Metro Louisville, KY Area Used Cars Under $650 a Month

2026 Hyundai SANTA FE Hybrid SE

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SE FWD SUV under 1,000 miles, a transmission, and 25 MPG, 1.6L hybrid engine is for sale right now below $35K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$34,828
Est. Payment:	$640.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,077
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$34,828.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,116.68
Avg. DMV Fee	21.00
Cash Sale Price	$37,415.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,415.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$640.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,828.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage used 2026 Hyundai SANTA FE Hybrid SE FWD SUV under 0,000 miles, a transmission, and 25 MPG, 1.6L hybrid engine is for sale right now below $34K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$33,722
Est. Payment:	$620.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$33,722.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,050.32
Avg. DMV Fee	21.00
Cash Sale Price	$36,243.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,243.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$620.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,722.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

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This low mileage second hand 2025 Hyundai SANTA FE Limited AWD SUV below 6,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now below $35K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$34,724
Est. Payment:	$638.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,690
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$34,724.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,110.44
Avg. DMV Fee	21.00
Cash Sale Price	$37,305.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,305.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$638.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,724.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer ST

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This low mileage used 2021 Ford Explorer ST AWD SUV below 43,000 miles, a transmission, and 25 MPG, 3.0L gas engine is for sale right now under $35K at O'brien Ford in Shelbyville, KY. ...View More Details

Sales Price:	$34,394
Est. Payment:	$632.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,847
Location:	Shelbyville, KY

Item	Amount
Used Car Price⁽¹⁾	$34,394.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,090.64
Avg. DMV Fee	21.00
Cash Sale Price	$36,955.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,955.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$632.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,394.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang Mach-E Premium

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This low mileage second hand 2024 Ford Mustang Mach-E Premium AWD SUV below 21,000 miles, a transmission, and 0.0L electric engine is for sale right now below $34K at Tri-County Ford in Buckner, KY. ...View More Details

Sales Price:	$34,000
Est. Payment:	$625.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,938
Location:	Buckner, KY

Item	Amount
Used Car Price⁽¹⁾	$34,000.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,067.00
Avg. DMV Fee	21.00
Cash Sale Price	$36,538.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,538.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$625.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Corsair Reserve

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This low mileage second hand 2023 Lincoln Corsair Reserve AWD SUV below 35,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now under $35K at Don Franklin Ford, Inc. in Columbia, KY. ...View More Details

Sales Price:	$34,900
Est. Payment:	$641.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,689
Location:	Columbia, KY

Item	Amount
Used Car Price⁽¹⁾	$34,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,121.00
Avg. DMV Fee	21.00
Cash Sale Price	$37,492.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,492.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$641.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger XLT

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This low mileage second hand 2023 Ford Ranger XLT 4X4 pickup under 44,000 miles, a transmission, and 25 MPG, 2.3L gas engine is for sale right now under $33K at Don Franklin Lincoln Elizabethtown in Elizabethtown, KY. ...View More Details

Sales Price:	$32,975
Est. Payment:	$606.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,497
Location:	Elizabethtown, KY

Item	Amount
Used Car Price⁽¹⁾	$32,975.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,005.50
Avg. DMV Fee	21.00
Cash Sale Price	$35,451.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,451.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$606.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer Limited

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This above average mileage used 2021 Ford Explorer Limited AWD SUV under 99,000 miles, a transmission, and 25 MPG, 2.3L gas engine is for sale right now below $22K at Conway Heaton Inc in Bardstown, KY. ...View More Details

Sales Price:	$21,798
Est. Payment:	$636.69 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,328
Location:	Bardstown, KY

Item	Amount
Used Car Price⁽¹⁾	$21,798.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,334.88
Avg. DMV Fee	21.00
Cash Sale Price	$23,603.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,603.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$636.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,798.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 MINI Clubman Cooper S ALL4

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This low mileage preowned 2024 MINI Clubman Cooper S ALL4 AWD wagon below 16,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now under $33K at Oxmoor Ford in Louisville, KY. ...View More Details

Sales Price:	$32,750
Est. Payment:	$602.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,472
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$32,750.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,992.00
Avg. DMV Fee	21.00
Cash Sale Price	$35,213.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,213.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$602.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Audi A7 3.0T quattro Premium Plus

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This high mileage used 2017 Audi A7 3.0T quattro Premium Plus AWD sedan below 104,000 miles, a transmission, and 25 MPG, 3.0L gas engine is for sale right now below $19K at Oxmoor Ford in Louisville, KY. ...View More Details

Sales Price:	$18,980
Est. Payment:	$637.81 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,507
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$18,980.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,165.80
Avg. DMV Fee	21.00
Cash Sale Price	$20,616.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,616.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$637.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Louisville Area

Metro Louisville Secondhand Used Vehicles with Payments Under $650 / Month

2026 Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE

2025 Hyundai SANTA FE Limited

2021 Ford Explorer ST

2024 Ford Mustang Mach-E Premium

2023 Lincoln Corsair Reserve

2023 Ford Ranger XLT

2021 Ford Explorer Limited

2024 MINI Clubman Cooper S ALL4

2017 Audi A7 3.0T quattro Premium Plus

Greater Louisville Area Cities with Used Cars for Sale Below $650 / Month

Metro Louisville Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Louisville Area

Metro Louisville Secondhand Used Vehicles with Payments Under $650 / Month

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2021 Ford Explorer ST

Ford Explorer ST

2021 Ford Explorer ST Car Loan Estimate

2024 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2024 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Lincoln Corsair Reserve

Lincoln Corsair Reserve

2023 Lincoln Corsair Reserve Car Loan Estimate

2023 Ford Ranger XLT

Ford Ranger XLT

2023 Ford Ranger XLT Car Loan Estimate

2021 Ford Explorer Limited

Ford Explorer Limited

2021 Ford Explorer Limited Car Loan Estimate

2024 MINI Clubman Cooper S ALL4

MINI Clubman Cooper S ALL4

2024 MINI Clubman Cooper S ALL4 Car Loan Estimate

2017 Audi A7 3.0T quattro Premium Plus

Audi A7 3.0T quattro Premium Plus

2017 Audi A7 3.0T quattro Premium Plus Car Loan Estimate

Greater Louisville Area Cities with Used Cars for Sale Below $650 / Month

Metro Louisville Area Counties with Used Cars for Sale Below $650 / Month

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