South Bend - Elkhart, IN Area Used Pickups Under $40,000

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XL 4x4 pickup under 22,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $40K at C. Wimberley Ford in Dowagiac, MI. ...View More Details

Sales Price:	$39,525
Est. Payment:	$727.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,884
Location:	Dowagiac, MI

Item	Amount
Used Car Price⁽¹⁾	$39,525.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,780.61
Avg. DMV Fee	21.00
Cash Sale Price	$42,524.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,524.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$727.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,525.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

⇩ View Seller Description

This low mileage preowned 2022 Ford F-150 XL 4x4 pickup under 58,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $36K at Gurley Leep Ford in South Bend, IN. ...View More Details

Sales Price:	$35,213
Est. Payment:	$696.06 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,145
Location:	South Bend, IN

Item	Amount
Used Car Price⁽¹⁾	$35,213.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,478.77
Avg. DMV Fee	21.00
Cash Sale Price	$37,910.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,910.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$696.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,213.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup below 23,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $38K at Jordan Ford in Mishawaka, IN. ...View More Details

Sales Price:	$37,747
Est. Payment:	$695.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,417
Location:	Mishawaka, IN

Item	Amount
Used Car Price⁽¹⁾	$37,747.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,656.15
Avg. DMV Fee	21.00
Cash Sale Price	$40,622.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,622.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$695.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,747.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XLT 4x4 pickup below 43,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $39K at Zeigler Ford of Elkhart in Elkhart, IN. ...View More Details

Sales Price:	$39,000
Est. Payment:	$718.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,883
Location:	Elkhart, IN

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,743.86
Avg. DMV Fee	21.00
Cash Sale Price	$41,962.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,962.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$718.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 3500 Tradesman

⇩ View Seller Description

This high mileage used 2024 Ram 3500 Tradesman 4x4 pickup below 132,000 miles, transmission, and 20 MPG, 6.7L diesel engine is for sale right now below $40K at Campbell Ford in Niles, MI. ...View More Details

Sales Price:	$39,991
Est. Payment:	$1569.96 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	131,960
Location:	Niles, MI

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,813.23
Avg. DMV Fee	21.00
Cash Sale Price	$43,023.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,023.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$1569.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

⇩ View Seller Description

This low mileage second hand 2023 Chevrolet Silverado 1500 LT 4x4 pickup below 35,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now under $40K at Siemans in Bridgman in Bridgman, MI. ...View More Details

Sales Price:	$39,315
Est. Payment:	$723.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,180
Location:	Bridgman, MI

Item	Amount
Used Car Price⁽¹⁾	$39,315.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,765.91
Avg. DMV Fee	21.00
Cash Sale Price	$42,299.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,299.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$723.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,315.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XLT 4x4 pickup under 50,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $39K at Rochester Ford in Rochester, IN. ...View More Details

Sales Price:	$38,900
Est. Payment:	$716.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,943
Location:	Rochester, IN

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,736.86
Avg. DMV Fee	21.00
Cash Sale Price	$41,855.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,855.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$716.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

⇩ View Seller Description

This low mileage used 2022 Ram 1500 Big Horn 4x4 pickup under 29,000 miles, automatic transmission, and 20 MPG, 3.6L hybrid engine is for sale right now under $36K at Siemans in Bridgman in Bridgman, MI. ...View More Details

Sales Price:	$35,995
Est. Payment:	$663.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,092
Location:	Bridgman, MI

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,533.51
Avg. DMV Fee	21.00
Cash Sale Price	$38,747.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,747.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$663.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This below average mileage preowned 2023 Ford F-150 XL 4x4 pickup under 65,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now below $37K at Campbell Ford in Niles, MI. ...View More Details

Sales Price:	$36,991
Est. Payment:	$790.79 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,746
Location:	Niles, MI

Item	Amount
Used Car Price⁽¹⁾	$36,991.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,603.23
Avg. DMV Fee	21.00
Cash Sale Price	$39,813.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,813.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$790.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

⇩ View Seller Description

This low mileage used 2023 Ford F-150 Lariat 4x4 pickup below 21,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $40K at C. Wimberley Ford in Dowagiac, MI. ...View More Details

Sales Price:	$39,995
Est. Payment:	$736.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,220
Location:	Dowagiac, MI

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,813.51
Avg. DMV Fee	21.00
Cash Sale Price	$43,027.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,027.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$736.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater South Bend - Elkhart Area

Metro South Bend - Elkhart Secondhand Used Pickups Priced Below $40,000

2023 Ford F-150 XL

2022 Ford F-150 XL

2025 Ford F-150 XLT

2023 Ford F-150 XLT

2024 Ram 3500 Tradesman

2023 Chevrolet Silverado 1500 LT

2023 Ford F-150 XLT

2022 Ram 1500 Big Horn

2023 Ford F-150 XL

2023 Ford F-150 Lariat

Greater South Bend - Elkhart Area Cities with Used Pickups for Sale Below $40K

Metro South Bend - Elkhart Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater South Bend - Elkhart Area

Metro South Bend - Elkhart Secondhand Used Pickups Priced Below $40,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Ram 3500 Tradesman

Ram 3500 Tradesman

2024 Ram 3500 Tradesman Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

Greater South Bend - Elkhart Area Cities with Used Pickups for Sale Below $40K

Metro South Bend - Elkhart Area Counties with Used Pickups for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments