South Bend - Elkhart, IN Area Used Cars Under $45,000

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4x4 pickup under 23,000 miles, automatic transmission, and 23 MPG, 5.0L gas engine is for sale right now under $44K at Zeigler Ford of Elkhart in Elkhart, IN. ...View More Details

Sales Price:	$43,870
Est. Payment:	$807.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,776
Location:	Elkhart, IN

Item	Amount
Used Car Price⁽¹⁾	$43,870.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	3,084.76
Avg. DMV Fee	21.00
Cash Sale Price	$47,173.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,173.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$807.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,870.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Mustang GT

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This low mileage preowned 2022 Ford Mustang GT RWD coupe under 31,000 miles, transmission, and 23 MPG, 5.0L gas engine is for sale right now under $42K at Gurley Leep Ford in South Bend, IN. ...View More Details

Sales Price:	$41,606
Est. Payment:	$765.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,793
Location:	South Bend, IN

Item	Amount
Used Car Price⁽¹⁾	$41,606.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,926.28
Avg. DMV Fee	21.00
Cash Sale Price	$44,751.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,751.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$765.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,606.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ram 2500 Laramie

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This below average mileage used 2016 Ram 2500 Laramie 4x4 pickup under 69,000 miles, transmission, and 23 MPG, 6.7L diesel engine is for sale right now below $41K at Siemans in Bridgman in Bridgman, MI. ...View More Details

Sales Price:	$40,640
Est. Payment:	$868.35 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,275
Location:	Bridgman, MI

Item	Amount
Used Car Price⁽¹⁾	$40,640.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,858.66
Avg. DMV Fee	21.00
Cash Sale Price	$43,717.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,717.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$868.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,640.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST

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This low mileage used 2025 Ford Explorer ST AWD SUV under 31,000 miles, automatic transmission, and 23 MPG, 3.0L gas engine is for sale right now below $45K at Zeigler Ford of Elkhart in Elkhart, IN. ...View More Details

Sales Price:	$45,000
Est. Payment:	$827.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,456
Location:	Elkhart, IN

Item	Amount
Used Car Price⁽¹⁾	$45,000.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	3,163.86
Avg. DMV Fee	21.00
Cash Sale Price	$48,382.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,382.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$827.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $45,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Timberline

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This low mileage preowned 2023 Ford Explorer Timberline AWD SUV under 26,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $41K at Auto Park Ford of Bremen in Bremen, IN. ...View More Details

Sales Price:	$40,495
Est. Payment:	$745.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,649
Location:	Bremen, IN

Item	Amount
Used Car Price⁽¹⁾	$40,495.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,848.51
Avg. DMV Fee	21.00
Cash Sale Price	$43,562.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,562.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$745.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 M40i

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This below average mileage preowned 2023 BMW X3 M40i AWD SUV under 66,000 miles, automatic transmission, and 23 MPG, 3.0L hybrid engine is for sale right now below $40K at Zeigler Ford of Elkhart in Elkhart, IN. ...View More Details

Sales Price:	$40,000
Est. Payment:	$854.74 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,523
Location:	Elkhart, IN

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,813.86
Avg. DMV Fee	21.00
Cash Sale Price	$43,032.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,032.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$854.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup under 24,000 miles, automatic transmission, and 23 MPG, 5.0L gas engine is for sale right now below $45K at Auto Park Ford of Bremen in Bremen, IN. ...View More Details

Sales Price:	$44,495
Est. Payment:	$818.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,740
Location:	Bremen, IN

Item	Amount
Used Car Price⁽¹⁾	$44,495.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	3,128.51
Avg. DMV Fee	21.00
Cash Sale Price	$47,842.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,842.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$818.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage used 2022 Ford F-150 XLT 4x4 pickup under 21,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $45K at Auto Park Ford of Bremen in Bremen, IN. ...View More Details

Sales Price:	$44,995
Est. Payment:	$827.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,038
Location:	Bremen, IN

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	3,163.51
Avg. DMV Fee	21.00
Cash Sale Price	$48,377.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,377.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$827.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage used 2023 Ford F-150 Platinum 4x4 pickup below 31,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $41K at Siemans in Bridgman in Bridgman, MI. ...View More Details

Sales Price:	$40,995
Est. Payment:	$754.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,284
Location:	Bridgman, MI

Item	Amount
Used Car Price⁽¹⁾	$40,995.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,883.51
Avg. DMV Fee	21.00
Cash Sale Price	$44,097.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,097.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$754.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup below 50,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $41K at Gurley Leep Ford in South Bend, IN. ...View More Details

Sales Price:	$40,229
Est. Payment:	$794.60 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,045
Location:	South Bend, IN

Item	Amount
Used Car Price⁽¹⁾	$40,229.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,829.89
Avg. DMV Fee	21.00
Cash Sale Price	$43,277.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,277.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$794.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,229.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater South Bend - Elkhart Area

Metro South Bend - Elkhart Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 XLT

2022 Ford Mustang GT

2016 Ram 2500 Laramie

2025 Ford Explorer ST

2023 Ford Explorer Timberline

2023 BMW X3 M40i

2025 Ford F-150 XLT

2022 Ford F-150 XLT

2023 Ford F-150 Platinum

2024 Ford F-150 XLT

Greater South Bend - Elkhart Area Cities with Used Cars for Sale Below $45K

Metro South Bend - Elkhart Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater South Bend - Elkhart Area

Metro South Bend - Elkhart Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2022 Ford Mustang GT

Ford Mustang GT

2022 Ford Mustang GT Car Loan Estimate

2016 Ram 2500 Laramie

Ram 2500 Laramie

2016 Ram 2500 Laramie Car Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2023 Ford Explorer Timberline

Ford Explorer Timberline

2023 Ford Explorer Timberline Car Loan Estimate

2023 BMW X3 M40i

BMW X3 M40i

2023 BMW X3 M40i Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

Greater South Bend - Elkhart Area Cities with Used Cars for Sale Below $45K

Metro South Bend - Elkhart Area Counties with Used Cars for Sale Below $45,000

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