Saint Charles, IL Used Cars Under $45,000 |with Payments|

2025 Ford Mustang Mach-E Premium

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This low mileage used 2025 Ford Mustang Mach-E Premium AWD SUV under 7,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $41K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$40,500
Est. Payment:	$775.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,124
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$40,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,473.59
Avg. DMV Fee	196.00
Cash Sale Price	$45,338.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,338.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$775.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup below 28,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $43K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$42,400
Est. Payment:	$811.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,777
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$42,400.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,682.59
Avg. DMV Fee	196.00
Cash Sale Price	$47,447.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,447.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$811.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram ProMaster Tradesman 2500

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This low mileage used 2024 Ram ProMaster Tradesman 2500 FWD van under 0,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now under $43K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$42,500
Est. Payment:	$813.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,693.59
Avg. DMV Fee	196.00
Cash Sale Price	$47,558.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,558.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$813.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 51,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now below $44K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$43,550
Est. Payment:	$894.59 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,159
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$43,550.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,809.09
Avg. DMV Fee	196.00
Cash Sale Price	$48,724.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,724.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$894.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XL

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This low mileage preowned 2024 Ford Transit 350 XL RWD van under 33,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $43K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$42,440
Est. Payment:	$812.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,221
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$42,440.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,686.99
Avg. DMV Fee	196.00
Cash Sale Price	$47,491.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,491.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$812.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,440.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage used 2023 Ford F-150 Lariat 4x4 pickup below 21,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $41K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$40,221
Est. Payment:	$770.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,954
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$40,221.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,442.90
Avg. DMV Fee	196.00
Cash Sale Price	$45,028.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,028.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$770.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,221.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 16,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $42K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$41,880
Est. Payment:	$802.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,004
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$41,880.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,625.39
Avg. DMV Fee	196.00
Cash Sale Price	$46,870.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,870.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$802.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,880.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer Timberline

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This low mileage used 2024 Ford Explorer Timberline AWD SUV under 19,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $43K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$42,400
Est. Payment:	$811.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,663
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$42,400.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,682.59
Avg. DMV Fee	196.00
Cash Sale Price	$47,447.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,447.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$811.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 40,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $42K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$41,700
Est. Payment:	$798.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,675
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$41,700.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,605.59
Avg. DMV Fee	196.00
Cash Sale Price	$46,670.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,670.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$798.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 25,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $44K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$43,221
Est. Payment:	$827.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,999
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$43,221.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,772.90
Avg. DMV Fee	196.00
Cash Sale Price	$48,358.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,358.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$827.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,221.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Saint Charles, IL

Saint Charles, IL Secondhand Used Vehicles Priced Below $45,000

2025 Ford Mustang Mach-E Premium

2023 Ford F-150 XLT

2024 Ram ProMaster Tradesman 2500

2023 Ford F-150 XL

2024 Ford Transit 350 XL

2023 Ford F-150 Lariat

2023 Ford F-150 XL

2024 Ford Explorer Timberline

2023 Ford F-150 XL

2023 Ford F-150 XL

Used Cars under $45,000 for Sale in Saint Charles, IL

Saint Charles, IL Secondhand Used Vehicles Priced Below $45,000

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Ram ProMaster Tradesman 2500

Ram ProMaster Tradesman 2500

2024 Ram ProMaster Tradesman 2500 Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Explorer Timberline

Ford Explorer Timberline

2024 Ford Explorer Timberline Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

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