South Bend - Elkhart, IN Area Used Cars Under $40,000

2025 Jeep Wrangler Sport

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This low mileage used 2025 Jeep Wrangler Sport 4x4 SUV below 17,000 miles, transmission, and 20 MPG, 3.6L gas engine is for sale right now under $39K at Gurley Leep Ford in South Bend, IN. ...View More Details

Sales Price:	$38,930
Est. Payment:	$716.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,493
Location:	South Bend, IN

Item	Amount
Used Car Price⁽¹⁾	$38,930.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,738.96
Avg. DMV Fee	21.00
Cash Sale Price	$41,887.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,887.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$716.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,930.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage used 2022 Ford F-150 XLT 4x4 pickup below 46,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $36K at Siemans in Bridgman in Bridgman, MI. ...View More Details

Sales Price:	$35,910
Est. Payment:	$661.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,815
Location:	Bridgman, MI

Item	Amount
Used Car Price⁽¹⁾	$35,910.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,527.56
Avg. DMV Fee	21.00
Cash Sale Price	$38,656.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,656.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$661.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,910.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage second hand 2022 Ford F-150 XL 4x4 pickup below 44,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $36K at Gurley Leep Ford in South Bend, IN. ...View More Details

Sales Price:	$35,874
Est. Payment:	$660.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,607
Location:	South Bend, IN

Item	Amount
Used Car Price⁽¹⁾	$35,874.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,525.04
Avg. DMV Fee	21.00
Cash Sale Price	$38,618.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,618.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$660.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,874.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This below average mileage used 2023 Ford F-150 XL 4x4 pickup below 65,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now below $37K at Campbell Ford in Niles, MI. ...View More Details

Sales Price:	$36,991
Est. Payment:	$790.79 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,746
Location:	Niles, MI

Item	Amount
Used Car Price⁽¹⁾	$36,991.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,603.23
Avg. DMV Fee	21.00
Cash Sale Price	$39,813.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,813.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$790.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Honda Civic Type R Touring

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This low mileage certified preowned 2021 Honda Civic Type R Touring FWD hatchback below 51,000 miles, manual transmission, and 20 MPG, 2.0L gas engine is for sale right now under $39K at Jordan Ford in Mishawaka, IN. ...View More Details

Sales Price:	$38,250
Est. Payment:	$755.72 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,228
Location:	Mishawaka, IN

Item	Amount
Used Car Price⁽¹⁾	$38,250.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,691.36
Avg. DMV Fee	21.00
Cash Sale Price	$41,160.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,160.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$755.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup below 43,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $39K at Zeigler Ford of Elkhart in Elkhart, IN. ...View More Details

Sales Price:	$39,000
Est. Payment:	$718.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,883
Location:	Elkhart, IN

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,743.86
Avg. DMV Fee	21.00
Cash Sale Price	$41,962.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,962.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$718.05

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Aviator Standard

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This low mileage used 2022 Lincoln Aviator Standard AWD SUV below 60,000 miles, automatic transmission, and 20 MPG, 3.0L gas engine is for sale right now below $37K at Gurley Leep Ford in South Bend, IN. ...View More Details

Sales Price:	$36,926
Est. Payment:	$729.71 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,575
Location:	South Bend, IN

Item	Amount
Used Car Price⁽¹⁾	$36,926.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,598.68
Avg. DMV Fee	21.00
Cash Sale Price	$39,743.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,743.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$729.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,926.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 Prime XSE

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This below average mileage preowned 2024 Toyota RAV4 Prime XSE AWD SUV below 63,000 miles, cvt transmission, and 20 MPG, 2.5L hybrid engine is for sale right now under $39K at Zeigler Ford of Elkhart in Elkhart, IN. ...View More Details

Sales Price:	$38,500
Est. Payment:	$822.86 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,889
Location:	Elkhart, IN

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,708.86
Avg. DMV Fee	21.00
Cash Sale Price	$41,427.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,427.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$822.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage second hand 2024 Ford Explorer XLT AWD SUV under 21,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $36K at Zeigler Ford of Elkhart in Elkhart, IN. ...View More Details

Sales Price:	$36,000
Est. Payment:	$663.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,819
Location:	Elkhart, IN

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,533.86
Avg. DMV Fee	21.00
Cash Sale Price	$38,752.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,752.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$663.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage second hand 2022 Ford F-150 XL 4x4 pickup under 27,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $39K at Oliver Ford in Plymouth, IN. ...View More Details

Sales Price:	$38,944
Est. Payment:	$717.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,809
Location:	Plymouth, IN

Item	Amount
Used Car Price⁽¹⁾	$38,944.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,739.94
Avg. DMV Fee	21.00
Cash Sale Price	$41,902.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,902.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$717.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,944.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater South Bend - Elkhart Area

Metro South Bend - Elkhart Secondhand Used Vehicles Priced Below $40,000

2025 Jeep Wrangler Sport

2022 Ford F-150 XLT

2022 Ford F-150 XL

2023 Ford F-150 XL

2021 Honda Civic Type R Touring

2023 Ford F-150 XLT

2022 Lincoln Aviator Standard

2024 Toyota RAV4 Prime XSE

2024 Ford Explorer XLT

2022 Ford F-150 XL

Greater South Bend - Elkhart Area Cities with Used Cars for Sale Below $40K

Metro South Bend - Elkhart Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater South Bend - Elkhart Area

Metro South Bend - Elkhart Secondhand Used Vehicles Priced Below $40,000

2025 Jeep Wrangler Sport

Jeep Wrangler Sport

2025 Jeep Wrangler Sport Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2021 Honda Civic Type R Touring

Honda Civic Type R Touring

2021 Honda Civic Type R Touring Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Lincoln Aviator Standard

Lincoln Aviator Standard

2022 Lincoln Aviator Standard Car Loan Estimate

2024 Toyota RAV4 Prime XSE

Toyota RAV4 Prime XSE

2024 Toyota RAV4 Prime XSE Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

Greater South Bend - Elkhart Area Cities with Used Cars for Sale Below $40K

Metro South Bend - Elkhart Area Counties with Used Cars for Sale Below $40,000

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