527.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac XT6 Sport

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This low mileage preowned 2024 Cadillac XT6 Sport 4X4 SUV below 52,000 miles, a transmission, and 20 MPG, 3.6L gas engine is for sale right now below $44K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$43,499
Est. Payment:	$893.56 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,220
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$43,499.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,803.48
Avg. DMV Fee	196.00
Cash Sale Price	$48,667.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,667.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$893.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XLT 4X4 pickup below 28,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $42K at Tera Ford in Plano, IL. ...View More Details

Sales Price:	$41,597
Est. Payment:	$796.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,844
Location:	Plano, IL

Item	Amount
Used Car Price⁽¹⁾	$41,597.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,594.26
Avg. DMV Fee	196.00
Cash Sale Price	$46,556.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,556.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$796.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,597.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Plano, IL

Plano, IL Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 XLT

2025 Ford Explorer ST-Line

2023 Ford Explorer Platinum

2023 Ford F-150 XLT

2024 Toyota Tacoma SR5

2025 Ford Mustang Mach-E GT

2023 Ford F-150 XLT

2023 Ford F-150 XLT

2024 Cadillac XT6 Sport

2023 Ford F-150 XLT

Used Cars under $45,000 for Sale in Plano, IL

Plano, IL Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Ford Explorer Platinum

Ford Explorer Platinum

2023 Ford Explorer Platinum Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Toyota Tacoma SR5

Toyota Tacoma SR5

2024 Toyota Tacoma SR5 Car Loan Estimate

2025 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2025 Ford Mustang Mach-E GT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Cadillac XT6 Sport

Cadillac XT6 Sport

2024 Cadillac XT6 Sport Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

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