South Bend - Elkhart, IN Area Used Cars Under $40,000

2023 Ford F-150 Lariat

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This low mileage second hand 2023 Ford F-150 Lariat 4x4 pickup below 43,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $39K at Eby Ford in Goshen, IN. ...View More Details

Sales Price:	$38,995
Est. Payment:	$717.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,030
Location:	Goshen, IN

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,743.51
Avg. DMV Fee	21.00
Cash Sale Price	$41,957.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,957.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$717.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Ranger XL

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This low mileage second hand 2022 Ford Ranger XL 4x4 pickup below 26,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $36K at Siemans in Bridgman in Bridgman, MI. ...View More Details

Sales Price:	$35,408
Est. Payment:	$652.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,777
Location:	Bridgman, MI

Item	Amount
Used Car Price⁽¹⁾	$35,408.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,492.42
Avg. DMV Fee	21.00
Cash Sale Price	$38,119.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,119.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$652.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,408.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage used 2022 Ford F-150 XLT 4x4 pickup below 46,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $36K at Siemans in Bridgman in Bridgman, MI. ...View More Details

Sales Price:	$35,910
Est. Payment:	$661.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,815
Location:	Bridgman, MI

Item	Amount
Used Car Price⁽¹⁾	$35,910.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,527.56
Avg. DMV Fee	21.00
Cash Sale Price	$38,656.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,656.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$661.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,910.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E GT

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This low mileage preowned 2023 Ford Mustang Mach-E GT AWD SUV below 30,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $36K at Zeigler Ford of Elkhart in Elkhart, IN. ...View More Details

Sales Price:	$35,500
Est. Payment:	$653.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,883
Location:	Elkhart, IN

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,498.86
Avg. DMV Fee	21.00
Cash Sale Price	$38,217.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,217.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$653.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active AWD SUV below 15,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $40K at Eby Ford in Goshen, IN. ...View More Details

Sales Price:	$39,995
Est. Payment:	$736.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,631
Location:	Goshen, IN

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,813.51
Avg. DMV Fee	21.00
Cash Sale Price	$43,027.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,027.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$736.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 27,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $38K at Campbell Ford in Niles, MI. ...View More Details

Sales Price:	$37,991
Est. Payment:	$699.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,195
Location:	Niles, MI

Item	Amount
Used Car Price⁽¹⁾	$37,991.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,673.23
Avg. DMV Fee	21.00
Cash Sale Price	$40,883.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,883.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$699.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 Limited

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This below average mileage preowned 2019 Ford F-150 Limited 4x4 pickup below 65,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $38K at Eby Ford in Goshen, IN. ...View More Details

Sales Price:	$37,200
Est. Payment:	$795.24 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,430
Location:	Goshen, IN

Item	Amount
Used Car Price⁽¹⁾	$37,200.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,617.86
Avg. DMV Fee	21.00
Cash Sale Price	$40,036.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,036.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$795.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup below 21,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $40K at C. Wimberley Ford in Dowagiac, MI. ...View More Details

Sales Price:	$39,995
Est. Payment:	$736.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,220
Location:	Dowagiac, MI

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,813.51
Avg. DMV Fee	21.00
Cash Sale Price	$43,027.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,027.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$736.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tacoma TRD Pro

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This low mileage second hand 2020 Toyota Tacoma TRD Pro 4x4 pickup under 52,000 miles, manual transmission, and 20 MPG, 3.5L gas engine is for sale right now below $36K at Jordan Ford in Mishawaka, IN. ...View More Details

Sales Price:	$35,250
Est. Payment:	$696.78 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,579
Location:	Mishawaka, IN

Item	Amount
Used Car Price⁽¹⁾	$35,250.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,481.36
Avg. DMV Fee	21.00
Cash Sale Price	$37,950.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,950.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$696.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer Series II

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This low mileage preowned 2024 Jeep Wagoneer Series II 4x4 SUV below 57,000 miles, automatic transmission, and 20 MPG, 3.0L gas engine is for sale right now below $40K at Gurley Leep Ford in South Bend, IN. ...View More Details

Sales Price:	$39,460
Est. Payment:	$779.49 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,518
Location:	South Bend, IN

Item	Amount
Used Car Price⁽¹⁾	$39,460.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,776.06
Avg. DMV Fee	21.00
Cash Sale Price	$42,455.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,455.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$779.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,460.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater South Bend - Elkhart Area

Metro South Bend - Elkhart Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 Lariat

2022 Ford Ranger XL

2022 Ford F-150 XLT

2023 Ford Mustang Mach-E GT

2025 Ford Explorer Active

2023 Ford F-150 XL

2019 Ford F-150 Limited

2023 Ford F-150 Lariat

2020 Toyota Tacoma TRD Pro

2024 Jeep Wagoneer Series II

Greater South Bend - Elkhart Area Cities with Used Cars for Sale Below $40K

Metro South Bend - Elkhart Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater South Bend - Elkhart Area

Metro South Bend - Elkhart Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2022 Ford Ranger XL

Ford Ranger XL

2022 Ford Ranger XL Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2023 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2023 Ford Mustang Mach-E GT Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2019 Ford F-150 Limited

Ford F-150 Limited

2019 Ford F-150 Limited Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2020 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2020 Toyota Tacoma TRD Pro Car Loan Estimate

2024 Jeep Wagoneer Series II

Jeep Wagoneer Series II

2024 Jeep Wagoneer Series II Car Loan Estimate

Greater South Bend - Elkhart Area Cities with Used Cars for Sale Below $40K

Metro South Bend - Elkhart Area Counties with Used Cars for Sale Below $40,000

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