Saint Charles, IL Used Cars Under $45,000 |with Payments|

2025 Ford F-150 STX

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This low mileage used 2025 Ford F-150 STX 4x4 pickup below 10,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $44K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$43,700
Est. Payment:	$836.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,599
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$43,700.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,825.59
Avg. DMV Fee	196.00
Cash Sale Price	$48,890.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,890.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$836.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base Advanced

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This low mileage preowned 2023 Ford Bronco Base Advanced 4x4 SUV under 51,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $44K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$43,220
Est. Payment:	$887.87 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,429
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$43,220.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,772.79
Avg. DMV Fee	196.00
Cash Sale Price	$48,357.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,357.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$887.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,220.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 16,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $42K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$41,700
Est. Payment:	$798.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,004
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$41,700.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,605.59
Avg. DMV Fee	196.00
Cash Sale Price	$46,670.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,670.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$798.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 22,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $43K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$42,880
Est. Payment:	$821.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,087
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$42,880.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,735.39
Avg. DMV Fee	196.00
Cash Sale Price	$47,980.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,980.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$821.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,880.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage used 2024 Ford Explorer XLT AWD SUV below 9,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $41K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$40,880
Est. Payment:	$783.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,286
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$40,880.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,515.39
Avg. DMV Fee	196.00
Cash Sale Price	$45,760.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,760.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$783.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,880.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 39,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $44K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$43,550
Est. Payment:	$833.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,649
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$43,550.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,809.09
Avg. DMV Fee	196.00
Cash Sale Price	$48,724.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,724.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$833.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 LT Trail Boss

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This low mileage used 2022 Chevrolet Silverado 1500 LT Trail Boss 4x4 pickup below 55,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now under $44K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$43,770
Est. Payment:	$899.08 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,651
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$43,770.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,833.29
Avg. DMV Fee	196.00
Cash Sale Price	$48,968.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,968.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$899.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 40,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $42K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$41,550
Est. Payment:	$795.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,675
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$41,550.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,589.09
Avg. DMV Fee	196.00
Cash Sale Price	$46,504.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,504.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$795.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram ProMaster Tradesman 2500

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This low mileage preowned 2024 Ram ProMaster Tradesman 2500 FWD van under 0,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $41K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$40,880
Est. Payment:	$783.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$40,880.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,515.39
Avg. DMV Fee	196.00
Cash Sale Price	$45,760.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,760.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$783.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,880.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup below 28,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $43K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$42,500
Est. Payment:	$813.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,777
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,693.59
Avg. DMV Fee	196.00
Cash Sale Price	$47,558.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,558.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$813.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Saint Charles, IL

Saint Charles, IL Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 STX

2023 Ford Bronco Base Advanced

2023 Ford F-150 XL

2023 Ford F-150 XL

2024 Ford Explorer XLT

2023 Ford F-150 XL

2022 Chevrolet Silverado 1500 LT Trail Boss

2023 Ford F-150 XLT

2024 Ram ProMaster Tradesman 2500

2023 Ford F-150 XLT

Used Cars under $45,000 for Sale in Saint Charles, IL

Saint Charles, IL Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2023 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2023 Ford Bronco Base Advanced Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2022 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Ram ProMaster Tradesman 2500

Ram ProMaster Tradesman 2500

2024 Ram ProMaster Tradesman 2500 Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

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