Madison County, KY Used Cars Under $550 a Month

2026 Hyundai KONA SEL Sport

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This low mileage certified second hand 2026 Hyundai KONA SEL Sport AWD SUV below 7,000 miles, cvt transmission, and 20 MPG, 2.0L gas engine is for sale right now below $28K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$27,424
Est. Payment:	$505.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,713
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$27,424.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,672.44
Avg. DMV Fee	21.00
Cash Sale Price	$29,567.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,567.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$505.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,424.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford F-150 XL

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This below average mileage second hand 2017 Ford F-150 XL 4x4 pickup under 69,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $25K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$25,000
Est. Payment:	$536.25 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,637
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$25,000.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,527.00
Avg. DMV Fee	21.00
Cash Sale Price	$26,998.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,998.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$536.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Crosstrek Limited

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This average mileage second hand 2021 Subaru Crosstrek Limited AWD SUV below 73,000 miles, cvt transmission, and 20 MPG, 2.5L gas engine is for sale right now below $23K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$22,998
Est. Payment:	$539.87 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,279
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$22,998.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,406.88
Avg. DMV Fee	21.00
Cash Sale Price	$24,875.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,875.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$539.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford F-150 XL

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This below average mileage second hand 2017 Ford F-150 XL 4x4 pickup under 70,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $24K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$23,988
Est. Payment:	$514.94 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,748
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$23,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,466.28
Avg. DMV Fee	21.00
Cash Sale Price	$25,925.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,925.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$514.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Classic Tradesman

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This below average mileage preowned 2019 Ram 1500 Classic Tradesman 4x4 pickup below 69,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now under $24K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$23,988
Est. Payment:	$514.94 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,423
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$23,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,466.28
Avg. DMV Fee	21.00
Cash Sale Price	$25,925.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,925.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$514.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 GMC Acadia SLE-2

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This high mileage used 2017 GMC Acadia SLE-2 FWD SUV under 145,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $11K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$10,488
Est. Payment:	$423.85 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	145,250
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$10,488.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	656.28
Avg. DMV Fee	21.00
Cash Sale Price	$11,615.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,615.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$423.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $10,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Classic Tradesman

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This average mileage second hand 2019 Ram 1500 Classic Tradesman 4x4 pickup under 71,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $23K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$22,988
Est. Payment:	$539.64 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,842
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$22,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,406.28
Avg. DMV Fee	21.00
Cash Sale Price	$24,865.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,865.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$539.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 XL

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This average mileage preowned 2018 Ford F-150 XL 4x4 pickup under 77,000 miles, automatic transmission, and 20 MPG, 3.3L gas engine is for sale right now under $23K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$22,427
Est. Payment:	$526.73 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,970
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$22,427.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,372.62
Avg. DMV Fee	21.00
Cash Sale Price	$24,270.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,270.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$526.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,427.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Buick Envista Avenir

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This low mileage preowned 2025 Buick Envista Avenir FWD SUV under 7,000 miles, automatic transmission, and 20 MPG, 1.2L gas engine is for sale right now under $28K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$27,492
Est. Payment:	$507.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,066
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$27,492.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,676.52
Avg. DMV Fee	21.00
Cash Sale Price	$29,639.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,639.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$507.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,492.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Classic Tradesman

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This below average mileage used 2021 Ram 1500 Classic Tradesman 4x4 pickup below 66,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now under $26K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$25,588
Est. Payment:	$548.63 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,589
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$25,588.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,562.28
Avg. DMV Fee	21.00
Cash Sale Price	$27,621.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,621.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$548.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,588.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Madison County, KY

Madison County, KY Secondhand Used Vehicles with Payments Below $550 / Month

2026 Hyundai KONA SEL Sport

2017 Ford F-150 XL

2021 Subaru Crosstrek Limited

2017 Ford F-150 XL

2019 Ram 1500 Classic Tradesman

2017 GMC Acadia SLE-2

2019 Ram 1500 Classic Tradesman

2018 Ford F-150 XL

2025 Buick Envista Avenir

2021 Ram 1500 Classic Tradesman

Madison County Cities with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in Madison County, KY

Madison County, KY Secondhand Used Vehicles with Payments Below $550 / Month

2026 Hyundai KONA SEL Sport

Hyundai KONA SEL Sport

2026 Hyundai KONA SEL Sport Car Loan Estimate

2017 Ford F-150 XL

Ford F-150 XL

2017 Ford F-150 XL Car Loan Estimate

2021 Subaru Crosstrek Limited

Subaru Crosstrek Limited

2021 Subaru Crosstrek Limited Car Loan Estimate

2017 Ford F-150 XL

Ford F-150 XL

2017 Ford F-150 XL Car Loan Estimate

2019 Ram 1500 Classic Tradesman

Ram 1500 Classic Tradesman

2019 Ram 1500 Classic Tradesman Car Loan Estimate

2017 GMC Acadia SLE-2

GMC Acadia SLE-2

2017 GMC Acadia SLE-2 Car Loan Estimate

2019 Ram 1500 Classic Tradesman

Ram 1500 Classic Tradesman

2019 Ram 1500 Classic Tradesman Car Loan Estimate

2018 Ford F-150 XL

Ford F-150 XL

2018 Ford F-150 XL Car Loan Estimate

2025 Buick Envista Avenir

Buick Envista Avenir

2025 Buick Envista Avenir Car Loan Estimate

2021 Ram 1500 Classic Tradesman

Ram 1500 Classic Tradesman

2021 Ram 1500 Classic Tradesman Car Loan Estimate

Madison County Cities with Used Cars for Sale Below $550 / Month

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