South Bend - Elkhart, IN Area Used Cars Under $40,000

2024 Ford Ranger XLT

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This low mileage preowned 2024 Ford Ranger XLT 4x4 pickup under 7,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $38K at Zeigler Ford of Elkhart in Elkhart, IN. ...View More Details

Sales Price:	$37,500
Est. Payment:	$690.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,764
Location:	Elkhart, IN

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,638.86
Avg. DMV Fee	21.00
Cash Sale Price	$40,357.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,357.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$690.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage preowned 2024 Ford Explorer XLT AWD SUV under 12,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $40K at C. Wimberley Ford in Dowagiac, MI. ...View More Details

Sales Price:	$39,995
Est. Payment:	$736.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,597
Location:	Dowagiac, MI

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,813.51
Avg. DMV Fee	21.00
Cash Sale Price	$43,027.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,027.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$736.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage second hand 2023 Ford F-150 Platinum 4x4 pickup under 34,000 miles, automatic transmission, and 22 MPG, 5.0L gas engine is for sale right now under $38K at Jordan Ford in Mishawaka, IN. ...View More Details

Sales Price:	$37,247
Est. Payment:	$685.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,510
Location:	Mishawaka, IN

Item	Amount
Used Car Price⁽¹⁾	$37,247.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,621.15
Avg. DMV Fee	21.00
Cash Sale Price	$40,087.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,087.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$685.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,247.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E GT

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This low mileage second hand 2023 Ford Mustang Mach-E GT AWD SUV under 30,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $36K at Zeigler Ford of Elkhart in Elkhart, IN. ...View More Details

Sales Price:	$35,500
Est. Payment:	$653.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,883
Location:	Elkhart, IN

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,498.86
Avg. DMV Fee	21.00
Cash Sale Price	$38,217.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,217.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$653.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage preowned 2024 Ford Explorer XLT AWD SUV under 21,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $36K at Zeigler Ford of Elkhart in Elkhart, IN. ...View More Details

Sales Price:	$36,000
Est. Payment:	$663.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,819
Location:	Elkhart, IN

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,533.86
Avg. DMV Fee	21.00
Cash Sale Price	$38,752.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,752.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$663.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 Limited

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This below average mileage preowned 2019 Ford F-150 Limited 4x4 pickup below 65,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $38K at Eby Ford in Goshen, IN. ...View More Details

Sales Price:	$37,200
Est. Payment:	$795.24 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,430
Location:	Goshen, IN

Item	Amount
Used Car Price⁽¹⁾	$37,200.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,617.86
Avg. DMV Fee	21.00
Cash Sale Price	$40,036.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,036.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$795.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Pro

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This low mileage second hand 2023 GMC Sierra 1500 Pro 4x4 pickup under 6,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $35K at Zeigler Ford of Elkhart in Elkhart, IN. ...View More Details

Sales Price:	$35,000
Est. Payment:	$644.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,425
Location:	Elkhart, IN

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,463.86
Avg. DMV Fee	21.00
Cash Sale Price	$37,682.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,682.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$644.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Audi Q7 quattro Premium Plus 45 TFSI

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This low mileage preowned 2024 Audi Q7 quattro Premium Plus 45 TFSI AWD SUV below 34,000 miles, automatic transmission, and 22 MPG, 2.0L hybrid engine is for sale right now under $40K at Zeigler Ford of Elkhart in Elkhart, IN. ...View More Details

Sales Price:	$39,985
Est. Payment:	$736.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,473
Location:	Elkhart, IN

Item	Amount
Used Car Price⁽¹⁾	$39,985.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,812.81
Avg. DMV Fee	21.00
Cash Sale Price	$43,016.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,016.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$736.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active AWD SUV below 12,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $36K at Gurley Leep Ford in South Bend, IN. ...View More Details

Sales Price:	$35,874
Est. Payment:	$660.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,188
Location:	South Bend, IN

Item	Amount
Used Car Price⁽¹⁾	$35,874.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,525.04
Avg. DMV Fee	21.00
Cash Sale Price	$38,618.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,618.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$660.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,874.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Laredo X

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This low mileage used 2023 Jeep Grand Cherokee L Laredo X 4x4 SUV under 23,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $36K at Oliver Ford in Plymouth, IN. ...View More Details

Sales Price:	$35,628
Est. Payment:	$656.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,044
Location:	Plymouth, IN

Item	Amount
Used Car Price⁽¹⁾	$35,628.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,507.82
Avg. DMV Fee	21.00
Cash Sale Price	$38,354.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,354.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$656.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,628.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater South Bend - Elkhart Area

Metro South Bend - Elkhart Secondhand Used Vehicles Priced Below $40,000

2024 Ford Ranger XLT

2024 Ford Explorer XLT

2023 Ford F-150 Platinum

2023 Ford Mustang Mach-E GT

2024 Ford Explorer XLT

2019 Ford F-150 Limited

2023 GMC Sierra 1500 Pro

2024 Audi Q7 quattro Premium Plus 45 TFSI

2025 Ford Explorer Active

2023 Jeep Grand Cherokee L Laredo X

Greater South Bend - Elkhart Area Cities with Used Cars for Sale Below $40K

Metro South Bend - Elkhart Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater South Bend - Elkhart Area

Metro South Bend - Elkhart Secondhand Used Vehicles Priced Below $40,000

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2023 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2023 Ford Mustang Mach-E GT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2019 Ford F-150 Limited

Ford F-150 Limited

2019 Ford F-150 Limited Car Loan Estimate

2023 GMC Sierra 1500 Pro

GMC Sierra 1500 Pro

2023 GMC Sierra 1500 Pro Car Loan Estimate

2024 Audi Q7 quattro Premium Plus 45 TFSI

Audi Q7 quattro Premium Plus 45 TFSI

2024 Audi Q7 quattro Premium Plus 45 TFSI Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2023 Jeep Grand Cherokee L Laredo X

Jeep Grand Cherokee L Laredo X

2023 Jeep Grand Cherokee L Laredo X Car Loan Estimate

Greater South Bend - Elkhart Area Cities with Used Cars for Sale Below $40K

Metro South Bend - Elkhart Area Counties with Used Cars for Sale Below $40,000

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