South Bend - Elkhart, IN Area Used Cars Under $40,000

2022 Ram 1500 Laramie

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This low mileage second hand 2022 Ram 1500 Laramie 4x4 pickup below 44,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now under $38K at Hyundai of Goshen in Goshen, IN. ...View More Details

Sales Price:	$37,963
Est. Payment:	$699.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,778
Location:	Goshen, IN

Item	Amount
Used Car Price⁽¹⁾	$37,963.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,671.27
Avg. DMV Fee	21.00
Cash Sale Price	$40,853.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,853.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$699.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,963.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage used 2022 Ram 1500 Laramie 4x4 pickup under 42,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now below $38K at Hyundai of Goshen in Goshen, IN. ...View More Details

Sales Price:	$37,419
Est. Payment:	$689.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,455
Location:	Goshen, IN

Item	Amount
Used Car Price⁽¹⁾	$37,419.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,633.19
Avg. DMV Fee	21.00
Cash Sale Price	$40,271.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,271.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$689.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,419.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 AT4

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This below average mileage second hand 2021 GMC Sierra 1500 AT4 4x4 pickup below 70,000 miles, automatic transmission, and 18 MPG, 3.0L diesel engine is for sale right now below $37K at Hyundai of Goshen in Goshen, IN. ...View More Details

Sales Price:	$36,926
Est. Payment:	$789.41 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,517
Location:	Goshen, IN

Item	Amount
Used Car Price⁽¹⁾	$36,926.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,598.68
Avg. DMV Fee	21.00
Cash Sale Price	$39,743.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,743.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$789.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,926.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup below 43,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $39K at Eby Ford in Goshen, IN. ...View More Details

Sales Price:	$38,495
Est. Payment:	$708.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,030
Location:	Goshen, IN

Item	Amount
Used Car Price⁽¹⁾	$38,495.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,708.51
Avg. DMV Fee	21.00
Cash Sale Price	$41,422.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,422.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$708.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge Titanium

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This low mileage used 2024 Ford Edge Titanium AWD SUV below 2,000 miles, automatic transmission, and 18 MPG, 2.0L gas engine is for sale right now under $37K at C. Wimberley Ford in Dowagiac, MI. ...View More Details

Sales Price:	$36,995
Est. Payment:	$681.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,860
Location:	Dowagiac, MI

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,603.51
Avg. DMV Fee	21.00
Cash Sale Price	$39,817.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,817.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$681.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage preowned 2023 Ford Explorer Limited AWD SUV below 9,000 miles, automatic transmission, and 18 MPG, 2.3L gas engine is for sale right now under $38K at Zeigler Ford of Elkhart in Elkhart, IN. ...View More Details

Sales Price:	$37,985
Est. Payment:	$699.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,861
Location:	Elkhart, IN

Item	Amount
Used Car Price⁽¹⁾	$37,985.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,672.81
Avg. DMV Fee	21.00
Cash Sale Price	$40,876.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,876.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$699.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage used 2024 Ford Ranger XLT 4x4 pickup under 15,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now under $37K at Gurley Leep Ford in South Bend, IN. ...View More Details

Sales Price:	$36,998
Est. Payment:	$681.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,275
Location:	South Bend, IN

Item	Amount
Used Car Price⁽¹⁾	$36,998.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,603.72
Avg. DMV Fee	21.00
Cash Sale Price	$39,820.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,820.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$681.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Ascent Premium 8-Passenger

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This low mileage used 2025 Subaru Ascent Premium 8-Passenger AWD SUV under 7,000 miles, cvt transmission, and 18 MPG, 2.4L gas engine is for sale right now below $36K at Campbell Ford in Niles, MI. ...View More Details

Sales Price:	$35,991
Est. Payment:	$662.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,619
Location:	Niles, MI

Item	Amount
Used Car Price⁽¹⁾	$35,991.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,533.23
Avg. DMV Fee	21.00
Cash Sale Price	$38,743.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,743.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$662.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Honda CR-V EX-L

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This low mileage preowned 2024 Honda CR-V EX-L FWD SUV below 17,000 miles, cvt transmission, and 18 MPG, 1.5L gas engine is for sale right now below $36K at Siemans in Bridgman in Bridgman, MI. ...View More Details

Sales Price:	$35,667
Est. Payment:	$657.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,965
Location:	Bridgman, MI

Item	Amount
Used Car Price⁽¹⁾	$35,667.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,510.55
Avg. DMV Fee	21.00
Cash Sale Price	$38,396.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,396.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$657.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,667.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Rebel

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This below average mileage second hand 2022 Ram 1500 Rebel 4x4 pickup below 66,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now below $40K at Siemans in Bridgman in Bridgman, MI. ...View More Details

Sales Price:	$39,500
Est. Payment:	$844.12 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,052
Location:	Bridgman, MI

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,778.86
Avg. DMV Fee	21.00
Cash Sale Price	$42,497.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,497.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$844.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater South Bend - Elkhart Area

Metro South Bend - Elkhart Secondhand Used Vehicles Priced Below $40,000

2022 Ram 1500 Laramie

2022 Ram 1500 Laramie

2021 GMC Sierra 1500 AT4

2023 Ford F-150 Lariat

2024 Ford Edge Titanium

2023 Ford Explorer Limited

2024 Ford Ranger XLT

2025 Subaru Ascent Premium 8-Passenger

2024 Honda CR-V EX-L

2022 Ram 1500 Rebel

Greater South Bend - Elkhart Area Cities with Used Cars for Sale Below $40K

Metro South Bend - Elkhart Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater South Bend - Elkhart Area

Metro South Bend - Elkhart Secondhand Used Vehicles Priced Below $40,000

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2021 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2021 GMC Sierra 1500 AT4 Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2024 Ford Edge Titanium

Ford Edge Titanium

2024 Ford Edge Titanium Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2025 Subaru Ascent Premium 8-Passenger

Subaru Ascent Premium 8-Passenger

2025 Subaru Ascent Premium 8-Passenger Car Loan Estimate

2024 Honda CR-V EX-L

Honda CR-V EX-L

2024 Honda CR-V EX-L Car Loan Estimate

2022 Ram 1500 Rebel

Ram 1500 Rebel

2022 Ram 1500 Rebel Car Loan Estimate

Greater South Bend - Elkhart Area Cities with Used Cars for Sale Below $40K

Metro South Bend - Elkhart Area Counties with Used Cars for Sale Below $40,000

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