Madison County, KY Used Cars Under $40,000

2016 Chevrolet Silverado 2500HD Work Truck

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This average mileage used 2016 Chevrolet Silverado 2500HD Work Truck 4x4 pickup under 71,000 miles, automatic transmission, and 20 MPG, 6.6L diesel engine is for sale right now below $36K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$35,985
Est. Payment:	$838.63 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,233
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$35,985.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.10
Avg. DMV Fee	21.00
Cash Sale Price	$38,642.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,642.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$838.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Highlander LE

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This low mileage preowned 2025 Toyota Highlander LE FWD SUV below 29,000 miles, automatic transmission, and 20 MPG, 2.4L gas engine is for sale right now under $36K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$35,488
Est. Payment:	$652.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,205
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$35,488.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,156.28
Avg. DMV Fee	21.00
Cash Sale Price	$38,115.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,115.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$652.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Pathfinder SL

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This low mileage preowned 2025 Nissan Pathfinder SL AWD SUV under 6,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $40K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$39,488
Est. Payment:	$724.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,989
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$39,488.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,396.28
Avg. DMV Fee	21.00
Cash Sale Price	$42,355.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,355.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$724.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Highlander LE

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This low mileage used 2025 Toyota Highlander LE FWD SUV under 37,000 miles, automatic transmission, and 20 MPG, 2.4L gas engine is for sale right now below $36K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$35,988
Est. Payment:	$661.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,322
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$35,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.28
Avg. DMV Fee	21.00
Cash Sale Price	$38,645.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,645.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$661.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Highlander LE

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This low mileage used 2024 Toyota Highlander LE FWD SUV under 33,000 miles, automatic transmission, and 20 MPG, 2.4L gas engine is for sale right now under $40K at Gates Ford in Richmond, KY. ...View More Details

Sales Price:	$39,361
Est. Payment:	$722.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,167
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$39,361.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,388.66
Avg. DMV Fee	21.00
Cash Sale Price	$42,220.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,220.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$722.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,361.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line RWD SUV below 16,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $39K at Gates Ford in Richmond, KY. ...View More Details

Sales Price:	$38,854
Est. Payment:	$713.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,394
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$38,854.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,358.24
Avg. DMV Fee	21.00
Cash Sale Price	$41,683.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,683.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$713.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,854.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Honda Pilot Elite

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This low mileage preowned 2023 Honda Pilot Elite AWD SUV below 59,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $40K at Gates Ford in Richmond, KY. ...View More Details

Sales Price:	$39,140
Est. Payment:	$770.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,389
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$39,140.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,375.40
Avg. DMV Fee	21.00
Cash Sale Price	$41,986.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,986.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$770.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,140.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Toyota 4Runner Limited

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This below average mileage second hand 2018 Toyota 4Runner Limited AWD SUV under 61,000 miles, automatic transmission, and 20 MPG, 4.0L gas engine is for sale right now under $36K at Gates Ford in Richmond, KY. ...View More Details

Sales Price:	$35,711
Est. Payment:	$761.76 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,381
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$35,711.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,169.66
Avg. DMV Fee	21.00
Cash Sale Price	$38,351.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,351.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$761.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,711.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-350 Super Duty XL

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This low mileage second hand 2024 Ford F-350 Super Duty XL 4x4 pickup under 21,000 miles, automatic transmission, and 20 MPG, 6.8L gas engine is for sale right now under $40K at Gates Ford in Richmond, KY. ...View More Details

Sales Price:	$39,911
Est. Payment:	$732.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,385
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$39,911.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,421.66
Avg. DMV Fee	21.00
Cash Sale Price	$42,803.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,803.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$732.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,911.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage preowned 2022 Ford F-150 XLT 4x4 pickup under 59,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $37K at Gates Ford in Richmond, KY. ...View More Details

Sales Price:	$36,886
Est. Payment:	$727.02 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,044
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$36,886.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,240.16
Avg. DMV Fee	21.00
Cash Sale Price	$39,597.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,597.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$727.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,886.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Madison County, KY

Madison County, KY Secondhand Used Vehicles Priced Below $40,000

2016 Chevrolet Silverado 2500HD Work Truck

2025 Toyota Highlander LE

2025 Nissan Pathfinder SL

2025 Toyota Highlander LE

2024 Toyota Highlander LE

2025 Ford Explorer ST-Line

2023 Honda Pilot Elite

2018 Toyota 4Runner Limited

2024 Ford F-350 Super Duty XL

2022 Ford F-150 XLT

Madison County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Madison County, KY

Madison County, KY Secondhand Used Vehicles Priced Below $40,000

2016 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2016 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

2025 Toyota Highlander LE

Toyota Highlander LE

2025 Toyota Highlander LE Car Loan Estimate

2025 Nissan Pathfinder SL

Nissan Pathfinder SL

2025 Nissan Pathfinder SL Car Loan Estimate

2025 Toyota Highlander LE

Toyota Highlander LE

2025 Toyota Highlander LE Car Loan Estimate

2024 Toyota Highlander LE

Toyota Highlander LE

2024 Toyota Highlander LE Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Honda Pilot Elite

Honda Pilot Elite

2023 Honda Pilot Elite Car Loan Estimate

2018 Toyota 4Runner Limited

Toyota 4Runner Limited

2018 Toyota 4Runner Limited Car Loan Estimate

2024 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2024 Ford F-350 Super Duty XL Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

Madison County Cities with Used Cars for Sale Below $40K

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