South Bend - Elkhart, IN Area Used Cars Under $40,000

2021 GMC Sierra 1500 AT4

⇩ View Seller Description

This below average mileage second hand 2021 GMC Sierra 1500 AT4 4x4 pickup under 70,000 miles, automatic transmission, and 25 MPG, 3.0L diesel engine is for sale right now below $37K at Hyundai of Goshen in Goshen, IN. ...View More Details

Sales Price:	$36,926
Est. Payment:	$789.41 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,517
Location:	Goshen, IN

Item	Amount
Used Car Price⁽¹⁾	$36,926.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,598.68
Avg. DMV Fee	21.00
Cash Sale Price	$39,743.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,743.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$789.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,926.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

⇩ View Seller Description

This low mileage used 2022 Ram 1500 Laramie 4x4 pickup below 42,000 miles, automatic transmission, and 25 MPG, 5.7L gas engine is for sale right now under $38K at Hyundai of Goshen in Goshen, IN. ...View More Details

Sales Price:	$37,419
Est. Payment:	$689.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,455
Location:	Goshen, IN

Item	Amount
Used Car Price⁽¹⁾	$37,419.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,633.19
Avg. DMV Fee	21.00
Cash Sale Price	$40,271.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,271.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$689.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,419.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

⇩ View Seller Description

This low mileage second hand 2022 Ram 1500 Laramie 4x4 pickup below 44,000 miles, automatic transmission, and 25 MPG, 5.7L gas engine is for sale right now below $38K at Hyundai of Goshen in Goshen, IN. ...View More Details

Sales Price:	$37,963
Est. Payment:	$699.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,778
Location:	Goshen, IN

Item	Amount
Used Car Price⁽¹⁾	$37,963.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,671.27
Avg. DMV Fee	21.00
Cash Sale Price	$40,853.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,853.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$699.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,963.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 Limited

⇩ View Seller Description

This below average mileage used 2019 Ford F-150 Limited 4x4 pickup below 65,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now below $37K at Eby Ford in Goshen, IN. ...View More Details

Sales Price:	$36,900
Est. Payment:	$788.86 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,430
Location:	Goshen, IN

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,596.86
Avg. DMV Fee	21.00
Cash Sale Price	$39,715.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,715.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$788.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota RAV4 XLE

⇩ View Seller Description

This low mileage second hand 2025 Toyota RAV4 XLE AWD SUV under 21,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $37K at Campbell Ford in Niles, MI. ...View More Details

Sales Price:	$36,991
Est. Payment:	$681.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,950
Location:	Niles, MI

Item	Amount
Used Car Price⁽¹⁾	$36,991.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,603.23
Avg. DMV Fee	21.00
Cash Sale Price	$39,813.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,813.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$681.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Altitude

⇩ View Seller Description

This low mileage used 2023 Jeep Grand Cherokee L Altitude 4x4 SUV under 23,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now below $36K at Oliver Ford in Plymouth, IN. ...View More Details

Sales Price:	$35,628
Est. Payment:	$656.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,068
Location:	Plymouth, IN

Item	Amount
Used Car Price⁽¹⁾	$35,628.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,507.82
Avg. DMV Fee	21.00
Cash Sale Price	$38,354.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,354.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$656.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,628.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

⇩ View Seller Description

This low mileage preowned 2023 Ford Explorer ST AWD SUV below 45,000 miles, automatic transmission, and 25 MPG, 3.0L gas engine is for sale right now under $38K at Zeigler Ford of Elkhart in Elkhart, IN. ...View More Details

Sales Price:	$37,520
Est. Payment:	$690.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,030
Location:	Elkhart, IN

Item	Amount
Used Car Price⁽¹⁾	$37,520.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,640.26
Avg. DMV Fee	21.00
Cash Sale Price	$40,379.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,379.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$690.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,520.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

⇩ View Seller Description

This low mileage used 2023 Ford F-150 Lariat 4x4 pickup under 43,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now below $39K at Eby Ford in Goshen, IN. ...View More Details

Sales Price:	$38,495
Est. Payment:	$708.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,030
Location:	Goshen, IN

Item	Amount
Used Car Price⁽¹⁾	$38,495.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,708.51
Avg. DMV Fee	21.00
Cash Sale Price	$41,422.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,422.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$708.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2024 Ford F-150 XLT 4x4 pickup below 41,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now below $40K at C. Wimberley Ford in Dowagiac, MI. ...View More Details

Sales Price:	$39,995
Est. Payment:	$736.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,554
Location:	Dowagiac, MI

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,813.51
Avg. DMV Fee	21.00
Cash Sale Price	$43,027.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,027.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$736.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Corsair Reserve

⇩ View Seller Description

This low mileage preowned 2025 Lincoln Corsair Reserve AWD SUV below 13,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $40K at Zeigler Ford of Elkhart in Elkhart, IN. ...View More Details

Sales Price:	$39,900
Est. Payment:	$734.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,055
Location:	Elkhart, IN

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,806.86
Avg. DMV Fee	21.00
Cash Sale Price	$42,925.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,925.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$734.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater South Bend - Elkhart Area

Metro South Bend - Elkhart Secondhand Used Vehicles Priced Below $40,000

2021 GMC Sierra 1500 AT4

2022 Ram 1500 Laramie

2022 Ram 1500 Laramie

2019 Ford F-150 Limited

2025 Toyota RAV4 XLE

2023 Jeep Grand Cherokee L Altitude

2023 Ford Explorer ST

2023 Ford F-150 Lariat

2024 Ford F-150 XLT

2025 Lincoln Corsair Reserve

Greater South Bend - Elkhart Area Cities with Used Cars for Sale Below $40K

Metro South Bend - Elkhart Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater South Bend - Elkhart Area

Metro South Bend - Elkhart Secondhand Used Vehicles Priced Below $40,000

2021 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2021 GMC Sierra 1500 AT4 Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2019 Ford F-150 Limited

Ford F-150 Limited

2019 Ford F-150 Limited Car Loan Estimate

2025 Toyota RAV4 XLE

Toyota RAV4 XLE

2025 Toyota RAV4 XLE Car Loan Estimate

2023 Jeep Grand Cherokee L Altitude

Jeep Grand Cherokee L Altitude

2023 Jeep Grand Cherokee L Altitude Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Lincoln Corsair Reserve

Lincoln Corsair Reserve

2025 Lincoln Corsair Reserve Car Loan Estimate

Greater South Bend - Elkhart Area Cities with Used Cars for Sale Below $40K

Metro South Bend - Elkhart Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments